A global first for xMoney 🚀
We are proud to become the first @Mastercard issuer in the world to launch Mastercard Payment Passkey, the next-generation authentication solution for tokenized online payments.
Combined with Click to Pay, already available through xMoney, we're helping set a new standard for secure, seamless online checkout.
✅ Biometric authentication
✅ Faster payment confirmation
✅ Reduced fraud risk
✅ Less friction at checkout
A huge thank you to Mastercard for partnering with us on this milestone.
Les magistrats ont protégé Gérald Darmanin, en ne faisant aucune enquête de personnalité, en refusant de le mettre en examen dans la procédure le visant.
Ils ont protégé la macronie en enterrant systématiquement toutes les procédures visant le Président et ses proches, des Uberfiles à Alstom en passant par Business France et innombrables affaires de mœurs et de corruption personnelles.
Ils ont, le doigt sur la couture, poursuivi, harcelé, détruit, et le cas échéant condamné tous ceux qui étaient désignés.
Certains ont fait barrage. Ils ont été aussi rares que glorieux.
Ils sont récompensés de cette atroce débilité qui aura fracassé et traumatisé tant de citoyens de la meilleure des façons.
Il n’y a rien de pire que l’illusion de l’indépendance et l’avarie consommée.
Tout ne fait que commencer.
@CSMagistrature 228 sanctions en 70 ans.
Une seule sanction après 15.000 saisines par des citoyens contre des magistrats en quinze ans.
Vous avez servi le pouvoir, alimenté l’impunité, et généré une colère croissante, à laquelle vous êtes restés sourds.
Cela ne peut plus durer.
La colère monte dans le pays et personne ne pourra dire qu’il n’aura été prévenu lorsque cela débordera.
Un gouvernement illégitime, né d’un coup d’Etat institutionnel, une magistrature nageant sans l’impunité, un État qui ne tient plus rien…
You've been asking for this one...
Now in preview: Codex in the ChatGPT mobile app.
Start new work, review outputs, steer execution, and approve next steps, all from the ChatGPT mobile app. Codex will keep running on your laptop, Mac mini, or devbox.
Did you know @MultiversX has one of the highest validator counts in Web3?
With over 3,200 validators, MultiversX ranks among the most decentralized networks
The infrastructure for next-gen decentralized apps is already here, it's MultiversX
📊 https://t.co/ih5c5E6Tyo
Transparency the MultiversX community is always asking for
What is revealed is a harsh reality though:
One of the most technically advanced blockchains in the world running on fumes
With a 2026 estimated annual budget that is less than what some large chains and protocols spend monthly
One that is likely funded primarily from token sales
Where I am torn though is on the direction and the proposed budget
🔸Over 70% spent on Protocol R&D and product development
🔸20% for the developer platform
🔸5% going towards ecosystem grants
🔸4% towards marketing
100k in total allocated to marketing in 2026 for a chain that is mostly unknown to the Web3 space and the world at whole
A figure that is less than what it costs for a team to attend a single event
The team has mentioned on a couple occasions that they took a “build it and they will come approach” that didn’t pan out
Yet the 2026 roadmap seems to stay the course
So why am I torn and still bullish?
As I’ve said over and over again, we are still so incredibly early
Less than .1% of the world uses blockchain tech daily and right now the general perception of crypto and Web3 is garbage
Between presidential memecoins, billions in hacks, and a god aweful UX across much of the space, it is clear that we aren’t even close to escaping the dialup phase of Web3 yet
Remember Netscape browser? Yeah, that’s how early we still are in the scheme if things
Want proof?
Jump into any peptide chat that only takes crypto and see how much of a cluster F it is for most to figure out
Someone shouldn’t need a 10 step PDF detailing how to pay for a product
So is now the best time to be dumping millions into marketing campaigns while interest is at rock bottom and the system is mostly unusable?
We have teams fighting over who can get their token shown on the Las Vegas Sphere or logo painted on a NASCAR for 7 figures
That is the definition of dumb money and teams would be better off burning their tokens than spending it on dumb crap like that
Now is the time to be hardening the infrastructure
Securing it against future quantum risks
Improving the UX
Building a foundation that devs can actually create something meaningful on
The space as a whole has failed at that for the most part which is why we still have Web2 giants with more devs than the entirety of Web3
Some may argue that we already have winners and that network effects will carry them through
I’ll argue that there is no meaningful network yet
One hack. One crash. One takeover.
That’s all it would take to topple any of the major chains now and quickly shift the landscape
AOL, MySpace, Blockbuster, Blackberry, and dozens of other mostly forgotten brands had a bigger footprint on the world than any single protocol does right now
So until the framework is in place and we have something that truly improves the lives of millions or even billions, it is still anyone’s game
MultiversX seems to be taking an approach with that in mind and it may just be the winning one
This is an email I sent earlier today to all employees at Coinbase:
Team,
Today I’ve made the difficult decision to reduce the size of Coinbase by ~14%. I want to walk you through why we're doing this now, what it means for those affected, and how this positions us for the future.
Why now
Two forces are converging at the same time. We need to be front footed to respond to both.
First, the market. Coinbase is well-capitalized, has diversified revenue streams, and is well-positioned to weather any storm. Crypto is also on the verge of the next wave of adoption, with stablecoins, prediction markets, tokenization, and more taking off. However, our business is still volatile from quarter to quarter. While we've managed through that cyclicality many times before and come out stronger on the other side, we’re currently in a down market and need to adjust our cost structure now so that we emerge from this period leaner, faster, and more efficient for our next phase of growth.
Second, AI is changing how we work. Over the past year, I’ve watched engineers use AI to ship in days what used to take a team weeks. Non-technical teams are now shipping production code and many of our workflows are being automated. The pace of what's possible with a small, focused team has changed dramatically, and it's accelerating every day.
All of this has led us to an inflection point, not just for Coinbase, but for every company. The biggest risk now is not taking action. We are adjusting early and deliberately to rebuild Coinbase to be lean, fast, and AI-native. We need to return to the speed and focus of our startup founding, with AI at our core.
What this means
To get there, we are not just reducing headcount and cutting costs, we’re fundamentally changing how we operate: rebuilding Coinbase as an intelligence, with humans around the edge aligning it. What does this mean in practice?
- Fewer layers, faster decisions: We are flattening our org structure to 5 layers max below CEO/COO. Layers slow things down and create coordination tax. The future is small, high context teams that can move quickly. Leaders will own much more, with as many as 15+ direct reports. Fewer layers also means a leaner cost structure that is built to perform through all market cycles.
- No pure managers: Every leader at Coinbase must also be a strong and active individual contributor. Managers should be like player-coaches, getting their hands dirty alongside their teams.
- AI-native pods: We’ll be concentrating around AI-native talent who can manage fleets of agents to drive outsized impact. We’ll also be experimenting with reduced pod sizes, including “one person teams” with engineers, designers, and product managers all in one role.
In short: AI is bringing a profound shift in how companies operate, and we’re reshaping Coinbase to lead in this new era. This is a new way of working, and we need to leverage AI across every facet of our jobs.
To those who are affected
I know there are real people behind these decisions — talented colleagues who have poured themselves into this company and our mission. To those of you who will be leaving: thank you. You’ve helped build Coinbase into what it is today, and I am sincerely grateful for everything you've done.
All impacted team members will receive an email to their personal account in the next hour with more information, and an invitation to meet with an HRBP and a senior leader in your organization. Coinbase system access has been removed today. I know this feels sudden and harsh, but it is the only responsible choice given our duty to protect customer information.
To those affected, we will be providing a comprehensive package to support you through this transition. US employees will receive a minimum of 16 weeks base pay (plus 2 weeks per year worked), their next equity vest, and 6 months of COBRA. Employees on a work visa will get extra transition support. Those outside of the US will receive similar support, based on local factors and subject to any consultation requirements.
Coinbase prides itself on talent density. Our employees are among the most talented people in the world, and I have no doubt that your skills and experience will be highly sought after as you pursue your next chapters.
How we move forward
To the team that is staying, I know this is a difficult day. We’re saying goodbye to colleagues and friends you've been in the trenches with. But here’s what I want you to know as we move forward together:
Over the past 13 years, we have weathered four crypto winters, gone public, and built the most trusted platform in our industry. We’ve made it this far by making hard decisions and by always staying focused on our mission. This time will be no different – nothing has changed about the long term outlook of our company or industry. And most importantly, our mission has never been more important for the world. Increasing economic freedom requires a new financial system, and we’re building it.
The Coinbase that emerges from this will be more capable than ever to achieve our mission.
Brian