Vishnu Jonnalagadda

Passionate about art of credit card rewards! Juggling multiple premium cards for maximum perks.

Join me on journey optimizing rewards & financial finesse!✈️💰

[Vishnu Jonnalagadda @VishnuJonn]

@Akshat_World Agreed, but here's a pro tip:

With the rise of fintech like stable, wint wealth, one can open a fixed deposit in RBI regulated SF banks without opening a bank account.

Which means higher FD rates close to 9% + up to 5L DICGC insurance+ zero bank charges.

Open to comments!

[Vishnu Jonnalagadda @VishnuJonn]

@milkysingh27 @Akshat_World Seriously? Would someone withdraw 100₹ from an ATM?

[Vishnu Jonnalagadda @VishnuJonn]

@TanishqJewelry Pathetic services from your nellore branch, Andhra Pradesh (524003). I requested for a redemption of my golden harvest scheme, it's been more than 2 months but there is no sign of getting my money back.

[Vishnu Jonnalagadda @VishnuJonn]

@airtelindia No response yet

[Vishnu Jonnalagadda @VishnuJonn]

@airtelindia It's been a week since I paid for air fiber but there is no visibility of installation yet. Unable to reach your customer care number..Gives only IVR options.

Please cancel and refund my money ASAP

Pathetic Service

[Vishnu Jonnalagadda @VishnuJonn]

@Airtel_Presence WTH, no response since morning post asking for Ticket or Complaint ID.

[Vishnu Jonnalagadda @VishnuJonn]

@Airtel_Presence Tired of these generic responses 🙏🙏 Is there any other way I can get this issue resolved?

[Akshat Shrivastava @Akshat_World]

15 years back, almost no one in India thought that they would own phones that cost INR 1 Lakh+

The very idea of owning such expensive phones seemed ridiculous.

Now, look around. Students on loans are buying iPhones like never before.

The iPhone is now bigger (in terms of sales) than Nike, Coca-Cola and McDonald’s.

Companies that are building for the top 0.5% are going to win.

[1] Businesses care about the rich.
[2] Politicians care about the rich.
[3] Banks care about the rich.

For the rest, there are loans.

[Vishnu Jonnalagadda @VishnuJonn]

"Just a year ago, people questioned my choice of a credit card with a 12.5k+GST fee. Today, I've redeemed 1L+ reward points for 1L in Tanishq vouchers. 🌟 @HDFC_Bank's Infinia via SmartBuy gives me a solid 16.66% reward rate on various vouchers! Monthly rewards breakdown 👇

[Vishnu Jonnalagadda @VishnuJonn]

"💳 Credit cards: not for the credit-needy! 🚫 Discipline reaps rewards (up to 16% on premium cards), but beware penalties (up to 48% pa). 📊 Smart spending tip: leverage multiple cards for an enhanced rewards game. 💸 #FinancialWisdom #CreditSmart"