Wesley Nwatughara

Economist | Aesthete

[Lima @limalemonnn]

this is insane. i genuinely don't understand why ambitious people aren't shown this lecture before their careers start consuming their entire lives.

clayton christensen spent his career studying why successful companies collapse. in his final class, he asked students to apply the theory to themselves: if you keep allocating your time the same way, what life are you actually building?

he had already seen the answer in his own harvard mba class. everyone looked successful at the fifth reunion; by the 10th, 15th, 20th, and 25th, many were unhappy, divorced, and living far from their children.

work shows you the score immediately. close a sale, ship a product, finish a presentation, earn a promotion, get paid.

an hour with your child may produce nothing you can measure today; it may take 20 years to understand what that hour built. so the next free hour goes back to work, one rational decision at a time.

this is how people build lives they never planned: through hundreds of right decisions that lead in the wrong direction, day after day.

money, titles, and headcount are easy to count. christensen believed a life should be measured by the people who became better because you were there.

he died in 2020.

one question remains: if someone saw only where your time, energy, and attention went this year, what would they think actually mattered to you?

the full 19-minute lecture is in the video below.

[Baby Mars |framer developer🍂 @tearsandguile]

I built the Nigerian Literature Archive for the books many of us grew up reading and the ones we may have forgotten.

From Ige Adubi to Ralia the Sugar Girl, Eze Goes to School and more, it’s a small way to preserve and rediscover Nigerian literature.

https://t.co/c1PJNqpXeL

[Raffi @raffichill]

Please write up a brief handoff document describing everything we've tried and what we are attempting to achieve so I can pass it along to another agent

[y @ysuckme]

all roads lead back to improving yourself.

[J.A.E 👽 @judaaee]

i wish i can advice freshers to take their life seriously, but they won’t listen just like i didn’t listen 💔

[Uchenna. @Favour_Ogazi]

It’s strange and beautiful to realise that you can be simultaneously proud of how far you have come and aware that you have barely scratched the surface of who you could become.

[Gracee💕💜 @graceis_cute]

university in Nigeria is more about passing your exams than learning your about your profession

[Rufybaba @Rufyb]

See the link to the report here: https://t.co/pK3ffj1MCy

[Rufybaba @Rufyb]

For many Nigerians, the moment a salary enters their account, it already has several owners:

✑ Parents
✑ Siblings
✑ Medical bills
✑ School fees
✑ Family emergencies
✑ Community obligations

What many people call "black tax" is one of the biggest vet least-discussed forces shaping wealth creation across Africa.

Interestingly, black tax is often rooted in love, duty and gratitude, and compounded by weak social systems. It is not necessarily the result of irresponsibility.

But there is another side that we do not discuss enough.

Black tax shapes career decisions. It delays investing, postpones marriage and reduces people's willingness to take risks. It creates invisible financial pressure that never appears on a bank statement.

In this edition of Simplified, we tried to answer a difficult question: "How do you support your family without sacrificing your own financial future?"

One of my favourite ideas from the report is what we call the Black Tax Ratio., It is a simple way to measure how much of your income is already committed before you begin funding your own life.

Sometimes, what people describe as "poor saving habits" is simply a heavy family responsibility that has never been measured.

The goal of this report is not to ell people to stop supporting their families. It is to help them give in a way that is planned, sustainable and honest.

I hope you find it useful.

[BOSS @thebeautyofsaas]

this might be the best tweet ever written

[Raph🚀 @raphaelekutt]

Opay please:
-I don't want to play with a child.
-I don't want to claim stars.
-I don't want to invite people I sent money to yesterday.
-I don't want a N2million loan, fast and easy.

Thank you for your attention to this matter🙂

[Chetuya Chinagolum @Chetuyachinago]

If you are planning to invest your hard-earned savings into the booming Nigerian Stock Exchange, stop and read this first to understand how liquidity works.

When speculative stock bubbles burst, the rich do not lose money: they quietly take your life savings and hand you worthless paper. 🧵

[tap @utomisphere]

Hanging out with the right people is part of locking in. Don't turn down opportunities to socialise because you're staying indoors to read book and press computer.

[That guy. @Shutabug]

New painting. Bad Religion.

[🥷 @_iamhabeeb]

You need a lot of inner peace to avoid getting rage baited by your mom

[Mo @mo_sin_mi]

When God created us, he didn’t mean for us to start doing accounting, investment banking, adjusting EBITDA, GAAP and IFRS etc. But through our sins, these woes have befallen us.

[gst @wearegst]

Tinubu's friend Chagoury is set to receive up to 27 trillion Nigerian Naira (around $20 billion), sometimes tax-free, to build roads.

For context, the world's first ocean airport in Japan was built with $20 billion.

https://t.co/wWPHVZUhLT

[Hemant Mohapatra @MohapatraHemant]

The curse of discipline is that every day looks the same. The curse of indiscipline is that every year does.

[Nkem @JoshuaElebiju]

You procrastinate and eventually finish a 20-minute task that you postponed for weeks. Will it stop you from procrastinating again? Definitely not.