Wealthfront

Save and invest for what’s next. 💸

[Wealthfront @Wealthfront]

🎉 We’re excited to share that today we will begin trading on the @Nasdaq stock exchange as WLTH!

We could not have reached this exciting milestone without the trust of our clients, the hard work of our team, or the support of our advisors and investors. As we look to our future, we are excited to continue building high-quality, low-cost products that help our clients build wealth.

Read more about what this next chapter means for Wealthfront in this letter from our CEO, David Fortunato https://t.co/p44rsG5Ppl

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This post is for informational purposes only and does not constitute an offer, solicitation, or recommendation to buy or sell any security. Investment management and advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Brokerage products are provided by Wealthfront Brokerage LLC, Member of FINRA/SIPC.

[Wealthfront @Wealthfront]

This week, after making gains immediately following the midterm elections, US indexes saw a sharp downturn amidst investor concerns about potential deceleration of AI development and data center buildouts.

Should this change your investing plan?

Short-term swings shouldn’t change your long-term goals. Trying to avoid every dip often means missing the rebounds that can follow.

Volatility can cause a lot of uncertainty and it’s natural to wonder if you should pull out of the market.

But the short answer is: you shouldn’t.

History shows that those who stay invested tend to outperform those who try to time the market.

The important thing to remember?

The market over time has always recovered.

Read more in today’s Vested Interest newsletter, with thoughts from our VP of Investment Research, Alex Michalka: https://t.co/WELALCRVpe

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Content provided is for informational purposes only and does not constitute investment advice or a recommendation of any particular security or strategy. Diversification and buy-and-hold strategies do not guarantee profits or prevent losses. Results vary by strategy and time horizon. Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Brokerage services are provided by Wealthfront Brokerage LLC, Member FINRA/SIPC. © 2026 Wealthfront Corporation.

[Wealthfront @Wealthfront]

Is Spirit Halloween the grim reaper of retail?

Maybe not.

Real estate experts say its locations can actually tell us something about where the US economy is doing well.

Across the country, more retail stores are opening up than shutting down: As of August, Coresight Research had counted 3,389 openings and 3,262 closures in 2026.

And counterintuitively, low vacancy rates can mean landlords are actually more willing to sign short-term tenants like Spirit.

Read more on this story in our special Halloween edition of Vested Interest: https://t.co/it85anXB9z

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The content provided is for informational and educational purposes only and does not constitute investment advice or a recommendation of any particular security or strategy. Information is from reliable sources, but accuracy and completeness aren't guaranteed. Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. © 2026 Wealthfront Corporation.

[Wealthfront @Wealthfront]

Heads up that we’ll be validating our backup infrastructure across two maintenance windows: Saturday, October 31st 10:30pm - 12:30am PT, and Saturday, November 14th 8pm - 12am PT. During this time, account logins and services will be unavailable.

If you have any questions in regards to your account, please feel free to email us at [email protected]

[Wealthfront @Wealthfront]

What’s parked in your driveway?

[Wealthfront @Wealthfront]

Are you part of the Sedanaissance?

While everyone’s now talking about flying cars, you might recall that flightless EVs—and waitlists for them—were the hot ticket in 2025.

This year, with gas prices up more than 40%, another trend has evolved. Sales of large trucks and SUVs are slowing while sedans like the Mazda3 and Honda Accord are the hottest vehicles on the market.

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The content provided is for informational and educational purposes only and does not constitute investment advice or a recommendation of any particular security or strategy. Information is from reliable sources, but accuracy and completeness aren't guaranteed. Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. © 2026 Wealthfront Corporation.

[Wealthfront @Wealthfront]

Until recently, taxes aimed only at the super-rich were a dying breed.

As recently as 1990, many countries (but not the US) had some form of “wealth tax” on the books. Most were eventually abandoned amid a political backlash.
In November, though, California voters will decide whether to impose a one-time net worth tax of 5% on the state’s billionaires. It could pave the way for other measures in the US and beyond: Similar levies are up for discussion in Sweden, Germany, and France, while New York City is trying to tax pied-à-terre homes and the state of Washington is holding a referendum on adding a 10% surcharge to the income tax bill of anyone who makes more than a million dollars a year.

What happened to bring this idea back into circulation—and does it matter to you if you aren’t a billionaire yet?

Read more in this week’s issue of our newsletter, Vested Interest: https://t.co/zDDKQyjOS1

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The content provided is for informational and educational purposes only and does not constitute investment advice or a recommendation of any particular security or strategy. Information is from reliable sources, but accuracy and completeness aren't guaranteed. Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. © 2026 Wealthfront Corporation.

[Wealthfront @Wealthfront]

We’re excited to share new features in our Brokerage Account, expanding on the investing experience previously offered through the Stock Investing Account.

Here’s what’s new:

➜ Recurring investments: Automatically invest on a schedule you determine

➜ Trade instantly: Buy, sell, and reinvest immediately during market hours

➜ Set limit orders: Choose how you trade with limit or market orders

➜ Share-denominated orders: Buy or sell a specific number of shares, rather than a dollar amount

➜ 8,000+ additional ETFs and stocks: Explore newly added securities by category or search for the ones you already know

More on our blog: https://t.co/Jk8uroWcD5

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The Brokerage Account is a self-directed brokerage account offered by Wealthfront Brokerage LLC, Member of FINRA/SIPC. Clients are responsible for evaluating their investment opportunities and risks and making investment decisions. Investing involves risk, including the possible loss of principal, and past performance does not guarantee future results.

Trades submitted during market hours are sent promptly for execution. Execution may not be immediate and can be affected by market conditions, trading volume, liquidity, and other factors.

[Wealthfront @Wealthfront]

What’s wrong with the traditional model of inheritance?

@morganhousel shares an unconventional take on when to consider passing on wealth (that you might want to share with your parents).

#Investing #PersonalFinance #ThePsychologyOfMoney #WealthBuilding #ParentingTips

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Educational and informational purposes only. Nothing in this communication should be construed as investment, financial, or tax advice.

[Wealthfront @Wealthfront]

Is it just us, or does it seem like people are paying a lot, often on a monthly basis, for things you used to just do?

According to a MasterCard survey, the average US consumer’s annual spending on subscriptions rose $417 last year to a total of $1,887. Reports by Bain & Company attest that spending on luxury experiences has grown by 10% in the past two years while spending on luxury goods has actually declined.

And as of last year, service-oriented businesses like fitness centers and spas occupy more square footage in the US than “goods-oriented” retailers.

Economically speaking, what’s going on here?

Read more in our latest Vested Interest newsletter: https://t.co/WZFErkhJlI

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The content provided is for informational and educational purposes only and does not constitute investment advice or a recommendation of any particular security or strategy. Information is from reliable sources, but accuracy and completeness aren't guaranteed. Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. © 2026 Wealthfront Corporation.

[Wealthfront @Wealthfront]

Mortgages by Wealthfront Home Lending, LLC NMLS 2358115 NMLS Consumer Access. California Finance Lenders Law License. Equal Housing Opportunity. Subject to credit approval; rates vary and not all qualify. Not a solicitation or offer.

Savings estimates reflect 0.5% below the Freddie Mac Primary Mortgage Market Survey ® (as of 8/7/2026) 30-year fixed average. Savings reflect Principal and Interest only; property taxes, homeowners insurance and escrow fees will increase your actual payment. Rate comparison assumes: 780+ FICO, 750K primary single-family residence in Austin, TX, 20% down payment and 1 discount point. Actual rates vary. APR and Terms apply. Not all qualify.

All investing involves risk, including the possible loss of money you invest. Investment management and advisory services are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser, and brokerage related products are provided by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), a Member of FINRA/SIPC.

[Wealthfront @Wealthfront]

Wealthfront Home Lending is now available to all clients planning to buy or refinance a home in Washington 🎉

[Wealthfront @Wealthfront]

Clients in California, Colorado, Texas and now Washington can secure rates ~0.50% under the national average–with Washington clients saving an average of $200 on monthly payments–all through a self-serve process with zero sales pressure.

If you’re a resident in any of these states and not yet a client, you can access our rates by opening any Wealthfront account.

You can also use our mortgage rate calculator to see your personalized rate estimate and projected monthly payments for new purchases and refinancing: https://t.co/EWE5lqH1bF

[Wealthfront @Wealthfront]

This and more in today's issue of our newsletter, Vested Interest: https://t.co/DjkOvBxJb1

[Wealthfront @Wealthfront]

Everyone in tech loves to talk about AGI—“artificial general intelligence” or “AI that is more intelligent than humans”—but no one really agrees on what it means.

The same goes for “the Singularity,” which is supposedly the moment when AI becomes self-controlling. And then, of course, there’s the question of whether self-controlled AI will try to destroy humanity.

Below, we’ve tried to give a broad summation—based on statements made as early as 2023 and as recently as last month—of where some of the biggest voices in the discussion stand. Please do note that the AI landscape changes rapidly, and the views of the individuals above may evolve over time.

What’s your take?

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The content provided is for informational and educational purposes only and does not constitute investment advice or a recommendation of any particular security or strategy. Views expressed are as of the issue date, based on the information available at that time, and may change based on market or other conditions. Information is from reliable sources, but accuracy and completeness aren't guaranteed. Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. © 2026 Wealthfront Corporation.

[Wealthfront @Wealthfront]

@morganhousel shares a counterintuitive perspective on successful investing: The role of a diversified portfolio and the value of doing nothing.

#PersonalFinance #PassiveInvesting #WealthBuilding #MoneyMindset #StockMarket

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Educational and informational purposes only. Nothing in this communication should be construed as investment, financial, or tax advice. Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Diversification does not guarantee profits or prevent losses. Results vary by strategy and time horizon.

[Wealthfront @Wealthfront]

Thank you to @Nasdaq for recognizing our recent milestone of surpassing $100 billion in total platform assets!

[Wealthfront @Wealthfront]

Check out more on our blog: https://t.co/eXmhLxBJe0

[Wealthfront @Wealthfront]

Here’s a quick round up of new products and features we’ve shipped this year, so far:

Investing Updates
→ Wealthfront Custodial Account: a new account type enabling you to invest with flexibility for your kids. It’s designed to automatically reduce your child’s future tax burden before they take ownership of the account.

→ 300+ new stocks and ETFs added to the Stock Investing Account, plus a redesigned search and the option to auto-reinvest dividends or automatically sweep them into your Cash Account.

→ Move your Individual Investing Account into a Joint Account without liquidating assets or triggering a taxable event.

Cash Account Updates
→ A higher base APY and an extra +0.25% boost if you set up $1,000+ monthly direct deposits or $2,500 in monthly recurring deposits to any Wealthfront account and maintain a funded investing account.

→ More ways to automate categories and set savings goals. Updates include: routing interest into specific goals, setting up recurring transfers to specific categories, and tracking progress towards goals.

→ Passkey support so that you can sign in more securely using Face ID, Touch ID, or your device passcode.

Wealthfront Home Lending
→ Expanded access to clients in California, Colorado, and Texas with rates ~50 basis points below national averages.

→ Our rate calculator launched, providing you with upfront, personalized rate estimates. This tool allows you to explore custom loan options and lock in your rate online without needing to speak to a loan officer (though licensed support is available if needed).
And here's what's next:

→ Expanding Wealthfront Home Lending to Washington, Oregon, Illinois and Florida in the coming months.

→ Improving our Stock Investing Account, through supporting recurring buys and additional account types.

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The Cash Account is offered by Wealthfront Brokerage LLC, Member FINRA/SIPC. Investment management and advisory services are provided by Wealthfront Advisers LLC ("Wealthfront Advisers"), an SEC-registered investment adviser.

The Stock Investing Account is a limited-discretion investment product offered by Wealthfront Advisers.

Nothing in this communication should be construed as investment, financial or tax advice. All investing involves risk, including the possible loss of money you invest. Securities investments are not bank deposits, are not bank guaranteed or FDIC-insured and may lose value.

The Direct Deposit Plus Investing Program (“DDI Program”) from Wealthfront Advisers LLC (“Wealthfront Advisers”) and Wealthfront Brokerage LLC (“Wealthfront Brokerage”) collectively, “Wealthfront” provides eligible clients a 0.25% annual percentage yield (“APY”) increase above the current base APY (paid by Program Banks) on total eligible Cash Account balances. Wealthfront may change or end the program at any time and determines eligibility at its discretion. See the full terms and conditions for additional details.
To qualify, eligible clients must: (i) maintain a personal individual or joint Cash Account in good standing with at least $1,000 in settled and cleared recurring monthly ACH direct deposits of income or $2,500 or more in automated recurring electronic deposits from an external account into the Eligible Cash Account or an Eligible Investing Account, and (ii) maintain a funded personal, joint, or trust investing account in good standing with Wealthfront Advisers. The 0.25% APY increase applies only while these requirements continue to be met.
All mortgage products are offered by Wealthfront Home Lending, LLC NMLS 2358115
Home loan availability will be subject to credit approval and applicable state and federal licensing requirements. Rates vary based on credit profile, loan terms and market conditions. Not all applicants will qualify for the lowest advertised rates. This communication is for information purposes only and does not constitute a solicitation for a loan or an offer to lend or extend credit. Equal Housing Opportunity.

Rate comparison based on Freddie Mac Primary Mortgage Market Survey® average for 30-year fixed-rate mortgages as of August 07, 2026. Rate available to qualified borrowers meeting the following criteria: 780+ FICO score, $750,000 purchase price, primary single-family residence in Austin, TX, 20% down payment, and payment of 1 discount point. Actual rates may vary. APR and additional terms apply. Not all borrowers will qualify.

© 2026 Wealthfront Corporation.

[Wealthfront @Wealthfront]

The final question: How has your investing philosophy changed over time?

@morganhousel's answer: “I started day trading stocks and it didn’t work. And then I was like, ‘oh, I’m going to be a long-term investor—I’m going to hold stocks for five days at a time.’ And I kept losing money. I’d been investing for two or three years before I was like, I should just invest in low-cost index funds.”

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The content provided is for informational and educational purposes only and does not constitute investment advice or a recommendation of any particular security or strategy. Information is from reliable sources, but accuracy and completeness aren't guaranteed. Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. © 2026 Wealthfront Corporation

[Wealthfront @Wealthfront]

We recently sat down with @morganhousel, the bestselling author of The Psychology of Money, for a conversation about how best to handle market chaos, geopolitical chaos, and whatever it is the AI companies are doing.

Here’s a condensed version of the conversation–find more in our newsletter, Vested Interest: https://t.co/qIlKC9hwsu

[Wealthfront @Wealthfront]

Our next question: Is it weird that the stock market keeps going up when there’s so much uncertainty about inflation, war, and AI?

@morganhousel says: “If you look at history, there’s never been a moment in which the future was clear... If you’re an investor waiting for the clouds to part, there’s always going to be things to worry about.
Investing is enduring that uncertainty. That’s what you’re getting paid for, over time.”