“You should just save for a house, It’s cheaper than renting.”
Okay, let's actually do the maths.
Let's say you're a single person and you earn £30,000 a year working full time in the UK.
Monthly gross: £2,500
Income tax: £291
National Insurance: £116
Pension: £46
Take-home pay: around £2,047 a month.
Now the fun part.
Rent: £850
Council tax: £140
Utilities: £150
Water: £40
Food: £250
Car insurance & fuel: £300
Phone: £50
WiFi: £40
That leaves you with roughly £227 a month.
That's £2,724 a year if absolutely nothing goes wrong.
No dentist.
No clothes.
No repairs.
No holidays.
No nights out.
No unexpected bills.
No emergencies.
And people wonder why people can't save £30,000 for a house deposit.
You can't save money you don't have.
But apparently we're entitled and don't know how to budget, while previous generations could buy a house on one wage and still afford to raise a family.
The problem isn't that people don't want to own a home.
It's the numbers just don't work.
My boomer dad asked me last week why I'm still renting at 43.
I told him a starter home in our area is $410,000.
He said "so save up."
I said the down payment alone is $82,000.
He said "that's not so bad, break it into pieces."
I said after rent, insurance, and daycare I put away maybe $400 a month.
He did the math out loud. Got to seventeen years. Went quiet.
Then he said something I didn't expect.
"I put down $3,200 on our first place. I had it saved in eight months working at the plant."
Then he just sat there for a second.
"I always thought you kids were exaggerating."
That's it. That's the whole conversation.
He wasn't being cruel. He genuinely had no idea. Nobody ever showed him the number.
Most of them aren't defending the system. They just never looked at it.
once youve lived/spent a good amount of time in a city with a shit ton of tourists your blood will genuinely boil seeing them do some stupid bullshit while youre trying to get home
BOOMER: "Nobody wants to work anymore."
YOU: "I work 50 hours a week."
BOOMER: "Doing what, on a computer?"
YOU: "Yes. It pays $58,000."
BOOMER: "I made $18,000 and owned a house."
YOU: "That's the whole point."
BOOMER: "We didn't complain, we just worked."
YOU: "You worked one job and got a pension. I work one job and get a 401k match if I'm lucky."
BOOMER: "Nobody handed me anything."
YOU: "College was $600 a year. Your first house was 2x your salary. Your employer covered your family's health insurance."
BOOMER: "That was normal back then."
YOU: "Exactly. It was normal. Now it's impossible."
BOOMER: "So what do you want, a handout?"
YOU: "I want what was normal."
BOOMER: *silent*
You didn't outwork us.
You just lived in the version of the country where working was enough.
I have Americans in my DMs threatening to call ICE on me and have me deported…I don’t know whats funnier…the fact that Im a Canadian with a UK dual citizenship or that I’m living in Spain and far from their jurisdiction
THE ASSASSINATION ATTEMPTS WERE STAGED. THE ELECTION WAS RIGGED. THERE WAS CLEAR FOREIGN INTERFERENCE. THE CONSTITUTION WAS VIOLATED. OUR GOVERNMENT HAD THE ABILITY TO STOP THIS BUT FAILED US. MAINSTREAM MEDIA IS COMPLICIT. I'VE BEEN RIGHT SINCE 2016. VERY FUCKING SAD.
“Terrible things are happening outside. Poor helpless people are being dragged out of their homes. Families are torn apart. Men, women, and children are separated. Children come home from school to find that their parents have disappeared.”
Diary of Anne Frank
January 13, 1943
BREAKING: Mexico has refused to accept a Trump-sanctioned U.S. deportation flight.
You cant just send people to a foreign country on an aircraft, apparently, unless that country allows it.