the housing bill just automatically became law without trump's signature and hidden within was a Temporary Ban on Fed CBDC
The #CBDC Clause
In the enacted version of the 21st Century ROAD to Housing Act, there’s a short section under Title XI
Central Bank Digital Currency (Section 1101).
It prohibits the Federal Reserve from creating or issuing a central bank digital currency (CBDC) until December 31, 2030.
A four-and-a-half-year delay on any U.S. digital dollar. It wasn’t in the earlier House or Senate versions that passed separately. It got added during the final negotiations when the two chambers were reconciling their differences.
#Swift just told banks to use #XRP?
Swift just launched new rules for cross-border consumer payments and Barclays, HSBC, Lloyds & NatWest are going live now.
The new swift framework makes banks COMMIT to the Fastest Rails Available between them.
So if both sides have Ripple set up, they have a strong obligation to route through it instead of defaulting to slower traditional banking.
HSBC and most banks already have Ripple Net plugged in.
Business Wire Journal covered the UK and EU banks going first, coincidentally the same place ripple already has payment rail licenses approved for 😎
You're mistaken dude, xrp's use case is not being a stable coin holding one-to-one value with the dollar... xrp's use cases and neutral instant finality transfer token.
XRP use case is the bridge between The ever-growing list of stable coins and tokens that don't have direct trading pairs. anything without a direct trading pair xrp can be used as if it has a direct trading pair
@Stellar_Rippler Misleading And False.
Heading into July 1: Ripple the company has its CASP license.
RLUSD the stablecoin DOES NOT have EMT authorization.
from grok:
**No, there’s no truth to this.**
This is a piece of **clickbait misinformation** that’s been circulating on social media (Instagram, Facebook, YouTube, X, etc.) for a while in slightly different versions.
### What the post is claiming
It says CERN scientists ran a quantum simulation and found signs of a **parallel universe** that somehow “knows” it’s being observed.
That never happened.
### What’s actually going on
- CERN (and physicists in general) **do** run quantum simulations. These are mathematical/computer models used to study how particles behave under extreme conditions. They are **not** creating real universes or opening portals.
- The post is twisting a basic concept in quantum mechanics called the **observer effect**. In quantum physics, when you measure a particle, it changes how it behaves. This is real science, but it does **not** mean the universe is “aware” or that there’s a conscious parallel reality watching you.
- No peer-reviewed paper, no official CERN announcement, and no credible physicist has claimed they discovered a parallel universe that reacts to observers.
These kinds of dramatic posts usually mix:
- Real (but complicated) quantum mechanics ideas
- Old conspiracy theories about CERN
- Clickbait headlines to get views
The photo in the post is real — it’s a picture of one of the big LHC detectors (probably CMS) — but the caption is completely made up.
**Bottom line:**
CERN is not communicating with parallel universes. This is just another recycled sensational story with no evidence behind it.
@SMQKEDQG it's time for me to unfollow this account... I don't know why it took me 6 years to realize everything his dude posts is engament farming and twisting every bank news story into “it’s secretly XRP.”
I love xrp but I also love the truth...
this is typical governmental propaganda type charting.
Ethereum dominates the full tokenized RWA market with ~$16.8 billion in distributed value (plus much more in represented/synthetic assets). It’s #1 overall by a huge margin.
Other major chains
Solana ~$2.6B,
BNB Chain ~$3.7B,
Stellar ~$2.2B
**Good news for the XRP Ledger** 👇
RippleX announced that **Multi-Purpose Tokens (MPTs)** are getting full integration with the XRPL DEX, and the performance testing looks strong.
Here’s the simple breakdown:
• **MPT DEX integration is coming**
They’re adding proper support so MPTs can be traded natively on XRPL’s built-in DEX (like XRP and regular tokens).
• **14% faster path payments than IOUs**
Payments that route through multiple offers on the DEX are noticeably quicker when using MPTs.
• **36% higher DEX throughput on MPT/MPT pairs**
The DEX can handle 36% more trades per second when trading one MPT for another.
• No material performance regression after running heavy 5-hour endurance tests.
**Bottom line:**
MPTs aren’t just more advanced than old IOU tokens — they’re also faster and more scalable on the DEX. This is positive for DeFi, payments, and tokenized assets on XRPL.
Full technical report by Qi Zhao is linked in the original post.
MPT DEX integration is coming — check out the performance testing showing it's ready.
14% faster path payments than IOU.
36% higher DEX throughput on MPT/MPT pairs.
No material regression on the 3.1.2 baseline across 5-hour endurance runs.
Full report by Qi Zhao ⬇️ https://t.co/zjwCzx01vv
Ripple just cracked the top 10 in the Prime Unicorn Index — a legit benchmark that tracks U.S. venture-backed private companies valued at $1B+ using real secondary-market data and verifiable transactions
Other companies on it (current top 10, as of mid-April 2026)
1. SpaceX – ~$1.25T
2. OpenAI – ~$917B
3. Anthropic – ~$332B
4. Databricks – ~$152B
5. Anduril Industries – ~$58B
6. Ripple – ~$26B (just entered)
7–10: Cerebras Systems, People Center, Devoted Health, Neuralink (plus others like Stripe in the broader top tier).
It’s heavy on AI, space/defense, fintech, and deep tech. Ripple is the only blockchain/crypto infrastructure company in the top 10.66967c
Is it a big deal?
Yes — especially for top-10 status.
It’s widely viewed as the most trusted and accurate private-market benchmark because it ignores unverified “paper” valuations and sticks to real transactions and filings. Media and finance pros treat cracking the top 10 as elite validation (right next to SpaceX/OpenAI). For Ripple, it’s a major institutional credibility boost after years of SEC noise.
Hard or easy to get on the list?
Pretty hard.
Only 232 U.S. companies currently qualify out of 1,300+ global unicorns.
You need verifiable $1B+ valuation backed by actual share sales or filings — not just a press-release number.
Quarterly review + reconstitution means companies can enter/exit based on real market data.
Top 10 is extremely selective — you’re competing with trillion-dollar monsters like SpaceX. Most unicorns never make it, let alone the elite tier.
Bottom line: It’s not a vanity list — it’s a data-driven Wall Street-style benchmark, so landing on it (especially top 10) is a legit milestone.
Underwater Retail Sellers are shaken out
While Whales are in Accumulation
XRP has slipped back into the $1.42 to $1.45 trading range, down roughly 2%, as an aggressive 1.16 billion token sell wall continues to neutralize a historic surge in whale accumulation.
The market pullback is happening in the final hours ahead of the U.S. Senate Banking Committee's critical markup vote on the CLARITY Act, scheduled for May 14, 2026 at 10: 30 AM ET.
\\ The On-Chain Accumulation vs. The $1.45 Wall
Data reveals a massive structural divide between high-conviction buyers and underwater retail sellers:
* Whale All-Time High: Wallets holding 10,000 or more XRP hit a record peak of 332,230 wallets on May 12, 2026. Larger "millionaire tiers" holding over 1 million XRP added 1.2 billion tokens in Q1 alone.
* The Break-Even Sell Wall: Roughly 36.8 billion XRP (60% of circulating supply) has an average cost basis of $1.44. The heaviest density sits exactly between $1.44 and $1.46. Retail investors who bought near the top are using current rallies to exit at break-even, keeping a temporary lid on the price.
* Exchange Outflows: Binance exchange whale outflow dominance recently reached 91.4%, demonstrating that large holders are pulling supply off exchanges into cold storage ahead of the vote. [2, 3, 5]
\\ The CLARITY Act Catalyst
The Digital Asset Market CLARITY Act is a 309-page bill that would write digital commodity statuses into federal statute, completely eliminating the SEC’s lingering regulatory overhang on Ripple. [1, 6, 7]
The near-term price direction depends heavily on two binary outcomes from the Senate Banking Committee markup:
* Scenario A: Committee Pass (Bullish Breakout)
* Price Targets: A clean committee pass is expected to immediately validate the ongoing cup-and-handle pattern, clearing the $1.45-$1.47 resistance. Technical projections show an immediate move to $1.65–$1.80.
* Institutional Inflows: A successful vote provides the regulatory shield required for big players. Standard Chartered projects that a final bill passage could unlock $4 to $8 billion in spot XRP ETF inflows. This level of institutional buying would easily absorb the $1.45 retail supply wall.
* Scenario B: Committee Stall or Delay (Bearish Reset)
* Price Targets: If the bill fails to clear the committee before the May 21 Memorial Day recess, it faces being shelved indefinitely for the year. Without the regulatory catalyst, XRP is expected to invalidate its short-term bullish patterns and retest major support levels between $1.30 and $1.28.
* Decreased Probability: Polymarket prediction odds for the bill's 2026 passage recently slid from nearly 80% down to 62% due to eleventh-hour pushback from traditional banking trade groups.