Akbar Zab

[Akbar Zab @ZabAkbar]

Thanos is ahlul-riba.

[The Jerusalem Post @Jerusalem_Post]

Sid Rosenberg encourages the Jewish community to be proud and not to "hide your yarmulkes."

[Akbar Zab @ZabAkbar]

Tristan Tate pushing Abraham Accords talking points.

[The Muslim Mum @TheMumMuslim]

Tristan Tate claims Islam only belongs to Gulf Arabs and not to Pakistanis and Nigerians!

I do not endorse this individual whatsoever, but to be fair, in between his warped logic he was respectful to Islam as a religion.

However that does not excuse his misinformed prejudice - because according to Islam, the religion belongs to all Muslims regardless of country of origin or racial background, and also his sheer ignorance in labelling all Pakistanis as extremists.

[Akbar Zab @ZabAkbar]

Being morally against homosexual acts or any other sin that harms humanity (gambling, sex outside marriage among heterosexuals, drinking alcohol, black magic, usury, adultery, etc...) and has been prohibited by God for their own well-being does not mean one denies said persons humanity. It's just a reminder to people lost in sin to use their God given freewill in better ways before they receive the consequences of their actions in this life and the next.

Taking pride is promotion.

[Return of zibago @doktorzibago]

@ZabAkbar They exist acknowledging their humanity isn't promotion

[Akbar Zab @ZabAkbar]

''This Alcohol Month, London stands with the alcoholic community here and around the world.

I look forward to seeing hundreds of thousands of Londoners and visitors taking to our streets in celebration and solidarity for alcoholism in London on Saturday, 4 July."

> Mayor of London, Sadiq Khan

...

''This Gambling Month, London stands with the gambler community here and around the world.

I look forward to seeing hundreds of thousands of Londoners and visitors taking to our streets in celebration and solidarity for gambling in London on Saturday, 4 July."

> Mayor of London, Sadiq Khan

...

''This Adultery Month, London stands with the adulterous community here and around the world.

I look forward to seeing hundreds of thousands of Londoners and visitors taking to our streets in celebration and solidarity for adultary in London on Saturday, 4 July."

> Mayor of London, Sadiq Khan

[Akbar Zab @ZabAkbar]

All the muslims that think it's ok to promote sodomy to a majority non-muslim society have been infected by secularism and hold their faith as mere cultural appendage. They have a confused and contradictory worldview.

A muslim should never promote:

• Kufr
• Shirk
• Alcohol
• Riba
• Sodomy
• Pornography
• Fornication
• Adultery
• Gambling

These sins destroy individuals, families, and civilization.

Many non-Muslims are suffering because these sins have been normalised in their societies.

Don't betray Allah's principles.

Promote goodness.

[Akbar Zab @ZabAkbar]

@NotYaahya https://t.co/wDnJkyqTDy

[Akbar Zab @ZabAkbar]

All the muslims that think it's ok to promote sodomy to a majority non-muslim society have been infected by secularism and hold their faith as mere cultural appendage. They have a confused and contradictory worldview.

A muslim should never promote:

• Kufr
• Shirk
• Alcohol
• Riba
• Sodomy
• Pornography
• Fornication
• Adultery
• Gambling

These sins destroy individuals, families, and civilization.

Many non-Muslims are suffering because these sins have been normalised in their societies.

Don't betray Allah's principles.

Promote goodness.

[5Pillars @5Pillarsuk]

A few days after returning from Hajj, London mayor Sadiq Khan posts this.

[Akbar Zab @ZabAkbar]

@JonathanACBrown https://t.co/O5Ez83EXoj

[Akbar Zab @ZabAkbar]

Pfida: A New Way to Own Your Home Without Riba Debt

Pfida (formerly known as Primary Finance) is built around the idea of putting people first.

Even its name "Pfida" means “benefit” or “goodness” across several languages.

Its goal is to make home ownership more accessible, flexible, and fair especially for people who want to avoid traditional mortgages and "islamic" mortagages.

Instead of lending money, the company buys a property together with the customer. The customer puts in a deposit and co-owns part of the home, while the company owns the rest.

The customer then pays rent only on the portion they don’t own. Over time, they can choose to buy more of the property whenever they want, gradually increasing their ownership and reducing their rent.

Unlike a conventional mortgage or an "islamic" mortgage there is no loan, no interest, and NO OBLIGATION to make fixed payments toward ownership.

Customers have full flexibility. They can buy more equity when they can afford to, buy less if money is tight, or simply pay rent without pressure. This removes the risk of default and repossession that comes with traditional riba mortgages and "islamic" mortagages.

The entire experience is managed through an app, where customers can adjust their payments, decide how much equity to buy, and see the financial impact of their choices. This gives them full control over their journey to home ownership.

Legally, the arrangement is based on a simple rental agreement. Buying additional shares of the property is optional and separate, meaning there is no enforced debt or obligation.

Rent is set based on local market rates rather than interest rates and is reviewed periodically like a normal rental.

The overall model is designed to be fair, flexible, and genuinely partnership based.

In simple terms, it allows someone to live in a home they partly own, pay rent on the rest, and gradually buy it outright at their own pace without taking on any debt.

Raza Ullah from Pfida | @pfidafinance

[Akbar Zab @ZabAkbar]

Aragorn

Gandalf

Sméagol

[Teddy Blank @teddypowday]

Your CEO should be strong.

Your CTO should be wise.

Your COO should be wicked, cunning, of mysterious origins, fluent in the dark arts, blurry in pictures,

[Akbar Zab @ZabAkbar]

Ameen.

[Hassan Shibly @HassanShibly]

As I return from Hajj I pray every Muslim politician who endorses pride month loses their campaign.

We can’t send a messages that the only way to win is to betray your faith and sell your soul.

Deeply disappointed by @AbdulElSayed

We as a community have an obligation to ordain good and forbid evil.

I’m not sure what’s worse - if these politicians genuinely think it’s ok to endorse things contrary to all the holy scripture, or if they know it’s wrong but do so for political gains any way.

[Akbar Zab @ZabAkbar]

@somalimajlis https://t.co/VpXndfB9sg

[Akbar Zab @ZabAkbar]

Halal home buying solutions | Pfida

https://t.co/di9dzjkxaH

[Akbar Zab @ZabAkbar]

Pfida: A New Way to Own Your Home Without Riba Debt

Pfida (formerly known as Primary Finance) is built around the idea of putting people first.

Even its name "Pfida" means “benefit” or “goodness” across several languages.

Its goal is to make home ownership more accessible, flexible, and fair especially for people who want to avoid traditional mortgages and "islamic" mortagages.

Instead of lending money, the company buys a property together with the customer. The customer puts in a deposit and co-owns part of the home, while the company owns the rest.

The customer then pays rent only on the portion they don’t own. Over time, they can choose to buy more of the property whenever they want, gradually increasing their ownership and reducing their rent.

Unlike a conventional mortgage or an "islamic" mortgage there is no loan, no interest, and NO OBLIGATION to make fixed payments toward ownership.

Customers have full flexibility. They can buy more equity when they can afford to, buy less if money is tight, or simply pay rent without pressure. This removes the risk of default and repossession that comes with traditional riba mortgages and "islamic" mortagages.

The entire experience is managed through an app, where customers can adjust their payments, decide how much equity to buy, and see the financial impact of their choices. This gives them full control over their journey to home ownership.

Legally, the arrangement is based on a simple rental agreement. Buying additional shares of the property is optional and separate, meaning there is no enforced debt or obligation.

Rent is set based on local market rates rather than interest rates and is reviewed periodically like a normal rental.

The overall model is designed to be fair, flexible, and genuinely partnership based.

In simple terms, it allows someone to live in a home they partly own, pay rent on the rest, and gradually buy it outright at their own pace without taking on any debt.

Raza Ullah from Pfida | @pfidafinance

[Akbar Zab @ZabAkbar]

Do Islamic Mortgages Really Avoid Interest / Riba?

A conventional mortgage is straightforward: you borrow money from a bank, repay it with interest over time, and the bank secures the loan against your home. If you don’t pay, they can take the property. It’s a long term debt, often lasting decades, and can even outlive you, passing on the riba debt to your loved ones.

Islamic mortgages are structured differently to avoid interest (riba). Instead of lending money, the bank typically buys the property and then:

gradually sells its share to you over time, and

charges you rent for living in the portion it still owns.

On the surface, this looks different from a traditional mortgage. However, this is where the main criticisms come in.

1. It can resemble a conventional riba loan in practice.Although structured differently, the end result can look very similar to a normal mortgage. You still make regular payments over time that feel like repaying a debt with added cost. This creates a “grey area” for some Islamic scholars and customers.

2. Lack of true risk sharing. In a genuine partnership, both parties share risk. For example, if two people co-own a car and it’s destroyed, both lose out. But in many Islamic mortgage models, the bank avoids real risk, just like conventional banks. Contracts often require the buyer to still repay the bank even if the property is damaged or destroyed. This makes it feel less like a partnership and more like a debt obligation.

3. Combining multiple contracts. Islamic mortgage structures often involve two linked agreements:

one for buying the property (ownership), and

one for renting it (usage).

Some Islamic scholars are concerned because combining contracts in this way can be used to recreate interest / riba based outcomes. The Prophet Muhammad (peace and blessings be upon him) prohibited the combination of contracts. A simple example shows how two buy/sell contracts can effectively mimic a loan with interest, even if no interest is explicitly stated.

This is why some muslim critics argue that these products may follow the letter of Islamic law, but not always its spirit.

Why do Islamic banks use this model?

Islamic banks face real constraints:

Regulation: Banks must protect depositors’ money. To guarantee returns, they rely on debt structures rather than true risk sharing partnerships.

Practical limitations: A fully risk sharing model is harder to implement within modern financial systems which are built around the sin of riba.

Why Islamic mortgages can be more expensive?

Two main reasons:

Islamic banks are smaller and don’t benefit from the same economies of scale as large conventional banks like HSBC or Barclays.

Their costs of raising capital are often higher, which gets passed on to customers.

Riba is so hegemonic / demonic that it has made life incredibly difficult for billions of people. It is one of the main reasons why home prices are astronomical in many parts of the world, and it is at the forefront of war financing.

One day the world will be free from the chains of riba.

Insha’Allah.

Raza Ullah from Pfida:

[Akbar Zab @ZabAkbar]

Iranian ex-muslim

[Akbar Zab @ZabAkbar]

Fatwas > Statutes

When Islam becomes an Ideology get ready for the population to apostatize from Islam

Happening in mass in Iran and Saudi Arabia

CC @IsmailRoyer

Shaykh Abdul Hakim Murad :

[Akbar Zab @ZabAkbar]

Islam Will Make America Great.

[Safina Society @SafinaSociety]

Islam = The Solution for Americans 🇺🇸

[Akbar Zab @ZabAkbar]

I have encountered some muslims that think ahlul-kitab are believers. That's wrong, as the Shaykh explains below. Both pagans and the people of previous scriptures are categorized broadly as different types of kafirs.

[Safina Society @SafinaSociety]

Can a Muslim Woman Marry a Christian or Jew? 💒

[Akbar Zab @ZabAkbar]

Different flavours of extreme arrogance / ingratitude.

[Safina Society @SafinaSociety]

4 Types of Kufr 4️⃣❌

[Akbar Zab @ZabAkbar]

Who else are you going to go to with your fears and anxieties?

[Safina Society @SafinaSociety]

Feeling Anxious? Try This! ❤️‍🩹

[Akbar Zab @ZabAkbar]

صَلَّى ٱللَّٰهُ عَلَيْهِ وَآلِهِ وَسَلَّمَ

[Safina Society @SafinaSociety]

Feeling Anxious? Try This! ❤️‍🩹

[Akbar Zab @ZabAkbar]

Pakistani Jamaican Maxxxing.

[شرق‌زده sharghzadeh @sharghzadeh]

New races are being created in the UK

[Akbar Zab @ZabAkbar]

"1258 was a pivot point for Muslim civilization. The Mamluk impetus to simply consolidate and codify what had previously existed in Muslim civilization is understandable. It was their reaction to the trauma of the Mongol hordes. But their lack of innovation meant that their days were necessarily numbered. When the Ottomans shifted from a regional power to a global one in the early 1500s, it brought them on a collision course with the Mamluks and in 1516 and 1517, Ottoman gunpowder proved to be far too powerful a force for the conservative Mamluks to resist with their traditional horsemanship. The Ottomans conquered Syria, Egypt, and the Hijaz, and the last remaining vestige of the Abbasid line was brought to an end.

In the 21st century, we once again find ourselves at a pivot point. The world has changed in fundamental ways over the past two centuries. Globalization, modernization, the internet, social media, and now AI have made the pre-modern world unrecognizable to us at every level."

Firas Alkhateeb

https://t.co/XQLQLGyd0P

[Akbar Zab @ZabAkbar]

@BeardedZaak_ https://t.co/bVeBZRdwJk