Jan

Sports| Amateur Football| Sunday League | Man United | NkanaFC

[Jan @_Sacho1]

😭😭😭😭

[Wrath of Garth ⚪ @TheBigChairman4]

0 Goals
0 Assists
0 Shots on Goal
0/5 Dribbles Completed
15 Possessions Lost

"Byenda" Sakala, what's your fashion?

[Jan @_Sacho1]

@Umushudo_Walowa Umwaka waku wina league taulubika 😂

[Jan @_Sacho1]

That Dr from Facebook is the biggest wind up merchant 😂

[Laurie Whitwell @lauriewhitwell]

#MUFC: “Michael is, always will be, a United legend. Just as he did as a player, he has conducted himself with highest standards of dedication + professionalism throughout his time back. His leadership + achievements last season will always be fondly remembered.”

[Jan @_Sacho1]

Twalichinja mwe bantu sure. 🙂

[Optimistic Maiden. @Takunachola]

Someone was telling me that their husband's a hardcore Nkana supporter,1 day they asked if they could follow him to a match 💀💀, ati what they heard, awe sure . Lately when he invites her balakana 🤣🤣🤣. Too much insele ba Nkana, can't even go on a romantic date ku Stadium

[Luciano @luchi7]

Now we know how after sealing the loopholes council was able to declare K21M in a week

[Andy Mitten @AndyMitten]

Michael Carrick sacked by MUFC.
Top lad, got the team in the Champions League against expectations. Gave it his all, night and day. Protected others, never threw anyone under a bus. Worked in difficult circumstances. Leaves with head held high. I wish him and his staff the very best.

[Zambian Economist 🇿🇲, @ZedEconomist]

I took my time to listen to the lady who reportedly constructed 30 illegal shops in Kamwala, Lusaka, at a total cost of K972,000.

A few things stood out to me.

1. The economics of the project.

She speaks of generating K90,000 in monthly returns. What kind of infrastructure project generates that level of return and becomes net cash-flow positive within its first year?

The question becomes: what risks were being priced into those returns?

Part of the reason the project was so profitable was precisely because it was illegal. Some of those shops were reportedly built on titled land. You and a cadre effectively agreed to usurp someone's title deed and develop property without the necessary legal authority. What is the real cost/value of land those shops were constructed on.

You cannot evaluate the returns without accounting for the legal risks, potential litigation, demolition and compensation liabilities.

2. The cost of construction.

The shops were cheap to construct for a reason. They did not meet the requisite safety and construction standards.

Compliance has a cost. Structural integrity, fire safety, sanitation, planning permission and other regulatory requirements are not unnecessary bureaucratic expenses. They exist to protect people and property.

You cannot celebrate low construction costs without asking what standards were sacrificed to achieve them.

3. The business model itself.

You were reportedly charging 10% of construction and acquisition costs per month in rental income.

That is an extraordinary return, but it also raises questions about the sustainability and legality of the underlying investment.

4. Who actually carried the risk?

This is perhaps my biggest issue.

You effectively transferred the investment risk to the very traders you were supposedly creating opportunities for.

Within a year, you could potentially have recovered your entire initial investment through rentals, while the traders remained exposed to the risk of eviction, demolition and losing the businesses they had established.

I actually spoke to a few traders. Their biggest month-on-month concern was meeting rent. Imagine setting up a business in an environment where a substantial portion of your operating income goes towards servicing someone else's investment, while you have no security or tenure.

At some point, we need to distinguish between creating economic opportunities and simply extracting value from people with limited alternatives. My issue is not with entrepreneurship or the ability to identify a commercial opportunity. It is with presenting returns generated under circumstances that disregard property rights, planning regulations and public safety as some sort of entrepreneurial masterclass.

Ni same same as doing kaloba and then acting like you're a financial genius.

A high return does not automatically mean you have created economic value. Sometimes it simply means you have found a way to transfer risk and costs to people who are less equipped to carry them & have little to no other alternatives.

[Jan @_Sacho1]

So they're still playing in my boys face SMH. Shameless chaps

[Laurie Whitwell @lauriewhitwell]

Michael Carrick taking training again today even as #MUFC move to hire Mauricio Pochettino.

@TheAthleticFC ⬇️

https://t.co/yDN0EeN5Vs

[Jan @_Sacho1]

@Umushudo_Walowa 😂😂😂😂 Tamu kwete ama injunction imwe?

[Jan @_Sacho1]

@Vladmirpoochin Ichalo lishilu boi

[Jan @_Sacho1]

Anyway my tribes people say "taba seka umwaume munobe" chalo ichi ka.

[Jan @_Sacho1]

The thing that's funny to me about the Jensen Huang situation is that his affair is documented in official government espionage files. It will forever be in the intelligence files 😂😂.

[Jan @_Sacho1]

This weeks poor people conversation is a tie between baddies vs. degrees and whatever that splitting bills conversation morphed into.

[Jan @_Sacho1]

This is what you get for being nice. People play you for a fool. They sent you into the season short-handed, you protected them from criticism in the media, and they repay you by leaking details of your dismissal process to the press. 😡

[The Athletic | Football @TheAthleticFC]

Michael Carrick is taking training at Carrington as Manchester United executives continue the process which is expected to end in his dismissal.

Several of United’s senior players are on international duty but a group remains and Carrick and his staff are leading the session.

The latest from @lauriewhitwell:

https://t.co/0Oqyppbwfr

[Jan @_Sacho1]

The thing that's funny to me about the Jensen Huang situation is that his affair is documented in official government espionage files. It will forever be in the intelligence files 😂😂.

[Wyman Kaluba @WymanKaluba]

Significantly worrying that only 6.7% of formal employees in Zambia earn a monthly salary above K37,000 ( Zambia Revenue Authority ZRA 2027 Budget Tax Highlights). That's less than US$1,800 supposedly middle-class in an economy with unemployment rates of employment-to-population ratio of around 37.1% (World Bank, 2025) and about 60% of the population lives below the national poverty line. To grow Zambia, this class of earners has to increase 10 times because these are the true prospects of investing in the much needed startups for creating jobs and growing the economy

[Jan @_Sacho1]

Having a situation where Kitwe and Ndola have a combined surplus of over 1,500 teachers while rural districts elsewhere in the province are struggling with shortages is not only sad but says a lot about the administrative mess this country is in.

[Jan @_Sacho1]

Hiring a manager who you can't get through the door immediately to start work feels kinda like the Amorim situation all over again.

[Jan @_Sacho1]

This news drops just before midnight 😂😂

[David Ornstein @David_Ornstein]

🚨 Manchester United intend to relieve Michael Carrick of duties. #MUFC say no final decision & nothing set in stone but work undertaken on replacements + multiple sources anticipate change before Liverpool. W/ @lauriewhitwell @AdamCrafton_ @TheAthleticFC https://t.co/E1W3QbGYx1

[Jan @_Sacho1]

@ZambianGooner 😂😂😂

[Jan @_Sacho1]

Ama scrap dealer mu Lusaka are the winners from LCC operation 😂😂