I think its Yahoo boys that's making some of you clowns
You are a security man
You see me 10 times, you beg and hail me 10 times
You sell shoes 85k I can get on Temu for 50k with free delivery
You open a restaurant and use plastic takeaway to sell one plate of Egusi soup for 18k.
Just because Yahoo boys are tipping you everytime you hail them or because Yahoo boys are buying 5$ Chinese sneakers for 85k or because Yahoo boys mostly do not have taste and will accept 18k soup in a black SUP plastic takeaway
That does not mean we are all Yahoo boys
I am not giving you shishi unless you earn it. If you like hail me 1 million times
I will buy my cheap Chinese shoes on Temu and I will not accept an SUP for an 18k soup
Getting rich and staying rich are opposite skills.
Getting rich takes optimism, risk and conviction.
Staying rich takes paranoia, humility and the willingness to look like a coward.
Most people who hit it big go broke because they keep using the skill that made the money to try to keep it, know which game you’re playing.
Money isn’t a separate game from life. It’s just the most measurable form of patience.
If you can’t be patient, no income will save you. If you can, no setback will end you.
You just made your first $1M. Your brain immediately jumps to the bigger house, the nicer car, that business idea you’ve been itching to execute.
Resist all of it, that instinct is exactly why most people who come into money are broke again within a few years.
The move nobody teaches you: do nothing.
Let it sit. Don’t deploy it, don’t try to flip it, don’t show it off. Park it somewhere safe that pays you while you think. Lock it into a 2–3 month yield-bearing instrument e.g T-bills, low-risk positions, safe and battle-tested protocols.
You’re not trying to get rich off it; you’re already there. You’re buying yourself time to think clearly and getting paid to do it.
Run the numbers. $1M at just 5% APR:
→ $50,000 a year → $4,167 a month → $137 a day
Every day you wake up, $137 landed in your account. You didn’t touch your principal. You didn’t lift a finger, and if that 5% compounds daily, you’re closer to $51,200 a year, the money starts making money on the money.
So before you spend a single dollar or naira, ask yourself one question: can this purchase pay for itself from the interest alone? If yes, you’ve earned it. If no, you’re eating your seed.
Anyone can GET money. Keeping it is a different skill entirely and it starts with the discipline to sit still while everyone expects you to splurge.
Sometimes parking it and letting it pay you is the best play ever. This is from experience, don’t joke with your once-in-a-lifetime SEED when it comes your way.
The moment you start telling yourself that you're ready for that responsibility, then you're ready.
I believe that's what made most of our parents keep up with each other for long.
Marriage is not about love. It's about responsibility.
And being a responsibility, you don't have to feel good before you perform your duties.
You don't have to perform your duties because of who's involved.
You perform your duties because it is a responsibility.