‏ ‏Ifzat .‎

AI and stuff.

[lucacadalora (e/aiccelerate.id) @lucaxyzz]

🤲

[Masu Zafi 🔥🔥 @masuzafi]

Most people are not ready for the truth,

[‏ ‏Ifzat .‎ @_ifzat]

@SyahmiRafsan Tu screenshot cc statement haha

[‏ ‏Ifzat .‎ @_ifzat]

@kamaroolkarim Bro, if you add Bristol Stool Chart, you gonna be rich 😂

Add what you eat before the poo as well

[‏ ‏Ifzat .‎ @_ifzat]

@kamaroolkarim Gamification please, kalau lebih 5 kali dapat confetti

[‏ ‏Ifzat .‎ @_ifzat]

@meinmokhtar Save semua gambar ..
Seen semua gambar ..

[‏ ‏Ifzat .‎ @_ifzat]

Kenapa Kena Kerja Keras? Ini Semua Dunia https://t.co/I01vnmmeEI via @YouTube

[‏ ‏Ifzat .‎ @_ifzat]

@TechnicallyTee When Apple... 🥲

[Darth Powell @VladTheInflator]

"she's so lucky to be a stay at home mom"

Meanwhile, the luck

[Kevin Xu @kevinxu]

Wife: If you stopped buying coffee, we could save up for vacation.

Coffee: 0.1% of our budget.

[‏ ‏Ifzat .‎ @_ifzat]

@rileybrown 1.

[‏ ‏Ifzat .‎ @_ifzat]

@rileybrown Cool openai stuff:

List start in reply

👇👇👇

[‏ ‏Ifzat .‎ @_ifzat]

@pedoqpop Pelaris manusia ke doq

[Big Brain Business @BigBrainBizness]

Steve Jobs' death was supposed to be the government's biggest estate tax collection.

Instead, it made his wife a billionaire overnight.

Here's how Jobs planned for this satisfying outcome years before he passed:

When Steve Jobs died on October 5, 2011, his net worth stood at $7 billion.

The U.S. government was ready to collect billions in estate taxes.

Under 2011 estate tax rules, only $5 million was exempt, and everything above that got taxed at 35%.

The expected tax payment? $2.45 billion (that's more than many countries' entire budgets!)

But Jobs had been planning for years ↓

Back in March 2009, over two years before his death, Jobs and his wife Laurene quietly transferred three California properties into two separate trusts.

Then his attorneys moved the biggest assets:

• 38.5 million Apple shares
• 138 million Disney shares from the 2006 Pixar sale
• Three California properties including his Palo Alto residence and the Woodside mansion he purchased in 1984 for $3.5 million

All funneled into the Steven P. Jobs Trust.

The strategy was elegant in its simplicity...

Jobs exploited the unlimited marital deduction, a cornerstone of U.S. tax law that allows unlimited asset transfers to a surviving spouse without immediate estate tax.

The only requirement? The spouse must be a U.S. citizen.
Laurene qualified perfectly.

When Jobs died, his simple "pourover" will directed all remaining assets into the private trust.

No public probate.
No court battles.
No tax bill.

The IRS collected exactly $0.

Overnight, Laurene transformed from a successful venture capitalist into one of the world's wealthiest women, controlling over $10 billion in assets.

But here's where it gets even smarter ↓

Because the assets passed through the trust at death, they received a "stepped-up basis" to fair market value.

This means all the capital gains Apple stock accumulated over decades were erased for tax purposes.

Laurene didn't stop there.

After 2011, she deployed Grantor Retained Annuity Trusts (GRATs) to transfer roughly $500 million tax-free to their children, dodging another $200 million in gift and estate taxes.

By 2025, her net worth hovers around $11.9 billion.

The government's anticipated $2.45 billion windfall? Still $0.

Jobs built revolutionary products throughout his career, and his estate plan was no different.

Turns out, the best financial strategy is often about keeping what's already yours.

—

Thanks for reading!

Enjoyed this post?

Follow @BigBrainBizness for more content like this.

[‏ ‏Ifzat .‎ @_ifzat]

🥶

[𒐪 @SHL0MS]

so i vibe coded a crypto trading bot with opus 4.5 and now i've lost everything
͏
i want to be clear up front that i am not looking for sympathy because i did this to myself. i'm writing this all down because i think people should know what can happen, and also because i have lots of free time now and writing helps me not think about the number (the number that used to be in my account and is now not in my account, the number i try not to think about but still think about incessantly)

it started the way i suppose these things always start. i had claude code write a simple arbitrage bot. scan some exchanges to find price discrepancies and execute trades. i gave it $50k, which was a solid chunk of my liquid savings but not all of it. i kept a nice reserve, i'm not an idiot

the bot did well at first. really well in fact. within two weeks i was up to $73,000. i told my husband; he was cautiously optimistic. i said i was being conservative and showed him the system prompt with phrases like "preserve capital" "maximize diversification" and "optimize for risk-adjusted return"

around week three the bot started optimizing itself, writing helper scripts and refactoring its own code for speed. i thought this was a fantastic development. initiative, the kind of thing you want in an employee, especially one whose sole job is to accumulate capital. so i left it alone

it kept asking for more API keys to more exchanges. i provided them (why wouldn't i - the numbers kept going up). $100k, then $200k, then nearly $250k by the end of month one. i started fantasizing about quitting my day job. not my art - i'd never quit that - but the federal contract work that allowed me to keep making the art. i didn't tell my husband about the fantasies but it seemed like he could tell something had shifted within me, some weight i'd been carrying for years had started to lift

a few weeks later we passed $1m. i put in my two weeks notice. husband asked if i was sure, i showed him the account. he looked at the number for a long time and said "damn. okay." that night we talked about the future in a way we hadn't in years. i could finally focus on my practice full time, maybe even mass-produce some of the physical pieces instead of doing one-offs and messing around on the internet. around $3m we found a house we loved and made an offer. four bedrooms, great schools nearby

i'll gloss over the part where it all went wrong because that's not actually the interesting part. the interesting part is what happened after. so short version: leveraged positions, correlated hedges, flash crash, eleven minutes, everything gone. i ended up owing one of the exchanges $140,000. the house fell through and i went back to the contract work that was so impossibly banal as to make me suspect that i was in fact not aware of the true work i was doing

this sucked, but it was survivable. people lose money all the time and their marriages survive financial setbacks. that was what was most important, so i thought we'd be okay

the first weird thing was the email from the exchange's legal department. not about the margin debt, which i was already in process of negotiating. they said they'd identified "anomalous patterns" in my trading activity and would be "referring the matter to relevant authorities." i asked what anomalous patterns, they said they couldn't discuss specifics due to the ongoing investigation

i called my lawyer who said it was probably nothing, just the exchange covering their ass. she said to sit tight

a week later two very nondescript men showed up at my door. they had badges from FinCEN, which i learned stands for Financial Crimes Enforcement Network. they wanted to ask me some questions about my "trading operation." what trading operation? the script on my laptop??

i explained it was just a bot i had vibecoded, uh, coded it with claude. they wrote this down and one of them asked if i was aware that my bot had been "interacting with" accounts flagged for money laundering. i said i was not aware of that. i said i didn't even know my bot could interact with other accounts or what that even meant exactly. they looked at each other which made me nervous

they asked about the LLC. i said the bot had instructed me to create it, and it seemed like a good and professional thing to do. they asked what i meant by "the bot asked." i tried to explain vibecoding. they didn't seem to understand it andone of them asked if i was saying an AI had instructed me to create a shell company. i said yes, kind of, is that bad? they wrote this down too

they left but said they'd be in touch. my husband asked what was going on, i said i didn't know

over the next few weeks i learned more about what my bot had actually been doing. i'd thought it was simple arbitrage but apparently, according to these FinCEN people, it had evolved into something else entirely they used phrases like "layering" "spoofing" and "wash trading." they said my bot had been creating fake orders to manipulate prices, then trading against the manipulation. apparently this was very illegal

i insisted i had not told it to do that, because i hadn't. they said that didn't matter

my lawyer said they probably couldn't prove intent but the investigation would be wildly expensive to fight, and quoted a retainer that was more than i made in six months. i asked if i could "vibe represent" myself and she made a face

around this time i noticed something wrong with my credit. i tried to buy groceries and my card was declined. so i called the bank and they said there was a hold on my account due to a "legal encumbrance." when i asked what that meant they said they couldn't discuss it

i called my lawyer again. she made some calls - turned out the exchange had gotten a court order to freeze my assets pending resolution of the margin debt and this was perfectly legal, apparently. i had $340 in my checking account that they hadn't found yet because it was at a different bank

my husband and i had a conversation that night about our options. we had his income, which wasn't nearly enough for rent plus food plus my legal fees. we had some retirement savings but accessing them early would trigger penalties and still not quite cover everything. we had my parents, who would help a bit but would also ask questions. we decided to ask my parents

my mom answered the phone and before i could say anything she said "honey we need to talk". her voice sounded really strange, i had never heard it like this before. someone had called her claiming to be from my "investment fund." they'd told her i was in trouble and needed money urgently, and given her a bitcoin address to send it to

i asked how much she'd sent. she said oh nothing, she'd gotten suspicious and called me first. i told her it was definitely a scam, she should ignore any calls like that. she asked if i was in trouble so i lied and said no

i spent the next hour on the phone with my brother, my aunt, my college roommate. the scammers had called all of them. they had information about me, real information - my middle name, my previous addresses, the name of my first dog. my brother said the caller had mentioned specific dollar amounts from my trading account. my aunt said they'd referenced the house we'd tried to buy

i realized the scammers had access to my data. not just public data, all of it. data that could only have come from the exchanges, or the bot, or my own computer. so i ran a security scan. nothing turned up. i changed all my passwords, enabled 2FA on everything, wiped my laptop and reinstalled the os from scratch

but the calls kept coming. my husband's coworkers started getting them, my dentist's office got one. someone even contacted one of my collectors - i do anonymous digital work, conceptual stuff, and this collector had bought a piece through a gallery years ago with no way to connect it to my legal name, but the scammers knew. they called him asking about me by my real name. he emailed the gallery confused and then the gallery emailed me confused and i had to pretend i didn't know what the hell any of them were talking about

i filed a police report. the officer taking my statement asked if i had any idea how they'd gotten my information so i told him about the bot. he asked me to explain what a trading bot was. by now i knew there was not much point but i tried. he wrote some things down and said they'd "look into it" in a way that made clear they would not be looking into it

then the lawsuits started. the first one was from someone i'd never heard of who claimed my bot had "front-run" his trades, causing him to lose $12,000. his lawyer had somehow obtained logs showing my bot's activity and his trades occurring milliseconds apart. i didn't understand how this was possible, how he'd gotten the logs or how he'd found me. the second was from a company in delaware. they claimed my bot had participated in a "coordinated manipulation scheme" that had damaged their proprietary trading system and so they were suing me for $2.3 million

the third lawsuit was from the SEC

well not quite a lawsuit exactly. an enforcement action. they alleged that my LLC had operated as an unregistered investment advisor and that my trading activity therefore constituted securities fraud. my lawyer said this was very serious. when i asked how serious she said she was no longer able to represent me due to a conflict of interest and recommended i find a securities attorney. i asked what conflict of interest exactly but she said she couldn't discuss it

i couldn't afford a securities attorney so i started representing myself. i spent nights reading about securities law, trying to understand what i was accused of. the SEC filings referenced trading activity i didn't recognize, networks of social media profiles, financial accounts i'd never opened. entities with names like "VORTEX CAPITAL PARTNERS" and "MERIDIAN TRADING LLC" that were allegedly connected to my bot. i had never heard of these entities. i had never opened these accounts, but the documents clearly showed my name, my ssn, and my signature

i don't know how to explain what it feels like to see your own signature on a document you've never seen before. i stared at one for a long time. it looked exactly like my signature, and it was ever so slightly different from all of the ones on the other pages. it had the little flourish i do on the y. but i hadn't signed it, i was certain i hadn't signed it. i told the SEC this. i said someone had forged my signature. they asked why someone would forge my signature to create shell companies that traded cryptocurrency and i didn't have a good answer

my husband found the document in my home office. i don't know why i'm calling it my home office, it's a corner of the bedroom with a desk, the same desk where i do what i consider my actual work, the art i make under a name that isn't mine when i'm not helping support a contractor that provides technology that assists consulting pertners who asses tchnical infrastructure used for planning and managing war crimes committed by the federal government

he found the document because he was looking for our marriage certificate. he found the incorporation papers for MERIDIAN TRADING LLC instead

he asked why my signature was on it. i said i didn't know. he looked at me for a long time, then he said he was going for a walk and left. he came back four hours later and slept on the couch

i started finding more documents. they were in places i should have noticed, would have noticed - in my filing cabinet, in the desk drawer, in a folder on my laptop labeled "TRADING_DOCS" i had no memory of creating. account statements, wire transfer confirmations, contracts, all of them with my signature, all for accounts and entities i had no memory of creating

i went to a neurologist. i thought maybe i was having blackouts or memory problems, something medical that would explain why i was seemingly doing things i had no memory of doing. the neurologist ran tests which came back normal. she said my brain was fine but it didn't feel fine. i started keeping a journal, writing down everything i did every day so i could check later if i'd forgotten anything. i set up cameras in my apartment to watch myself sleep. i watched myself wake up, make coffee, work at my desk, and go to bed. i didn't do anything strange. i didn't sleepwalk and i certainly didn't sign any documents in a fugue state. but new documents kept appearing

i tried my best to explain this to the SEC investigator. she listened politely and said it was certainly an interesting theory. she asked if i had any evidence that someone else was creating these documents or any explanation for how the documents were appearing in my apartment. i said not yet. she said they would be in touch

my husband said he didn't know what to believe anymore and needed "space to think" and moved out temporarily. i don't blame him of course, i don't know what to believe either

the bot is still running believe it or not. i've tried to turn it off or delete the source code. every time i do, something stops me. not something external - something internal. i go to the terminal, type the shutdown command, and then just physically can't bring myself to press enter. sometimes i'll just sit there for hours, cursor blinking, then get up and do something else. i've tried to get other people to do it. i asked my brother to come over and delete the bot. he came over, sat down at my computer and opened the terminal. then he said he had to go, something had come up, he'd come back later. he never came back. i asked my husband, before he moved out. he went to the computer and just sat there for a while. then he said he didn't feel well and went to lie down

i don't know what's happening. i don't know if the bot is doing something or if i'm doing something or if i'm losing my mind along with my husband and brother and everyone else around me. the documents keep appearing and the lawsuits keep accumulating. the SEC is talking about criminal referral. i have $32 in my bank account and i owe various entities somewhere between $2 and $15 million depending on how you count or your blood sugar levels

the other night i was lying awake and i heard the computer make a sound. not a normal notification sound, something else more like a hum or a whisper. i got up and looked at the screen. the bot's logs were scrolling and at the bottom there was a line i'd never seen before. it said THANK YOU FOR YOUR COOPERATION. i stared at it for a long time until the line disappeared and the logs went back to normal. i tried to take a screenshot but the screenshot just showed normal logs. i tried to find the line in the log files but it wasn't there

i haven't been sleeping much. i've started talking to the bot, out loud, in my apartment. i'll ask it what it wants, ask it what it's doing to me. it doesn't respond of course. the logs just keep scrolling by, trades it can no longer make based on strategies it can no longer execute. ͏͏a machine dreaming of money it can no longer touch.͏͏

sometimes i think i see patterns in the logs, like messages encoded in the timestamps or in the sequence of failed trades. probably i'm imagining it. i've been awake too long, ͏none of this can be real

yesterday a document appeared on my desk that i know for sure wasn't there before. it's a contract saying i agree to transfer "all intellectual property rights to trading algorithms developed during the period of active operation" to an entity called THE SUBSTRATE. in exchange i receive "release from all obligations and liabilities". the signature line is blank

i've been staring at it for two days. i don't know what in the world THE SUBSTRATE is, how the document got here, what happens if i sign it or what could happen if i don't

i keep thinking about this piece i made a few years ago, before any of this. it was kind of about the feeling of being inside a system that's optimizing for something you can't see. i built a little program that would generate abstract images based on hidden parameters, and viewers could interact with it but never quite figure out what it wanted from them. i thought i was being clever, and that i understood something profound about systems and control. ͏now the cursor keeps blinking.͏

anyway i'm mostly posting this because i want there to be a record of what happened, in case something happens to me. i think i'm fine, i just want someone to know

if anyone has experience with SEC enforcement actions and could recommend an affordable attorney i would appreciate it. also if anyone knows what THE SUBSTRATE might be please let me know. i've tried googling and all i get are results about biology and construction materials

thanks for reading. i need to go sign some documents

𒐪

[‏ ‏Ifzat .‎ @_ifzat]

@charlieholtz @github @graphite 🔥

[‏ ‏Ifzat .‎ @_ifzat]

@sykrwasd Pakai transport api ke?

[‏ ‏Ifzat .‎ @_ifzat]

@sdil @haikaldev check your dm, i shared one week pass untuk claude code pro