Best Abah

Risk Management | Educator | Researcher | Macro & Data Enthusiast | Real Madrid CF ⚽

[Zaphenath Paneah @pAcmanLOLO]

@omoalhajaabiola Financial Modeling and Forecasting Financial Statements | LinkedIn Learning https://t.co/WUHmtmt83M

Think I found it.

[Best Abah @_ojomideju]

Apt!

[Osita Chidoka @osita_chidoka]

This is an interesting point of view from someone whose views I respect. I believe in the democratisation of knowledge that AI has unleashed.

As a public officer, I spent about 20% of my time rewriting my speeches or reviewing documents.

From 2015 to 2022, my weekends were spent writing my Sunday columns and, on average, 4 days with an Assistant to produce a deck for my speeches.

Losing the network of staff available in large institutions rendered me incapable of scaling ideas, as I couldn't attract private capital as a PEP.

Enter AI in 2023: I can now, with a small team, scale ideation, curation, and distribution of ideas. I still spend 1 to 2 days writing speeches because of a policy of producing drafts first, then AI review.

Our agentic AI has scaled our production so that if any of my staff spend a day producing decks, he will refund me a day's salary😁

@asemota most farmers will use a tractor, but if you are not a diligent farmer, you will still lag. The pandemic of ideas, as @seunonigbinde described it, is a stage in the new world of democratised knowledge like the printing press. It equalises opportunity but cannot equalise outcomes.

The ideas inside a deck will determine my response, not how it is produced. Or am I missing something?

On a lighter note, I am in the gym as I type, and AI cannot work out for me, so....

[Austin @IamAroke]

Developer working in Fintech here!!!

My company pays for my Claude and insists we use it, as it makes our workflow faster and better.

[Best Abah @_ojomideju]

@Ssaasquatch 😃 😀

[Denys Khomyn @denys_khomyn]

@Kalshi_Finance fund managers putting your money in an index fund for you

[Best Abah @_ojomideju]

😂😂

[Habu Sadeik @HabuSadeik]

Below is total remuneration of Shell Global CEO and CFO for 2025. (Including Bonus and share award)

Global CEO - $18m (fixed+bonus+shares)
Global CFO - $11m (fixed+bonus+shares)

Global CEO - $6m (fixed+bonus)
Global CFO - $4m (fixed+bonus)

Global CEO - $2.5m (fixed)
Global CFO - $1.6m (fixed)

Do what you can with this information.

[Best Abah @_ojomideju]

What's precisely is the harm with sharing of Hotspot?

Do you mind sharing and backing it with data if possible?

[Adekunbi🌹❤️ @Adhekunbi]

At Ikeja Mall, this afternoon, a lady just randomly walked up to me and asked me to please put on my hotspot for her to use because she’s out of data.

In my mind, I just smiled, told her no but i can buy her data directly from my bank. I asked for her number, and this lady claimed she couldn't remember it because she had just gotten it, and then stylishly left my side.😂🤣 She wan run me street she no know say me sef i be street😂

[Best Abah @_ojomideju]

🔥🔥 Detailed analysis!

[Babájídé @Babajiide]

Some people are just too smart chai

[Best Abah @_ojomideju]

Ororo fa 😂

[TCR. @TeamCRonaldo]

🚨 𝗕𝗥𝗘𝗔𝗞𝗜𝗡𝗚: Cristiano Ronaldo and Georgina Rodriguez were married under a "separation of financial assets" system, according to their marriage certificate.

[Best Abah @_ojomideju]

Succint!

[Rufybaba @Rufyb]

90 minutes from work is roughly the equivalent of commuting from places like Agege, Egbeda, etc. to Lekki. The distance is about 30–35 km, and if you assume an average speed of 20 km/h after factoring in traffic, stops, etc., the duration checks out.

The estimated transport fare is roughly ₦5k per day, or ₦25k per week, ₦100k per month and ₦1.2mm per annum.

Slap that on the annual rent and we are already close to ₦3.0mm.

If you earn ₦800k per month and work from 8am to 5pm, that means you have a 9-hour working day. Assuming 20 working days in a month, you work about 180 hours monthly. This implies that your time is worth roughly ₦4.5k per hour, using your hourly wage as a proxy.

Now, those 3 hours spent commuting every day (round trip) amount to roughly 60 hours in a month. At ₦4.5k per hour, that translates to an economic value of about ₦270k per month, or ₦3.2mm per annum.

To be clear, this is not an actual cash loss. You are not losing ₦270k from your salary every month. Rather, it represents the imputed value or opportunity cost of the time spent commuting.

Put everything together and we have:

▪︎ Rent: ₦1.8mm per annum
▪︎ Transportation: ₦1.2mm per annum
▪︎ Opportunity cost of commuting time: ₦3.2mm per annum

The estimated cash cost is ₦3.0mm, while the broader economic cost is about ₦6.2mm per annum.

The biggest chunk is the opportunity cost of time, but this matters more for individuals who value their time and have alternative productive uses for it.

You can think about it as the opportunity cost of doing other meaningful things. Those three hours could go into self-development, professional qualifications, a side hustle, building a business, or anything else that could potentially improve your earning power over time.

The second option, with an annual rent of ₦3.5mm, already breaches the popular personal finance "three-month salary rule" (i.e., your annual rent should not exceed three months of your salary). At ₦800k monthly, that threshold would be ₦2.4mm.

But my sense is that once you incorporate transportation costs and the potential opportunity cost of commuting, both options effectively breach the spirit of the rule anyway.

The difference is that one option gives you significantly more time and flexibility to double down on efforts that could help you earn more.

With this in mind, you can make your decision ✌️

[Adexnelly @omobabateacher_]

Below is the link to get the PDF of this book.

https://t.co/xXiHWs2RfH

[Best Abah @_ojomideju]

Ronaldo doesn't have tattoos.

Congrats 🎉 to the GOAT faa!

[Azania @azania1023]

After nearly 10 years together, Ronaldo and Georgina are married 🙌❤️😻

I thought Ronaldo and Messi don’t get along ❤️

[Michael Taiwo @AskMichaelTaiwo]

Here is a truth nobody tells you early enough.

The real reason to chase more money is not the cars or the clothes.

It is time.

Money, spent wisely, buys back your hours.

That washing machine gives you back a Saturday morning.

The dishwasher hands you an extra hour with your kids.

A good fridge lets you cook once on Saturday and eat well all week, instead of standing over a pot every single night.

Hiring help for the tasks that drain you is not laziness. It is buying back your one life, piece by piece.

So do not just work to afford things.

Work to afford time.

Time to sleep. Time to rest. Time to be happy. That was always the point.

[Best Abah @_ojomideju]

"People defend what they helped build"

[Michael Taiwo @AskMichaelTaiwo]

“Na mission statement we go chop. Lol”

Most leaders think a team that's lost interest in the mission just needs a better speech, and from experience, it's the one fix that almost never works.

Belief doesn't arrive through the ears.

Over years of leading teams, I've cracked what actually makes people fall in love with a mission. All of it is backed by real research. 🧵

[Best Abah @_ojomideju]

Many things in 9-5 are acting. 😂 😂

The Best "Actor" always wins 😂.

[Aminu Dalhat @AminuDalhat]

One crazy corporate habit that makes people look smarter is asking a presenter to go back to the previous slide to ask a question or clarify a point.

Can distort the flow of presentation but somehow it makes you look smart and attentive.

Many things in 9-5 are acting.

[Best Abah @_ojomideju]

"The market can stay irrational longer than you can stay solvent."

[Best Abah @_ojomideju]

"Don’t tell me how much I would have made. Show me how much you made. "

[Ewgi @Ssaasquatch]

Yeah I rate this. Don’t tell me how much I would have made. Show me how much you made. Congrats PM

[Best Abah @_ojomideju]

"Don’t tell me how much I would have made. Show me how much you made. "

[Ewgi @Ssaasquatch]

Yeah I rate this. Don’t tell me how much I would have made. Show me how much you made. Congrats PM

[Michael Taiwo @AskMichaelTaiwo]

Yoruba wisdom: Bi omode ba subu, a wo iwaju; bi agba ba subu, a wo eyin.

When a child falls, he looks ahead. When an elder falls, he looks back.

The young blame the obstacle in front of them. The experienced study the mistake behind them. Same fall. The one who checks behind is the one who stops repeating it.

[Kingdom 👑 @lessons_kingdom]

This man just revealed how time flies. You'll be shocked. Take a look.