abhishek bajpai

[M Pattabiraman @pattufreefincal]

18 years of mutual fund investing: My Journey and lessons learned https://t.co/iliYw8N1ay

[abhishek bajpai @abhibaz007]

@dmuthuk The count is incorrect , there are around 5800 employees and below 10% impacted

[Intrinsic Compounding @soicfinance]

Our podcast is out with @prabhakarkudva !

All about

1. How to ride themes?
2. Ways to find them?
3. Portfolio construction framework
4. When do themes die?
5. How to think in terms of Probabilities

https://t.co/52S2aO7AEx

[Shiladitya @shiladitya4u]

COVID-19 changed my life, for the better

Though I have been investing since 2005, it was not regular and whatever money I had accumulated, I spent in buying home in 2011 and also took a big home loan.

Then , I started investing regularly in 2015 at the age of 37, which was already late (I still had some home loan outstanding)
As my salary was pretty good, I was able to save significant part of my salary and invested mainly in mutual funds, mostly smallcap & some midcap.
Only 10-15% was in direct stocks.

Things were going well till 2020 and I was on track towards my goal of achieving Financial Independence before 50.

Then Covid-19 came, and within a few weeks, my portfolio was down 35-40%.. It literally gave me sleepless nights.
I had put so much effort to save money and build a corpus, and all of a sudden everything gone - Only people who have experienced such shocks can understand the pain and anxiety!!
I had experienced the 2008 GFC crash which was much worse but at that time, my PF was really small. So, it didn't hut me that much.

I even sold 25% of my portfolio in panic when Nifty reached below 10000 (mind you - it went till 7500 before bottoming out).

Anyways, once the panic was over, I re-composed myself and promised that I will learn it so well that this is not going to happen to me ever again. I can't change the past but I can shape my future.
I took this as an opportunity and read as many books as possible, watched podcasts of all famous investors & traders.

After that, we had the historic post-Covid bull run and thanks to all the effort I put in, I was able to capitalize really well and achieve my financial independence target by 2023 at the age of 45, 5 years before my target of 50!!

The stock market can be life-changing for you provided you put in the hard work, persevere and have a learning minsdet.. Good luck !!

[Sekhar @LearningEleven]

Saturday Satsang

Broadly, there are three types of investors:

1. I want to create significant wealth.

2. I want to achieve financial independence (where equity returns comfortably cover my annual expenses).

3. I am still experimenting.

For Bucket 1, allocation is everything.

If your goal is to create outsized wealth, your portfolio needs meaningful positions. In my view, you need a minimum allocation of around 6-8%, with multiple positions in the 12–15% range (or even higher for your highest-conviction ideas).

Otherwise, how do you expect exceptional businesses to make a meaningful difference to your portfolio?

For Bucket 2, the objective is different. The goal is to fund your lifestyle through secondary income generated from equities.

A simple way to measure progress is this:

Every stock in your portfolio should ideally be capable of funding at least one month’s expenses.

Let’s assume you own 18 stocks. In a healthy portfolio, if 12 perform well and 6 disappoint (if your hit ratio is consistently worse than this, it may be worth revisiting your stock selection process), then the gains from those 12 winners should comfortably cover your annual expenses, even after accounting for losses from the other 6.

That’s precisely why position sizing and stop-loss discipline matter.

In practical terms, your allocation should be such that a 20–25% gain in a winning stock is enough to cover at least one month’s living expenses.

So, if you belong to Bucket 2, periodically review three things:

• Your hit ratio
• Your stop-loss discipline (to contain the losses on those 6)
• Most importantly, your allocation strategy

As my friends at @soicfinance often say:

“Allocation is Khaas, Baaki Sab Bakwaas.”

Why do I keep talking about allocation every other day?

Because one of the biggest mistakes investors make is surviving a bull market without fully benefiting from it.

A bull market is a terrible thing to waste through poor allocation.

Happy Saturday!

[RJ Stocks @RakJhun]

Helios Small Cap Fund AUM is 723 Cr. 75.75% in Smallcaps, 21.35% in Midcaps. Cash 2.9%. Fund is bullish about the Power sector. Voltamp, TD Power & GE Vernova are in top 10 holdings. Data Patterns is debt-free Defence stock (Tejas & Brahmos). MTAR is a proxy for AI & Data Centers

[abhishek bajpai @abhibaz007]

@Iamsamirarora @Flipkart Hello @Iamsamirarora ji . Glad to hear from you. Never miss your views or videos on tv. Invested in helios flexi cap for long term. If you reply only I will be more than Happy

[abhishek bajpai @abhibaz007]

@FI_InvestIndia All the best

[abhishek bajpai @abhibaz007]

@FI_InvestIndia Great to hear. Truly inspiring. I have been following your posts for quite some time. Following foot steps. May be we can connect some day

[abhishek bajpai @abhibaz007]

@makemytrip not refunding cancelled flight ticket from may 2023. What to do? @GoFirstairways #makemytrip#gofirst

[abhishek bajpai @abhibaz007]

@greatestAthiban Is it available

[abhishek bajpai @abhibaz007]

@cyber3tron Is it available

[abhishek bajpai @abhibaz007]

@Anirudh172922 Is it available

[abhishek bajpai @abhibaz007]

@HappyFaresindia I am disgusted with your service. Flight ticket cancelled on 1st Jan 2024 refund still awaiting. Customer care is saying refund will come in 1 week from Jan.

[abhishek bajpai @abhibaz007]

Gofirst is not refunding the ticket price for flights cancelled in May. @DGCAIndia please help. @JM_Scindia your intervention is required #gofirst

[abhishek bajpai @abhibaz007]

@IRCTCofficial 22691 rajdhani (31 dec) late by more than 2 hours. Will irctc provide free meal as per notification

[abhishek bajpai @abhibaz007]

@RailMinIndia rajdhani 22691 (31 dec) is delayed by more than 2 hrs. Will free meal be provided per railway notification

[abhishek bajpai @abhibaz007]

Very unprofessional service by Cred. Booked holiday stay in Oct not received confirmation till now. Plz guide how do I cancel the booking with check in @kunalb11

[abhishek bajpai @abhibaz007]

@WeekendInvestng Sir I have subscribed to All cap portfolio on smallcap. Not getting regular updates. Emails updates are also not sent. Wrote multiple times