Most people optimize by instinct.
Systems thinkers optimize by frameworks.
I've spent 15 years building decision frameworks across:
• Strategic Finance
• Operating Models
• Manufacturing
• Consulting
Sharing what works.
Weekly threads on frameworks that compound.
All Tata Neu Infinity holders assume they're earning 10% back.
Most aren't.
Your NeuPass tier decides your real rate.
Screen-by-screen breakdown, how to check yours, and how to actually get to the top tier 👇
https://t.co/SFAL1i98Q5
Quick one for Infinia holders 👇
The ₹18L spend mandate has people overspending just to keep the card?
@adiprakas and I modeled ₹15L of actual tier-1 household spend across 4 2-card setups.
The best one returns 19.7% vs Infinia's 12.9% ceiling. Three of the four beat it
Ran a poll on my YouTube channel:
"Which recent credit card devaluation hit you the hardest?"
70% - Axis-Accor
18% - HDFC Infinia
7% - ICICI EPM
Axis users are more wounded than every other premium cardholder combined.
Our Devaluation Part 2 breaks down what's coming next 👇
Hard work is not why most careers stall.
Most people improve effort.
Very few improve the equation.
Addition scales activity.
Multiplication scales outcomes.
The card didn’t fail. The alignment did.
Two high earners can have the same premium card, but one extracts massive travel value, and the other quietly wonders why they upgraded.
The difference is financial judgment. Watch the full analysis:
https://t.co/gR27Nd7ine
@AjioCares Do you take 20days after the order pickup to issue refunds? Very unprofessional, even your app don't allow to raise a ticket, can you care to respond and not cheat customers
Most premium credit card regret has nothing to do with reward rates.
It comes from misfit.
You need alignment, not just a high annual fee.
The deep dive on HSBC Premier that will change how you evaluate every premium card:
https://t.co/6CetCuI7R2
#HSBCPremier
How to extract ₹36,000+ annual value without increasing spend.
Complete workflow breakdown, real rupee math, calendar triggers.
For people done with underwhelming premium cards.
Thread + Video:
9/10 times when I try watching @PrimeVideoIN I end up switching to @netflix because of the ads they show. I wonder how much money they are making vs how many users they are loosing
How 10X Rewards fits in
Through @10xRewards , Yogin shows how:
📈 Everyday spends → maximum reward returns
💳 Smarter card usage = faster luxury redemptions
This episode is a masterclass for anyone serious about rewards.
#10XRewards#SmartSpending
Luxury stay. Almost FREE. Using Credit cards.
Yes, it’s real ✨
In the latest Stays Unlocked with Credit Cards podcast on @Iamsaave10 ,
🎙️ Yogin Bhargava (@10xRewards ) breaks down how he unlocked a 2-night luxury stay at Taj Bekal Resort & Spa, Kerala using Amex Reward points 🧵👇
#TravelwithSaave #10XRewards #StaysUnlockedWithCreditCards