Aliya

AI-powered operational intelligence software and infrastructure for banks - with a focus on lending.

[Aliya @aftanalytics]

Most banks are making billion-dollar lending decisions using tools built for a different era.

Credit scores. Static snapshots. Manual processes. They weren't designed for a world defined by volatility, real-time data, and AI-powered competition.

Aliya co-founder and CEO S.P. “Wije” Wijegoonaratna sat down with Pulse 2.0 @pulse2news to talk about why bank transaction data is the most underused dataset in finance – and what it looks like to actually fix that inside a regulated institution.

Eight years. A top-five OCC-regulated bank. $30B+ in loans decisioned. This is what it means to do the hard part first.

📖Full interview: https://t.co/3emYXDbOjX

[Aliya @aftanalytics]

Our CEO, S. P. "Wije" Wijegoonaratna, was featured in @AuthorityMgzine to talk about the future of banking — and how a global macro investor ends up building AI infrastructure for community banks.

On why he made the leap: "Financial services stood out as 'white space.' It's foundational to the economy, yet many critical decisions are still made using abstractions — credit scores, static income snapshots, and rigid segmentation. Those proxies worked reasonably well in a more stable era. They are far less effective in a world defined by volatility and rapid change."

That observation led to the founding of Aliya.

Check out the full interview → https://t.co/o6pyNeWyf3

[Aliya @aftanalytics]

Aliya is demoing live at @AmerBanker's Tech Exchange on April 27 in NYC. The session is focused on how banks can move from AI experimentation to real, measurable results. Come see us.📍

Register: https://t.co/RjBUj1CSOJ

#NYFintechWeek #NYFTW26 #BankingAI

[American Banker @AmerBanker]

Most banks aren’t struggling to experiment with AI – they’re struggling to scale it.

Kick off #NYFintechWeek with American Banker and NayaOne at our April Tech Exchange, a demo-driven session on how banks can apply AI and scale AI to improve efficiency, strengthen decision-making, support governance and create measurable business value.

Join us Monday, April 27th at 3pm ET in NYC for live demos from Abrigo, AlignAI and Aliya, expert insights and peer networking.

Register today: https://t.co/RtGUuHN9ey

#NYFTW26 #Banking #AI #BankingAI

[Tech Startup Network @techstartnetwrk]

🏦 S. P. “Wije” Wijegoonaratna, Co-Founder & CEO of Aliya, is challenging how banks think about lending, risk, and AI.

Wije shares why the future of lending won’t be built on static credit decisions, but on continuous, cash-flow-driven intelligence. https://t.co/eSI5YAWo6z

[Aliya @aftanalytics]

"Early on, I saw the potential for data intelligence to transform lending not incrementally, but structurally. The challenge was never the technology itself; it was helping institutions recognize that the greater risk wasn’t change—it was continuing to make decisions without the most precise, forward-looking information available."

That's how our CEO S. P. "Wije" Wijegoonaratna thinks about lending — and he unpacks it in a new Q&A with @techstartnetwrk.

Worth a read if you're thinking about where lending infrastructure goes next. https://t.co/BLtc9zlcgY

[Aliya @aftanalytics]

What if 400 loans could be originated in a single weekend, with zero human involvement? That’s the reality we’re building at Aliya.

Our Co-Founder and CEO, S. P. "Wije" Wijegoonaratna joined Christopher Sanger, Head of @Official_Cantor's Financial Institutions Group, to discuss the next era of lending. 💡

[Jim Marous 💯 @JimMarous]

Lending should not stop after approval. In this episode, S.P. "Wije" Wijegoonaratna, founder and CEO of @aftanalytics, and I discuss how AI powered operational intelligence is turning lending into a continuous, governed opportunity. Watch the full episode: https://t.co/xKHOgVkcA9

[Jim Marous 💯 @JimMarous]

Most banks still treat lending as a point in time decision. Pull a score. Make a call. Wait. That approach limits growth and weakens earnings durability. In this episode, I speak with Wije Wijegoonaratna, CEO of @aftanalytics, on how AI is reshaping lending into a continuous process. Watch the latest episode: https://t.co/uOme8Pr8qj

[Jim Marous 💯 @JimMarous]

[New Episode] AI Is Finally Fixing the Way Banks Lend Money. Interview with Wije Wijegoonaratna, CEO of @aftanalytics. Watch the latest episode now: https://t.co/xKHOgVkcA9

[Aliya @aftanalytics]

Two things our CEO S.P. "Wije" Wijegoonaratna said on the Banking Transformed podcast that every bank leader needs to hear:

1️⃣ "We're at an inflection point. It's not about the deposit account — it's about the availability of liquidity on demand."

2️⃣ "Focus on revenue-generating AI. The customer side and the automation come for free."

🎧 Full episode with host @JimMarous : https://t.co/BJAAGFnbiq

#BankingTransformed #AIinBanking #DigitalBanking

[Aliya @aftanalytics]

“We bring operational intelligence to banks, turning transaction data into intelligence that runs lending automatically—with better risk controls. We can run an entire loan program with 5 people when it used to be run by 50+.”

Our Co-founder & CEO S.P. “Wije” Wijegoonaratna joined @mikulaja on FinTech Business weekly to discuss how AI is changing the operating model of banking.

🎧 Listen: https://t.co/MlWhWvY0aM

[Aliya @aftanalytics]

Traditional banks built relationships starting with deposits.

Digital lenders discovered something different: Trust forms fastest when institutions solve a liquidity need.

Lending became the front door to the relationship.

What the SoFi model reveals ↓
https://t.co/o05yVS8QPm

[Aliya @aftanalytics]

“The inputs and outputs in banking aren’t changing. It’s the middle that’s being transformed.”

AI isn’t just improving banking workflows — it’s fundamentally changing how financial decisions get made.

Our Co-founder & CEO S.P. “Wije” Wijegoonaratna joined @peterrenton on Fintech One-on-One to discuss the future of AI-native banking.

🎧 Listen here:
https://t.co/aYfL6MJchq

#BankingTech #banking #digitalbanking

[Aliya @aftanalytics]

Customers rarely leave banks in dramatic ways anymore.

They leave quietly—in the moment they need liquidity and the bank isn't there. That moment now defines customer-centric banking.

Our new paper explores why lending decisions increasingly determine bank primacy and how banks can defend their franchise in the AI era.

📄Check out the full white paper.
https://t.co/9ZeAMZMCzF

#banking #AIinbanking #digitalbanking

[Aliya @aftanalytics]

Stay up to the date with the latest innovation on customer experience at Future Digital Finance from March 26-27 at Amelia Island, FL! https://t.co/3uHWGjHy9R

[Aliya @aftanalytics]

What is #blockchain? We love this beginner's crash course on what the fuss is all about and why it's important for #banking: https://t.co/tP2NThBKQj

[Aliya @aftanalytics]

Check out this stat from @Forbes and @FINRA. This is why we're here—to help get #credit to those who need it most.

[Aliya @aftanalytics]

"The power of #fintech should be, at its root, about the inclusivity and democratization of #financialservices.” https://t.co/ZUk9FEopwP