@k@$h $!nh@

Computer Science | Markets | Trader in Passive Mode😌 | Escaping Indolence

[Save Invest Repeat 📈 @InvestRepeat]

India is an interesting country, within just 2 months

One person had to resign for not stopping cheating.

Another person had to resign for stopping cheating.

As its said, India disappoints both the optimists & the pessimists.

[Ankit Prajapati @AnkitPrjpti]

So every quarter, our money will be forcibly moved back to bank accounts from brokers and now will have to pay 300rs to again move to broker..

[Narendra Modi @narendramodi]

From Bishkek to Delhi, the productive discussions continue.

Happy to have met Dr. Masoud Pezeshkian, the President of Iran. This visit is more special because it is his first visit to India.

We talked about the India-Iran friendship. We believe that we should move forward with a long-term and win-win strategy.

The prevailing situation in the region was also discussed. India remains steadfast in its commitment to the pursuit of enduring peace.

از بیشکک تا دهلی، گفت‌وگوهای ثمربخش همچنان ادامه دارد.

خوشحالم که با دکتر مسعود پزشکیان، رئیس‌جمهور ایران، دیدار کردم. این دیدار از آن جهت ویژه‌تر است که نخستین سفر ایشان به هند است.

در این دیدار درباره روابط دوستانه هند و ایران گفت‌وگو کردیم. بر این باوریم که باید با یک راهبرد بلندمدت و برد-برد، به جلو حرکت کنیم.

درباره وضعیت کنونی منطقه نیز گفت‌وگو کردیم. هند همچنان به تعهد خود برای تلاش در جهت دستیابی به صلحی ماندگار پایبند است.

@drpezeshkian

@BricsIndia2026

[WEALTH ENGINEER @FI_Anonym]

Criticising the Prime Minister is easy from a screen.

​Questioning your Chief Minister takes a bit more nerve.

​Challenging your local MLA gets risky.

​Confronting your village head? Dangerous.

​Arguing with your spouse? Fatal.

​Accountability shrinks the closer power gets to home.

[Muthukrishnan Dhandapani @dmuthuk]

I was surprised when I saw the trending podcast.

Three banks in India, SBI, ICICI and HDFC, are earmarked as too big to fail by the RBI.

This means these banks would continue operations without a break, no matter what, even if that means involvement from the RBI and the Government of India.

If HDFC and ICICI fail, the whole financial system in India would collapse. Your spreading FDs across ten banks would be of zero use.

During the 2008 crisis, Buffett said at some point that even Berkshire would have collapsed, but maybe as the last domino to fall. Fed intervention saved the entire American financial system.

Please note that though there is no explicit guarantee, the RBI has never let even a single depositor from any scheduled commercial bank, government or private, lose a single rupee.

Though it is not said in too many words, the RBI would protect every single depositor in every single scheduled commercial bank, both government and private.

People who share financial content should have some sense of responsibility.

Everything cannot be for eyeballs and sensationalism.

[Adam @Raaz515151]

Bhaiya ko bas chickchik se duri Aur shanti chaiye Aur Kuch nhi

[Lakshay Mehta @lakshaymehta08]

A young delivery boy worked tirelessly and saved money from his earnings to buy his family their first TV

His goal was simple: to give them something they could all enjoy together ❤️

[1.5 GB corps @101stGBcorps]

Indians will live and die like cockroaches, but won't let the government build something that will improve their life.
Imagine there are protests against road widening in a country with a PCI of $2800.

[Deepak Shenoy @deepakshenoy]

Systematic Investment Plans (SIPs) have now reached 31,000 cr. per month. Of course, everyone's bored of listening to us in the Mutual Fund Industry saying that it's good, but bear with me.

The main reason an SIP is useful is not because it "averages" out the entry price over time in a volatile up and down market. That is just something we as an industry decided is a good thing - but it's an outcome, not a goal.

The main reason is: most of us earn money monthly. End of story. You earn, you spend, you save, you invest. That cycle happens monthly, and therefore you SIP monthly.

But the secondary reason is also: if you don't invest it, you probably will spend it. This is why SIPs make sense - you invest first and spend later, usually. So you end up spending only what's left with you, and that "forced" investing of sorts helps you build wealth for later.

Many of us have the discipline to do an SIP manually every month - otherwise called "lumpsum" investing. This is also fine, and probably better because some months you will have way more money, and some you will be on kadki mode.

Disciplined investing initially works because you save the money, not because it grows. The growth happens in later years. So in the first few years, it's mostly your money, your savings that built your wealth. It's in later years that the incremental savings are very small compared to the corpus you have, so your portfolio grows more because of returns rather than because of what you're saving.

Save a little more every month or every year, and you'll build wealth faster. But building wealth isn't the goal, really, for you. We, as mutual funds, help you build wealth, but your story has three parts:
Part 1: You save and invest your money
Part 2: The money grows because of returns
Part 3: You spend the money

Don't forget part 3. Your wealth doesn't define you. Your life does. Make your life better. SIP is a way to help you, but you have to do Part 3 all by yourself. And that, bro, is the best part of it all.

[Ananth Narayan @ananthng]

In my latest @bsindia column, I revisit the impossible trinity, through the lens of RBI’s interventions across markets. A few key points:

• RBI says it intervenes in FX markets to manage volatility, not exchange-rate levels. But intervention of the scale and persistence we have often seen inevitably influences levels too. Perhaps, just as the MPC brought greater objectivity and transparency to monetary policy, we need a better-articulated FX framework.

• The trilemma applies to RBI as a whole, not just the MPC. Large bond purchases and liquidity interventions kept interest rates below levels otherwise needed to attract discretionary savings. This had external consequences through equity valuations, outward investments and lower FX forward premia. Pressures created in one market subsequently required intervention in another.

• For now, RBI has bought time through an expensive FX-swap subsidy to attract foreign-currency funding. In effect, after offering domestic fixed-income savers below market-clearing returns, we are subsidising overseas savers and banks to bring funds into India. This funding, in turn, helps keep domestic rates below what discretionary savers demand. This is not a durable equilibrium. Rationalizing taxation of fixed income could offer one way out.

• Going forward, large RBI interventions in bonds, liquidity or FX should explicitly assess spillovers across other markets through the lens of the impossible trinity. Over time, this could also provide the basis for a more coherent and transparent FX framework.

link: https://t.co/EUJSCr4YjF

[Ghar Ke Kalesh @gharkekalesh]

Independence day is incomplete without this Masterpiece 😭

[Prasanna Viswanathan @prasannavishy]

Here @TheJaggi argues on why UPI should be treated as digital public infrastructure and not as another commercial payment product.

The real economic value of keeping UPI free is not merely the ₹10,000–20,000 crore infrastructure cost avoided, but the enormous friction, cash-handling and transaction costs that would return if users and merchants were pushed back towards cash or fee-bearing alternatives. @bsindia

[The Offline Network @OfflineOnAir]

How it started How its going :)

[Skyroot Aerospace @SkyrootA]

ORBIT ACHIEVED. 🚀

Vikram-1 Test Flight-1 has reached orbit. India's first privately developed orbital rocket has completed its final burn and injected its payloads into a ~450 km orbit, making India the third country in the world with private orbital launch capability.

History is made. 🇮🇳

#Vikram1 #JourneyToOrbit #SkyrootAerospace

[Vishnu’s Sudarshan Chakra @Yodhaa_warrior]

🇮🇳 Guwahati's newly built Brahmaputra Riverfront.

Public spaces like this improves the overall Quality of Life of a city.

@himantabiswa please make the entire city green, walkable and clean like this. It will be a model for the rest of the country if your state succeeds in it.

[Vikas Saraswat @VikasSaraswat]

सहारनपुर पुलिस का यह मूर्खतापूर्ण पोस्ट एक बड़ी समस्या को उजागर करता है। इस दुर्घटना में सभी ने स्पष्ट रूप से देखा कि ट���यागो गाड़ी का ड्राइवर एक्सप्रेसवे जैसी तेज गति सड़क पर गाड़ी रिवर्स कर रहा था। जो कि हादसे का मुख्य कारण बना। परंतु पुलिस सही और गलत नहीं देख पा रही है। और ऐसा अक्सर होता है। पुलिस एकमात्र थंब रूल पर काम करती है- जो भी गाड़ी ��ड़ी है दोष उसका है। ऐसा वह नाजानकारी और साथ साथ दूसरी संभावनाओं के निर्माण के लिए करती है। वहीं दूसरे देशों में पुलिस घटना स्थल पर ही सही और गलत का निर्णय ड्राइविंग के नियम देख कर कर देती है। जब तक पुलिसकर्मियों को ही दुर्घटनाओं में सही गलत पर स्पष्टता नहीं होगी, किसी सुधार की उम्मीद करना बेकार है।

[Sridhar Vembu @svembu]

The economic and demographic effects of corruption.

Cost of land in our urban areas is far higher than what our GDP per capita would dictate. The ratio of land value to per capita GDP is probably higher in India than anywhere else. As an example, land prices in Chennai or Bengaluru rival that of cities like New York which has a vastly higher per capita GDP.

The key reason?

First, vast sums of political corruption money is parked in real estate. This raises real estate prices and high real estate prices affect everything downstream.

Second, corruption in building approvals and the like - the famous DTCP - raises construction costs, on top of already higher real estate costs.

Third, corruption in private school regulatory compliance enforcement raises school fees.

Fourth, corruption in private hospital regulatory compliance enforcement raises health care costs.

Fifth, household goods need sales outlets and those pay higher rents due to high real estate prices and construction costs.

So housing, education, healthcare and household goods - all of these now cost higher.

As a direct consequence, the economic burden on the average person gets worse. Young people, facing all these costs, postpone marriage, and postpone children or have fewer children.

That directly affects our demographics.

While this issue exists in many parts of India, Tamil Nadu, being the most urbanized of the bigger states, is particularly hit hard.

So corruption is becoming an existential threat to our society.

If you worry about the super-low birth rate in Tamil Nadu, way below replacement, understand that corruption raising our cost of living is one of the major causes, not the only cause, but a big one in our context.

[India Aesthetica @IndiaAesthetica]

Himalayan Monal famously known as the nine-coloured bird and state bird of Uttarakhand 🌈🐦🪽 🇮🇳

[न्यूक्लियर गांधी @_nucleargandhi]

@mxtaverse Legendary meme

[Maitreya Bhakal @MaitreyaBhakal]

A member of India's national bourgeoisie goes to China and comes back whining and coping, example 6428 of 853683494084.

Difficult to imagine few factors MORE important for a country's industrial rise than state support, including direct subsidies. Literally *every* single industrial power in history has done this, without exception.

India went in the opposite direction, it obsessed over services instead of manufacturing - and now, forget learning from other success stories, its bourgeoisie has nothing left to offer but cope. When you miss all the buses, you just sit at the bus stop and complain that it was not a "level playing field".

India may not manufacture much, but it's certainly the world's largest producer of copium.