Akhila Singaraju

hello, world. i build products that touch 💸. product @square, previously credit 💳 @Marqeta and new markets 🌏 @Flywire

[Akhila Singaraju @akhila1]

its fun to spot AI-generated comments / posts...about AI.

its all over linkedin...i know it's mainstream to use LLMs for content now, but how do we feel about losing original voice/tone entirely?

[Akhila Singaraju @akhila1]

@Airbnb @bchesky , sir -- you will have several interior design junkies swarm to this, if you get any nancy meyers home on here. Start with parent trap!

[Brian Chesky @bchesky]

Icons are extraordinary experiences from the greatest names in music, film, sports, and more

[Akhila Singaraju @akhila1]

@pitdesi @thisiskp_ I found that there was a fair bit of cash usage in Singapore when I lived there 2017-2019. Especially in hawker stands -- few mobile players (grabpay, eNETS) existed but cash was prominent compared to India/China

[Akhila Singaraju @akhila1]

@pitdesi Your points and 1 & 3 are pretty telling and scary. We turn into two parallel credit societies - one for high income and another for low income.

[Akhila Singaraju @akhila1]

@joncoffey the card launched first aimed at parents, so the cash back program is built around the parents.

the teen launch is its expansion specifically on being able to build credit as auth users.

[Akhila Singaraju @akhila1]

@sachinrekhi I think your point on unequal incomes is where my mind is at too. I'd be curious whether this model is consistent across the country or across job industries. Would imagine this being this model working for a couple where both work in tech.

[Akhila Singaraju @akhila1]

@sarthakgh feels like it required that there be multiple competing creator platforms for this to finally emerge. instagram losing creators and realized the value of an "open" platform?

[Akhila Singaraju @akhila1]

@kaushikb9 Same.

[Akhila Singaraju @akhila1]

@aarthir @CommerceHub Congratulations!!

[Akhila Singaraju @akhila1]

@dadiomov @thogge @CalebLJenkins I actually think MAS in Singapore did this / is doing this across the region - Singapore with Malaysia, Thailand. It’s beautiful

[Akhila Singaraju @akhila1]

@dadiomov also reminds me of the workplace...how do you preserve agency at a company to do and to create opportunity, but also not create distractions?

[Akhila Singaraju @akhila1]

@dadiomov curious how/why you chanced upon this -- its a 2021 piece! glad you did and shared though. i think about this often and subconscious worry that my little one will get lost in the doldrum of school / activities but actually doing very little.

[Akhila Singaraju @akhila1]

@mengxi this was & is the premise of microloans in emerging markets -- providing small dollar loans to credit invisible, and then using the phone as a tool to ensure payments are made / minimize delinquencies. agree, this is incredible.

https://t.co/Yoj8u8Zqbr

[Akhila Singaraju @akhila1]

I drop off my toddler at school everyday with an inherent trust in the world around me. I’m reminded everyday that I shouldn’t be so blind to our reality and essentially that I need to trust less.

[Akhila Singaraju @akhila1]

Probably the most powerful metaphor not just for hiring but also building a career. Orienting yourself on just GSD à la "a barrel" can get you so far within an organization.

[Gokul Rajaram @gokulr]

1. Barrels and ammunition

I didn’t overlap with @KeithRabois at @Square, but when I joined, his precepts were (and still are) all over the company. One of the most powerful metaphors - not least because of the vivid imagery - was that of barrels and ammunition.

[Akhila Singaraju @akhila1]

@sarthakgh honestly remember conversational banking too and it didnt end well

[Akhila Singaraju @akhila1]

@pitdesi this is fascinating. not causation, for sure but seems like figuring out healthcare access actually can have impact on credit access. who is working on this?

[Akhila Singaraju @akhila1]

@mikulaja This seems to be an offer though, usually assumes there was a soft check done on the recipient before sending.

[Akhila Singaraju @akhila1]

@BShen7 @CashApp This is great @BShen7 - I find that of all the banking constructs (store spend borrow save), save is the hardest one to move the needle on behaviorally

[Akhila Singaraju @akhila1]

We have been busy here at @Marqeta! We are excited for the evolution of credit as we look ahead and to welcome the Power Finance team to Marqeta! 🚀

[Marqeta @marqeta]

More big news to kick off 2023 📣 Today, we announced our plans to acquire Power Finance, Inc., combining its cloud-native credit card program management capabilities with our modern card issuing platform. Learn more ▶️ https://t.co/B4fqouHTAb