The Petty Trading Advantage: An akara or kulikuli business has a production cycle of less than 24 hours. You buy raw materials (beans, oil, pepper, gas) in the morning, process them, sell the finished product by afternoon, and recover your capital plus profit by evening. The cash is constantly moving, meaning the business adapts to daily inflation almost instantly.
The logic of micro-trading is that it provides an immediate safety net and daily liquidity when formal jobs are scarce. It keeps families afloat. However, people are justified in their frustration because starting small only works if the government builds the economic ladders—like stable power, single-digit interest loans, and tax relief—that allow those businesses to actually climb. Without those ladders, "starting small" just means staying small.
If a basic recruit or lower-ranking officer starts at ₦90,000, the actual bill ballooning up through inspectors, superintendents, and commissioners will be vastly higher.
To give you a more realistic picture of what that annual salary bill would *actually* look like, we have to distribute those 20,000 officers across a standard policing hierarchy.
## The Realistic Scenario: A Structured Cadre
In a typical police force, the vast majority of the personnel sit at the bottom of the pyramid (Constables to Sergeants), while a tiny fraction occupies top management.
Let's model a realistic distribution for **20,000 officers per state**, assuming ₦90,000 is the entry-level baseline for the lowest cadre, with salaries scaling up by rank:
| Cadre / Rank Level | % of Force | Number of Officers | Estimated Monthly Salary (₦) | Total Monthly Bill (₦) |
| **Junior Cadre**
*(Constables, Corporals, Sergeants)* | 75% | 15,000 | 95,000 *(Average)* | 1.425 Billion |**Inspectorate Cadre**
*(Inspectors)* | 18% | 3,600 | 150,000 | 540 Million |
| **Senior Officer Cadre**
*(ASP to Chief Superintendent)* | 6.5% | 1,300 | 280,000 | 364 Million |
| **Command & Management**
*(ACPs, DCPs, Commissioner)* | 0.5% | 100 | 550,000 | 55 Million |
| **TOTAL PER STATE** | **100%** | **20,000** | — | **₦2.384 Billion** |
## Recalculating the National Math
When we account for the cadre structure, look at how the numbers shift from your initial flat baseline:
* **Realistic Monthly Cost per State:** ₦2.384 billion *(instead of ₦1.8 billion)*
* **Realistic Monthly Cost for 36 States:** ₦2.384 billion × 36 = **₦85.82 billion** *(instead of ₦64.8 billion)*
* **Total Annual Salary Bill:** ₦85.82 billion × 12 months = **₦1.03 trillion** *(instead of ₦777.6 billion)*
## The Reality Check: The "Hidden" Costs
As you noted, this **₦1.03 trillion** is *strictly* for basic salaries. In public budgeting, personnel cost is usually only 40% to 50% of the total operational cost for an effective security agency.
To actually run these 36 state forces, governments would need to fund:
1. **Allowances & Hazards:** Duty tour allowances, hazard pay, and medical/life insurance.
2. **Capital & Operations:** Uniforms, firearms, ammunition, communication gadgets, vehicles, fueling, and maintaining police stations.
When you add those in, a realistic total budget to maintain 20,000 officers per state pushes closer to **₦2 trillion to ₦2.5 trillion annually** nationwide. Given the current internal revenue generation (IGR) constraints of most states, it shows exactly why the state police debate is as much a fiscal puzzle as it is a political one.
The first and only time I ever bet on football was in 1990, when I bet that Cameroon would beat Argentina in the World Cup. The odds were 20-1. I bet £1 (that was all I could afford then) and won £20! Madam and I were living in one room in Seven Sisters, London, then. We were finally able to order egg fried rice and beef in oyster sauce from the local Chinese restaurant. Before then, it was just egg fried rice with chilli sauce and no protein.
I don’t suffer before for this my life o. And this woman suffered with me. Some days, we could only afford one meal and she would lie that she had eaten and give me the meal to eat when I came back from work. I grew up with many relatives living with us. So, by upbringing, I was raised not to finish everything on my plate. It was by watching how she wolfed down everything left on my plate that I finally realised that this woman had not eaten and had sacrificed herself to make sure I ate.
So, now, when anybody says “She’s the one eating all his money, I ask: “Before nko? Were you there when we were eating egg fried rice with no protein from Red Square Chinese Restaurant in 1990?” 😂
“He is not making this personal; he simply expressed his opinion. The Igbo people are not isolated, and anyone can validate their progress by looking at what is publicly available. I have visited some places in the East and can vouch for areas where development is evident, just as I can acknowledge where it is lacking.”
This leader of tomorrow, Mark Okoye, used ₦153 million meant to develop his region to rent a one-room office.
The South East Development Commission (SEDC), which was created yesterday, already has ₦2.5 billion implied expenditure.
Soon, they will come and cry how Tinubu marginalised them.