@MoneyHacks16 I guess the markets going crazy and nearly doubling in the last year and being quite steady in the previous years is also a factor in that
@samhfinance If you have kids then putting anything over 60k in SIPP / pension lowers your taxable salary and lets you keep child benefit payments. Most people in that band donโt even bother / realise they can claim anything back by doing a tax return ๐คฆโโ๏ธ
@JamesMelville Ozempic removes the need for willpower, and forcibly disrupts routine. For many people this is needed more than we think for short term change
@FrostyInvestorr I think Instagram was 50% at one point but more like 2-3% recently. We did a new study at work and out DM guys decided most of the new users in already established markets are likely ai bots and most of the traffic is ai engagement farming these days
@talkaboutlufcv2 They also do deals that commit a certain amount of posts over a full season. Club will have been made aware of commercial deal and agreed to it, while also pushing the Raphinha story