Andy

head of business development @etherfuse

[Andy @andyfi]

69 reasons yield-bearing stablecoins are the future of payments👇

Most stablecoins — like USDC, USDT, or MXNe — only hold value. They don’t generate it. That means every user and business loses the yield they could earn elsewhere — effectively a zero to one, in terms of opportunity cost.

Yield-bearing stablecoins — such as our CETES, TESOURO, USTRY, EUROB, and GILTS — fix that by embedding yield from audited sovereign debt directly into the asset. The result is a lower cost structure: the yield offsets what non-yield coins lose.

Businesses are rational. They’ll always move toward cheaper, safer, and more efficient options once they exist. If you’re building or integrating payments with non-yield stablecoins today, you’re likely spending 3–6 months on something that will be obsolete within a year.

Your competitors will use yield-bearing stablecoins instead. They’ll process payments with lower costs and generate income from their float — across multiple currencies, not just USD. That advantage compounds over time.

Companies holding non-yield stablecoins effectively subsidize their issuer’s margins. Those holding yield-bearing assets reduce their own cost base while earning a return from the same underlying stability.

@etherfuse enables this model safely:

- Bankruptcy-remote structures under Swiss law
- Audited vaults holding only sovereign debt (CETES, TESOURO, GILTS, USTRY, EUROB)
- Native and international payment rails, including SPEI for MXN

This creates stability that earns, not just holds.

Stablecoins solved for volatility. Yield-bearing stablecoins solve for efficiency. They’re not a trend — they’re the next standard for how money moves. Build for tomorrow.

[Andy @andyfi]

@0xbenito_ Meeee

[Aquarius @AquariusDeFi]

$CETES by @etherfuse, tokenized Mexican Treasury bills, is up for a vote on Aquarius.

A whitelist request for the Asset Registry, the list of assets cleared for AQUA emissions. ICE holders decide what gets added.

Ends Oct 18, 23:59 UTC. 🧊
https://t.co/e7SwqDpdk0

[Andy @andyfi]

@soft_law @solana @colosseum @SuperteamTH @EloteDotBaby Me gustaria saber mas ! Platiquemos!

[etherfuse @etherfuse]

🚨 KAZAKHSTAN is coming!!! We're excited to announce we've opened up a wait list for one of the most interesting bond markets in the world.

https://t.co/8kg83ww1hu

[Emm | scenario.com @emmanuel_2m]

I'm not sending my deck anymore 😂

[Aquarius @AquariusDeFi]

$USTRY by @etherfuse, tokenized US Treasury Notes, is up for a vote on Aquarius.

A whitelist request for the Asset Registry, the list of assets cleared for AQUA emissions. ICE holders decide what gets added.

Ends Oct 11, 23:59 UTC. 🧊
https://t.co/e7SwqDpdk0

[JT | Polygon @jtdefi8]

Tremendous effort and kudos to all the teams involved
Our collective persistence has paid off with the launch of the first-of-its-kind vault and use case for BRZ on @0xPolygon

I'll dig into how to make use of the TESOURO strategy
🧵 below

[Feather.zone @Featherlend]

Feather has launched 🇧🇷 BRZ and 🇺🇸 frxUSD Morpho vaults on Polygon.

- Borrow BRZ using sfrxUSD and 🇧🇷 TESOURO
- Borrow frxUSD using 🇬🇧 tGBP, BRZ, sPOL, sfrxUSD

Powered by @Morpho @0xPolygon @fraxfinance @transferogroup @etherfuse @tokenGBP

Reducing FX conversion costs and operational overhead.

[etherfuse @etherfuse]

🚨 ANNOUNCEMENT!!!! Dream team making it possible!

@Morpho @Featherlend @etherfuse @0xPolygon @transferogroup

[Almond @oyealmond]

Lately, people have been reaching out for all kinds of things: sharing job openings with my network, asking me to try their products, asking me about the blockchain landscape in LATAM.

So I thought I'd try a little experiment: I'm opening a few free 1:1 slots for anyone curious about stablecoins, tokenization, the blockchain industry in LATAM, agentic commerce, or what it's actually like to work in this industry if you're thinking about getting into it.

I WILL NOT TELL YOU HOW TO 10X 😜

I definitely don't know everything. But if I don't know the answer, chances are I can point you to someone who does.

For context, I'm from Mexico and have spent the last five years working across the LATAM blockchain ecosystem, most recently leading Base in Mexico for Coinbase.

If you're curious, building something, exploring LATAM, or just want to compare notes, DM me and we'll set something up.

[Andy @andyfi]

I’ll be at TOKEN2049 Singapore 🇸🇬 next week.

Who should I make sure to meet face-to-face while I’m there? Any projects, founders, or teams you think I shouldn’t miss — tag them below.

DMs open.

[etherfuse @etherfuse]

Raise your hand if you're going to be @kbwofficial ! @BrandoRodriguez & @EtherfuseDave will be in town and hosting a Chimaek Welcome co-hosted with @StellarOrg. ... Beer, Chicken, Bonds. Can't-MiSS

https://t.co/EQoHT7UpeF

[etherfuse @etherfuse]

🚨PHILIPPINES bonds are coming onchain! We’re excited to share that we’re finalizing PHTRY.

https://t.co/CPcjTWEmHK

[Andy @andyfi]

The layer that makes it possible takes government debt and turns it into something an app can hold. That's what we build in six sovereign markets: peso, real, dollar, euro, pound, won.

Thanks to the NAFIN team, and to Abraham Cobos and @EspacioMedia for the fundamentals.

11/11 🧵

[Andy @andyfi]

Thursday we ran a blockchain workshop at Nacional Financiera (@NafinOficial ), Mexico's state development bank, with:

- Salvador, CM of Binance México (@BinanceLATAM )
- @federico , CM of Stellar México (@StellarOrg)
- @abrahamcr, of Espacio Cripto (@EspacioMedia)
- Arturo Salvador from @BGBGlaw .

1/11 🧵

[Andy @andyfi]

Latin American banking earns 15-17% on equity. The US system closed last year at 12.2%; global banks at nearly 11.8%.

Nobody earns that by being better at banking. They earn it because almost nobody can enter.

10/11 🧵