Andy Ho

[Nick Maggiulli @dollarsanddata]

There are 29 million millionaire households in America. But if you only count those who could write a check for $1M, that number drops by over 70%.

My latest on how many Americans are actually millionaires: https://t.co/3hcAfgY5Ye

[Mesh Gelman @meshgelman]

@elonmusk Ambient air is often overlooked.. Very impressive use of air with the Roadster!! Cumulus pulls nitrogen from the air for amazing nitro coffee, no tanks needed!
Trade you a Cumulus for a Roadster? 😂

Ours ships today or pick one up at @Target 🎯

[Mesh Gelman @meshgelman]

Hi X.

I was reflecting on my giveaway post from today. I don't feel good about it. I made it conditional on getting certain results etc., and it doesn't feel authentic.

I have been slowly getting to know you all here and I truly enjoy all the new friends I have been making.

So I will start over again.
I'm grateful that Cumulus is at this milestone and that Target is bringing us into the stores.

So to celebrate I will just be giving away machines to my supporters.

For the next 10 days I will select a bunch of you.

Just comment and or repost if you love cold brew/nitro cold brew or iced lattes….

Let's see what happens.

With gratitude,
Mesh

[The Chronicle of Philanthropy @Philanthropy]

Hedge fund CEO Ken Griffin is giving $3 billion to @CarnegieMellon, which calls it the largest single gift to a U.S. university. Most of it, $2 billion, will build a Miami campus organized around "grand challenge areas" instead of majors.

Read the full story: https://t.co/zu8tSs5erA

[Thomas Kopelman 💵 @TKopelman]

I sat down with @drgurner to talk about the concept of "enough"

It was one of the best conversations I've ever had on the podcast

Her answers changed how I think about money:

[Evan Armstrong @itsurboyevan]

This profile by @colossusjeremy is one of those that makes you take a hard look in the mirror as a writer.

Excellent, voicey craft that is worthy of study. https://t.co/alVJZP2UxN

[Andy Ho @andyho]

https://t.co/X85t10Yhej

[stacy palmer @stacypalmer]

https://t.co/2KXZdA9nwl

[Paula Pant @AffordAnything]

Most of us have a skewed sense of normal that's set by our neighborhood and work colleagues.

Here are the numbers that lay out what it actually means to be rich or poor in the U.S.

You're either doing better than you think -- celebrate the win! -- or take heart because you've still got that most important asset of all, time.

[Andy Ho @andyho]

Warren Buffett excludes Gates Foundation from his annual donations https://t.co/FNgDdbUcus

[Quantіan @quantian1]

In 2001, Nvidia CTO Curtis Priem owned 8.3% of the company, more than Jensen Huang. When he retired, he gifted most of his shares to his alma mater, Rensselaer Polytechnic, who sold it.

Today, those shares would be worth $450 bn, or as much as the top 25 endowments combined.

[Ryan Greiser, CFP® @Greiser]

What nobody tells you about finally hitting the number:

There's a new number. There's always a new number.

The goalpost doesn't stop moving on its own. That's not a market problem or a savings-rate problem.

It's a definition problem.

The question that everyone should answer:

"What does enough actually look like for you?"

[Ramit Sethi @ramit]

Very good post on what happens when you become extremely wealthy

[Andy Ho @andyho]

Museums receive the spoils in private philanthropy overdrive (Financial Times US), May 20, 2026
https://t.co/aTlM0sKHHT

[Karen Nye @KNyeEcon]

Check out the butterfly effect: @KPMG_US chief economist @dianeswonk gauges how much the oil spike could affect the US economy, depending on how long it lasts.
https://t.co/1TqXfCFMOp

[Christine Benz @christine_benz]

“This idea that we should work our whole lives and then finally retire in our 60s is outdated. People should plan to take breaks every five to 10 years. And if more people did that, they’d have longer careers.” I loved this convo w/@AuthorDavidBach 👇 https://t.co/cLKZoGzDp1

[Citrini @citrini]

JUNE 2028.

The S&P is down 38% from its highs. Unemployment just printed 10.2%. Private credit is unraveling. Prime mortgages are cracking. AI didn’t disappoint. It exceeded every expectation.

What happened?​​​​​​​​​​​​​​​​

https://t.co/JzzwCrbJgS

[Nick Maggiulli @dollarsanddata]

The truth about millionaires in America:

-Half have less than $2M in net worth (and less than $340k in liquid assets).
-Most are NOT business owners.
-Almost all are house/401k rich but cash poor.

Is this what you expected?

[Adam Rossi @rossiadam]

My mother makes friends wherever she goes.

And they stay friends.

One example: We took a vacation to Kauai decades ago. We are rushing back to the airport and stop at a McDonalds to grab some food before the long flight.

My mom sees an older man sitting by himself drinking a coffee. She introduces herself, makes small talk, they laugh, and I am getting nervous because we do not have much time to get to the airport. I interrupt them and she says "Wayne before I go back to Virginia, can I get your address and we can stay in touch?"

And this is how my mother became friends with Police Captain Wayne Tanaka (retired) for years and years until he passed away.

They would write letters, send emails, and chat on the phone. He would tell her stories about crazy shootouts and the infamous Taylor Camp hippies on Kauai in the 70s.

She would tell him stories of Virginia and her poorly behaved children.

And the thing is, she makes friends like this all the time. In an elevator. At the market. Anywhere.

My "Uncle Dave" Farrelly was a cowboy out in California. He was originally from Woodstock VT, the town where I was born. He knew everything you ever wanted to know about a firearm, from historical to modern day. He advised my on my first handgun. He wasn't kin to me, he was just a penpal that my mother wrote to. Eventually I started exchanging letters with him as well.

When I got married he gave my wife Laila one of the most thoughtful gifts we ever received. It was a toolbox with a bunch of tools, all engraved with the name "Laila". He wrote her a letter to my new bride and said "now that you are getting married, you will see that your husband will never put his tools away properly, and when you need one you won't be able to find it. So I made a toolbox just for you and engraved them with your name so Adam can't steal them."

The little tape measurer from that toolbox now sits in my desk drawer. I did steal it. In fact I stole them all. But that is not the point.

The point is, I had a friend and mentor that came into my life through a chance interaction with my mom, who is an expert at collecting friends.

And its not just making friends. She excels at keeping in touch with them.

I know people are suffering from loneliness today. The screens are keeping us from each other. But if you take my mom's example, you will never suffer from loneliness.

Take the opportunity to smile and make a joke in the elevator. Introduce yourself to the guy who does your car inspection at the gas station. Get to know them. Stay in touch.

There are so many amazing people out there.

[Heisenberg @Mr_Derivatives]

Net worth* chart by age, by percentile, updated as of 2025.

*Includes your primary residence home equity.

Do you feel you are behind, in-line, or ahead the tier you want to be at?