@DividendGrowth Do you pre fund your expected spend (over the 0% interest period) with a treasury bill matching the duration? Or do you buy a new bill with decreasing duration each pay period?
@PeterSchiff An email saying you have gold is not the same as having gold. You might as well have crypto.
Money is just data that allows us to avoid the inconvenience of barter.
That data, like all data, is subject to latency & error. The system will evolve to that which minimizes both.