I've been building DeFi for almost a decade and we went from zero to here:
- Over 300b stablecoins issued onchain
- Protocols that actually make revenue, all verifiable onchain
- Billions in stablecoins yielding interest directly onchain
- More safer ways to trade or lend (no ftx custody risk)
- Embedded wallets that bring more users and are easy to integrate (i.e. Privy)
- Fintechs and e-commerce platforms issuing stablecoins (PyUSD, SoFi, Western Union, Moneygram)
- Big fintech involvement (Stripe with Tempo)
- Fintechs integrating defi (i.e. Whop integrating Aave)
- Almost all relevant major banks and asset managers have digital asset teams and also working on tokenization, stablecoins and defi (Fidelity, BlackRock etc)
- Genious act regulating stable coins and removing uncertainty to enable fintechs and TradFi to participate
- Clarity act coming, creating more certainty for crypto and defi
- AI tools for defi security hardening and improved overall development process since early days
- EU has MiCA certainty and UK following up
- Banks banking crypto (Erebor etc) and better onramping
The industry progress has been real, and will take of course years to come to see full adoption. We are closer now than ever before, yet moving 8 billion people onchain will take time.
I think that we are in front of a moment where underlying tech is starting out-phases the crypto-native assets. It make sense for stablecoins to have bigger market caps that Bitcoin and Ethereum as world is moving onchain over time. Same thing will happen with trading and lending as more assets are tokenized and will grow directly onchain. This is net good for the ecosystem.
It seems that fintech and tradfi is doubling down on blockchain like never before.
The best way to progress is by building, and we have some of the smartest builders in the space, true believers that build with a real mission are still here.
At some point crypto, defi, stablecoins, rwas are doing to be just called finance. No tribalism, no drama just boring tech that works and scales.
The demand for modern, always-on settlement infrastructure continues to grow.
@Mastercard’s support for $RLUSD and the XRP Ledger reflects growing demand for trusted digital assets and blockchain infrastructure that can power faster, more flexible settlement.
Four ideologies shape the Bitcoin community. Maximalists bring conviction. Capitalists bring integration. Technologists bring innovation. Fundamentalists bring preservation. Bitcoin reaches its full potential when these four forces work in harmony.
I need your honest reply. If I send you 500K, what will you buy RIGHT NOW?
ETH at $1670
XRP at $1.13
SOL at $66
ADA at $0.16
SUI at $0.7
TAO at $198
LINK at $7.6
LTC at $44
#BREAKING
Gold is falling.
Bitcoin is falling.
Ethereum is falling.
Silver is falling.
S&P 500 is falling.
Nasdaq is falling.
Bonds are falling.
Even oil is going down.
So if EVERYTHING is falling… where is this money going?👀
The answer is simple but no one is talking about it:
Plausible path:
Bitcoin forms a low in June (like it did in June 2018 and June 2022).
BTC rallies in July
SPX correction later in year which allows Bitcoin to finally bottom (most likely October)
Four year cycle wins again
I sternly believe that if Saylor never bought a single BTC, BTC would be roughly the price it is right now or higher
And we wouldn't have the Saylor baggage / ponzi structure keeping people from buying on top of it all
But at least he and his stock bagholders got super rich
BREAKING: Over $500,000,000 liquidated from the cryptocurrency market in the past hour.
• $BTC: $61,100
• $ETH : $1,620
• $BNB: $570
• $XRP: $1.10
• $SOL: $64
$RLUSD is institutional-grade infrastructure for payments and tokenization.
Through @wormhole’s Native Token Transfers (NTT), $RLUSD can now move natively across multiple blockchain ecosystems, supporting cross-border payments, institutional on/off-ramps, and tokenization use cases.
For developers and institutions building onchain, that expands access to compliant, USD-backed liquidity across supported networks.