STRATEGI UNTUK MENGURANGKAN HUTANG RUMAH DENGAN CEPAT
Tahukah anda bahawa kita boleh mengurangkan hutang rumah dengan cara membayar lebihan jumlah ansuran ke atas baki prinsipal?
Lihat sample kes dalam gambar ini
Gambar kiri
- Ansuran RM2,148
- Tempoh 30 tahun
- Total bayaran balik RM773,413
Rujuk gambar kanan
Sebagai contoh dalam situasi ini, dengan membayar tambahan sebanyak kira-kira 10% daripada ansuran bulanan asal RM2148, dengan menambah RM200, anda dapat mengurangkan jumlah hutang sebanyak RM54,913 dan menyelesaikannya 4 tahun setengah lebih awal.
- Ansuran RM2,148 + RM200
- Total bayar balik RM718,499
- Penjimatan RM54,913!
- Dapat pendekkan tempoh pembiayaan 5 tahun setengah lebih awal
Semakin tinggi jumlah tambahan yang dibayar ke baki prinsipal, semakin banyak yang dapat dikurangkan.
Tahukah anda, jika pelanggan membayar tambahan RM1,000, mereka dapat mengurangkan jumlah hutang sebanyak RM161,203 dan mempercepatkan tempoh pelunasan hampir 14 tahun lebih awal!
Rujuk thread seterusnya untuk lebih jelas.
Nama saya Afyan Mat Rawi, seorang perunding kewangan.
Jemput follow @afyanIFP utk lagi tip-tip kewangan dari Wakanda dan klik https://t.co/36eX9cO6RZ untuk ilmu kewangan advance.
Where focus goes, energy flows. And where energy flows, whatever you're focusing on grows. In other words, your life is controlled by what you focus on. That's why you need to focus on where you want to go, not on what you fear.
jabatan akauntan negara just banked in RM900 to me!
is this free money or what?
no, its memang my money. money that i had no idea i had. and you might have money like this too.
here's how to find out...
Nak cepat habiskan bayar hutang rumah & kurangkan bayar profit/interest tak perlu hire orang pun.
Pergi je kaunter bank bagitahu nak bayar sekian amaun dekat principle.
Contoh: bayar lebih RM500/bulan, untuk loan 300k, boleh jimat interest RM131K & habis bayar pada tahun ke-20.
Most millionaires invest in stocks
But they don't teach you how to research companies in school
So let me break it down for you
Using the strategy of the most successful fund manager of all time:
Bagaimana sebuah syarikat Sdn Bhd membayar dividen kepada pemegang saham?
Kenapa perlu tahu? Kalau kau sampai tahap jadi CEO atau director, wajib tahu. Kalau tidak, kalau kena charge mahkamah, kau dipersalahkan.
Baca thread ini.
ChatGPT can 10x your sales & marketing skills.
I put together 131 ChatGPT prompts for someone who wants to start using AI to sell more & work less.
Like & comment “131” below & I'll send them to you
(must follow to get)
M Manikandan's AANDAVAN KATTALAI (2016) is one of Tamil cinema's finest and unfortunately, it's not available to stream online in Tamil. If you have the means to, do watch it. It's a warm, hilarious and timely dramedy. Few films are as perfect as this one. 🤌
15 May 2023.
This is the deadline for you to file your income tax online for YA 2022 through the e-BE form.
Claiming these incentives will help you lower your personal income and pay less in total taxes.
Here’s a FULL breakdown of what you can claim. 🧵
Apple is worth $2.23 trillion.
In 2020, US presidential candidates raised $4.1 billion.
Their secret?
They built a cult-like following by hacking into the 7 Addictions of the Human Mind.
Here they are so you don't join a cult by accident (#5 will shock you to your core):