Anna 🪻

Pursuing happiness. 🪻

[Irfan_newboys🇲🇾🇵🇸🏳️🏴 @Marchfoward]

Projek KLIA ni bukti Tun Mahathir punya vision waktu tu power gila

30 Tahun lepas beliau dah boleh imagine suatu hari nanti Malaysia akan dikunjungi lebih 100 Juta penumpang

Satu benda yang tak logik dan tak pernah orang terfikir pada waktu itu. Siapa fikir waktu tu Malaysia akan dikunjungi 100 Juta orang di KLIA. Benda tak masuk akal. Tapi skrg dah terbukti. KLIA dah dikunjungi 104 Juta penumpang setahun. Lapangan terbang No 26 paling sibuk di dunia. Bukan itu sahaja rancangan penuh KLIA ialah menampung 125 Juta penumpang setahun

Benda ni dapat bantahan banyak pihak termasuk pembangkang waktu tu sbb katanya membazir dan dah ada dah Subang kenapa buat airport. Pebenda buat airport tengah kelapa sawit.

Tapi beliau tunjukkan betapa pentingnya seorang pemimpin ada Political Will atau Tekad Politik untuk capai apa yang dia mahukan untuk negara. Kadang kadang pemimpin ni ada waktu memang kena tegas dan takleh ikut cakap orang sangat. Akhirnya vision dia terbukti

Terima kasih Tun M

[​𝐥𝐲𝐫𝐚 @sunnkssdseraph]

According to psychology, the urge to immediately fix a partner’s or friend’s distress instead of just sitting with them in it isn't empathy; it is your own low frustration tolerance. When someone you love is hurting, and you instantly jump into problem-solving mode, offering unsolicited advice or trying to find a silver lining, you are often trying to soothe your own secondary anxiety. You aren't rescuing them from their pain; you are rescuing yourself from the discomfort of witnessing a vulnerability you don't know how to hold.

[وَ @_zahwareza]

Apa sains di sebalik penat gila tapi susah tidur?

[Boluwatife @TEEPHTREND]

After giving birth, a woman's internal wounds take six months to heal, 12 months for physical recovery, two years for hormonal balance, and up to five years to rediscover her identity. Relationships frequently fail during this time due to a lack of understanding. Be kind and patient with new mothers; they are facing more challenges than it appears.

[MYNEWSHUB @mynewshub]

Anak durian kimchy
Tak sedarkan diri jatuh katil.

[r.isz @im_risz]

@sarramonez Postpartum depression is real. Kita as lelaki kena faham and belajar benda tu. Kita tak tau penat perempuan lepas beranak ni macam mana. Perubahan hormon tu diorang tak boleh control pun. Jadi kena la berusaha untuk kurangkan beban yang mana boleh.

[Wilson is Running 🇲🇾 @wilsonyimby]

The trap

Here's the maths to calculate how much your kids will need to pay at your "break even" property price.

Property is sold to us as an investment. But before we celebrate "owning a home," let's actually calculate what break-even looks like.

The assumptions for these calculations.

- Interest rate of 4.25 percent
- Loan tenure = 35 years
- 90 percent loan-to-value (10 percent down payment)

The break-even price is what your house must sell for in 35 years just to recover the total mortgage payments and down payment you put in.

Not profit. Just break-even.

RM200,000 now = RM385,400 in 35 years

RM250,000 now = RM481,750

RM300,000 now = RM578,100

RM350,000 now = RM674,660

RM400,000 now = RM770,800

RM500,000 now = RM963,500

RM700,000 now = RM1,348,900

RM1,000,000 now = RM1,927,000

Across every price point, your house must roughly double in 35 years just to break even on mortgage interest paid.

More importantly, that is also the price your children will need to pay when they buy a similar home.

For your kids to afford a RM578,000 house at the same income-to-property ratio you had today, their wages must double in real terms over 35 years.

Has that ever happened in Malaysia? Real wage growth has been roughly 1.5 percent annually. Compounded over 35 years, that is 1.7x growth. Just barely enough to keep up.

If wages slow, your kids are priced out.

What this calculation excludes:
- Property maintenance
- Cukai pintu and cukai tanah
- Renovation and repairs
- Strata fees if condo
- Sinking fund and special assessments for condos
- Opportunity cost of capital tied up in property versus invested in more liquid assets like ETFs and stocks

When you add real ownership costs, the actual break-even price in 35 years is closer to 2.5 to 3 times the original purchase price, not just 2x.

So a RM300,000 house bought today actually needs to be worth RM750,000 to RM900,000 in 35 years just to break even.

The system as currently designed forces a generational trade-off. Either today's buyers lose because property does not appreciate enough. Or tomorrow's buyers lose because property appreciates too much for them to afford. There is no scenario where everyone wins.

When someone tells you property is an investment, ask them what they mean. If they mean it must double to break even, then your "investment" is really just preserving capital while paying for shelter.

If they mean it must triple, then your kids are the ones paying for your "gain."

Either way, the math should make us pause.

[𝑎𝑒𝑠𝑡ℎ𝑒𝑡𝑖𝑐 𝑎𝑟𝑡 @huariqueje]

when your feelings feel too big, go somewhere that makes you feel small — Capri Italy

[Anis @anssxh]

Kalau HR tanya “Why should we hire you?” macam mana nak jawab?

Soalan ni nampak simple tapi ramai terus blank 😶
Takut nampak over tapi kalau jawab biasa-biasa, nampak macam tak confident pulak.

So, jawab macam ni kalau HR tanya ⬇️

[poroful @poroful]

manifesting ✨

[Sophia ❣️ @KeruboSk]

Heal. Your mom may never apologize to you, because she has conditioned herself to believe that she did right by you. She hasn't healed.

Heal. Your father may never apologize to you, because he can only see what he's done right. He hasn't healed.

Heal. Your family members may never apologize to you, because toxicity is what they were raised on. They haven't healed.

Heal. That "friend" may never apologize to you, because he/she isn't sorry. He/she hasn't healed.

If/when they reach their healing, they may seek your forgiveness. Be so healed that it won't even matter.

Heal for you. You owe it to yourself.

[HOUSE PORN @HOUSEPORN___]

she literally lives in a $20 million house right in the heart of NYC 😳

[Sophia ❣️ @KeruboSk]

Be careful with people who have HIGH FUNCTIONING DEPRESSION. Let me explain:

1. They get up, get dressed, go to work, and cry in silence when nobody’s watching.

2. They check on everybody else, but don’t feel safe asking for help themselves.

3. Their smile is practiced, their “I’m fine” is automatic, their breakdowns are private.

4. They appear to be okay, give solid advice, and hold everybody down, but when the world gets quiet, their thoughts get loud.

🧵

[Mimi 👑 @Cheriemike2]

A man lost his wife in her sleep because they both had misunderstandings during the day and went to bed angrily.

The wife went to sleep with her little daughter in her room and not with the husband.

During the night, her asthmatic attack happened, the mother told the girl to go call her dad.

The little girl went, but because the dad was still angry he refused to follow his daughter, she came back 3 times but he didn't go.

Until the wife died, the little thought her mum had gone to bed, because she didn't know what that was, she slept beside her mum until the morning.

The man woke up and saw that his daughter was ready for school and asked after the mum, she said she was still sleeping.

Only for the man to wake up his wife, she was cold already. He started shouting for help, neighbours came but it was too late

He said he killed her because of anger, now he is a widower and his daughter will grow up without her mum because he didn't listen when the daughter came to him.

So please, as a couple never go to bed angry. Not because you’ll die, but because you deserve a peaceful night’s sleep and that we don't want any uncertainties.

The story isn't fiction but a real story that happened.

[blue @bluewmist]

according to physiology people who go silent when somethings upsets them or hurts them are often experiencing a coping mechanism called emotional withdrawal. 1/4

[HerodotusWave @HerodotusWave]

Who knew 'white' had so many shades?
Finding my favorite overtone.

[𓆩♡𓆪 @fairyprxncess]

which petal color do you prefer ? 🌸

[Anis @anssxh]

Kalau HR tanya “Why should we hire you?”, jangan jawab terlalu generic.

Ramai candidate jawab macam ni:
❌ “Because I’m hardworking”
❌ “Because I really need this job”
❌ “Because I will do my best”

Instead, cuba jawab macam ni ⬇️

[muffin @FeechiNaomi]

Express your heart to your loved ones.
Regrets are the heaviest thing to carry for life