Barbara Draa

Anti-Covid. Pro-mask and multilayered protections. Very pro-greyhound. ♡ Enough about me.

[Barbara Draa @BarbaraDraa]

@sassyashieOG @DawnsMission This. 100%

[Klara @klara_sjo]

Sometimes the intrusive thoughts win.

[Barbara Draa @BarbaraDraa]

@DonEford What!!!??? No!

[Barbara Draa @BarbaraDraa]

@DonEford @boyohboywhatnow 😬😒

[Barbara Draa @BarbaraDraa]

@kristinaEBP I have that very mask. Same color and everything! Love it. 💜

[Barbara Draa @BarbaraDraa]

@cocomarvgrows It's soooo easy. I do not understand the reticence. So much better than covid.

[Barbara Draa @BarbaraDraa]

@M0mmaSc0ut @TaraSlone You are no Christian. I'm not even convinced you're human.

[Brennan Schlagbaum, CPA @Budgetdog_]

If you die without a plan...

- The government takes 40% in tax
- Probate court costs $100k+
- Your kids get the scraps

If you love your family, here's every document you need to protect them:

(from a CPA & father of two)

1) Emergency Access List

This should include:

-> All bank account numbers
-> Investment account logins
-> Life insurance policies
-> 401k/IRA beneficiaries
-> Safe deposit box location
-> Password manager master code

Keep a digital & physical version for safety...

And make sure your spouse has access.

2) Legal Documents

-> Will (name guardians for kids)
-> Durable Power of Attorney
-> Healthcare Power of Attorney
-> Living Will/Healthcare Directive

Setting all of this up costs about $500...

($1,500 with an attorney)

But without them, the state decides everything.

3) Money Protection

Your family will need time to mourn.

Make sure they can do it without going broke:

-> Term life insurance (10x income)
-> Emergency fund (6-12 mo in a HYSA)
-> Retirement accounts with spouse access

4) The "First 48 Hours" Sheet

Write down clear instructions for your family:

Call this attorney: [Name/Number]
Call this CPA: [Name/Number]
File life insurance claim here: [Details]
Don't touch investments for 6 months
All bills are on autopay from [Account]

Grief destroys decision making.

This protects them.

5) Business Owner Addition

If you have a business, set up:

-> Buy sell agreements
-> Key person insurance
-> Business succession plan
-> Separate LLC owned by trust

If your company can't survive without you...

It's a 9-5 with extra steps.

6) Trust Setup

A proper trust can save your family $400k+ in probate costs.

But 90% of them are set up wrong:

-> Assets never get transferred in
-> Beneficiaries aren't updated
-> Pour-over will is missing

Here's how to fix that:

"Bulletproof" Trust System:

1) Revocable Living Trust
-> Avoids probate completely
-> Keeps finances private
-> Protects kids' inheritance

2) Pour-Over Will
-> Catches forgotten assets

3) Guardian Designation
-> Who raises your kids
-> How they get paid

Setting this up takes a weekend...

But ignoring it could cost your family everything.

So start before you're ready...

Because no one plans on dying.

Hope this helps!

Share with your spouse if you want to set this up...

And follow me for more 🤝🏻

[SULLY @SULLY10X]

What are you training for 😂💯

[Barbara Draa @BarbaraDraa]

@alekhines_gun @julia_doubleday @MoreauGabarain @AAA_Travel Reported.

[Barbara Draa @BarbaraDraa]

@imzadi_hkr @AAACares @julia_doubleday Reported

[Barbara Draa @BarbaraDraa]

@julia_doubleday @AAA_Travel I cannot believe they did that, Julia!

[Barbara Draa @BarbaraDraa]

@GroyperTeutonic @kenny_skeens @charise_lee @grok Reported

[Meidas_Charise Lee @charise_lee]

Man Control would solve A LOT of problems‼️

[tern @1goodtern]

My posts have been brutally suppressed by Musk this last week.

If you can see this, give me a wave and a retweet. ❤️👋

[Barbara Draa @BarbaraDraa]

@StillMask @kananaskinyeti Hang in there. You're not alone. ♡

[Scott Squires @scottsquires.bsky.social @scott_squires]

Masking.

[Barbara Draa @BarbaraDraa]

@julia_doubleday Oh Julia. I am so very sorry for your loss. Your mom was an amazing human. {♡}

[Julie @juliesaysthings]

Thank you, Jon Stewart, for keeping your priorities straight and directing the attention where it belongs.

TikTok can’t process on-screen captions for any video of mine longer than like 2 minutes. Need to start editing elsewhere.

[Barbara Draa @BarbaraDraa]

@fopminui Too colorful for HIM, I guess. Stunning to me. ♡