Lost Soul

[Lost Soul @Bharath8_3]

@PuneethRajkumar Anna speaking about @tarak9999 Anna bondage 😍😍 in today's episode of 🙏
#ಕನ್ನಡದಕೋಟ್ಯಾಧಿಪತಿ

[Lost Soul @Bharath8_3]

@rahul_saggi Why bots are engaging in every tweet @elonmusk @X ?

[V. Ravikrishna @RaviVattem]

A LOAN DEFAULT DOES NOT TAKE AWAY A PERSON’S RIGHT TO LIFE, DIGNITY AND PRIVACY.

Threats, public humiliation, abusive calls, contacting relatives or employers to shame borrowers, and threatening to circulate photographs are unacceptable methods of debt recovery.

A banking licence or NBFC registration is permission to conduct financial business but it is not a permission to intimidate people. Outsourcing recovery does not remove the lender’s responsibility.

@RBI @FinMinIndia @DFS_India @GoI_MeitY @Cyberdost @GoogleIndia @dir_ed @pmo

I demand urgent, coordinated action:

1. Remove illegal and abusive lending apps. Authorities must urgently audit digital lending platforms and require Google Play and other app stores to immediately suspend or remove unauthorised, impersonating, data-stealing and otherwise non-compliant loan apps, following the applicable legal process. Preserve their records and developer identities for investigation. Prevent the same operators from returning under new names.

2. Investigate the lender behind every app. Verify RBI registration, platform partnerships, actual beneficial ownership, sources of funds, repayment accounts and overseas transactions. Where evidence indicates violations, initiate proceedings under the applicable financial, criminal and foreign-exchange laws.

3. Enforce strict recovery standards across ALL banks and NBFCs. This must include large lenders such as Bajaj Finance and Shriram Finance. Complaints against their recovery personnel must receive the same independent scrutiny as complaints against smaller app lenders. Every allegation must be investigated on evidence, irrespective of the institution’s size or reputation.

4. Stop harassment immediately. RBI’s recovery safeguards prohibit intimidation, public humiliation, threatening or anonymous calls and persistent calling. For covered overdue-loan recovery, calls before 8 a.m. or after 7 p.m. are prohibited. Calling within permitted hours does not make abusive conduct lawful.

5. Make accountability real. Require identifiable agents, verifiable authorisation, preserved call recordings, effective supervision and prompt disciplinary action. Investigate the role of managers and agencies where evidence shows that they directed, encouraged or knowingly permitted abuse.

6. Break the debt trap. Enforce clear disclosure of the annual percentage rate, deductions, repayment obligations and penalties. Investigate concealed charges and repeated refinancing. Introduce effective limits on total borrowing costs and accessible, affordable repayment arrangements for borrowers facing genuine hardship.

7. Investigate every death allegedly linked to coercive recovery. Preserve messages, recordings, payment trails and agency instructions. Determine individual and institutional responsibility through an independent investigation, and prosecute wherever the evidence establishes an offence.

IF YOU ARE FACING HARASSMENT:

1. Preserve screenshots, recordings, loan documents, bank entries, telephone numbers and payment demands. Do not delete evidence.

2. Complain in writing to both the actual lender and the app/platform. Demand that harassment stop, the recovery agency be identified and your account statement be supplied.

3. Report threats, blackmail, morphed images and cybercrime immediately at https://t.co/equZwviKUp and to the police. For financial cyberfraud, call 1930 promptly. You do not have to wait 30 days to report a crime.

4. Escalate eligible complaints at https://t.co/KBMhBWqxdr after an unsatisfactory lender response, or no response within 30 days, subject to the applicable complaint rules.

5. Verify repayment instructions with the lender. Never transfer money to an agent’s personal account merely because you are threatened.

6. Seek a written repayment arrangement. Avoid taking another costly app loan simply to silence a collector. Filing a complaint does not itself cancel a valid debt.

To every distressed borrower: financial difficulty is not a loss of dignity. Tell someone you trust, seek support and pursue legal protection. Your life matters far more than any loan.

Enforce lawful recovery. Stop financial intimidation. Protect lives.

V. Ravikrishna
Advocate

#StopLoanHarassment #BorrowerRights #ResponsibleLending #DigitalLending #FinancialConsumerProtection

[Lost Soul @Bharath8_3]

@BaapofOption God father 🙏🏽 striking with accuracy again
Dot low to that number

[Sandeep @SachKaSignal]

🚨🇮🇳 @RBIsays @RBI @FinMinIndia @nsitharaman @PMOIndia @narendramodi

How many more lives must be put at risk, and how many more families must suffer, before strict action is taken against loan app harassment? Stop waiting for another tragedy to act. Citizens deserve protection, justice and dignity, not silence and inaction. Enough is enough! 😡

@RBI, are your recovery guidelines actually being implemented on the ground? If they are, why do citizens continue to face alleged harassment and extreme financial distress? Who will be held accountable when consumer protection fails? Does money matter more than human life? We need effective enforcement and accountability, not merely rules on paper.

@narendramodi Sir, you envision a Viksit Bharat by 2047. But how can India become truly developed if citizens feel helpless and vulnerable because of loan app harassment? A developed nation must protect human life, uphold dignity and ensure that people can seek financial assistance without fear of exploitation.

We sincerely urge the government and concerned authorities to treat this issue with the seriousness it deserves and take decisive action to protect citizens.

Human life must always come before profit.

#BanPaydayLoanApps

✊ Awaaz Uthao, Anyay Ke Khilaf!

[Lost Soul @Bharath8_3]

@ravikeerthi22 Common man sitting in corner

[Lost Soul @Bharath8_3]

@rahul_saggi After a long time 🙏🏽🙏🏽🙏🏽 dhanyosmi dada

[Lost Soul @Bharath8_3]

India vix 🫣🫣🏃

[santosh sharma @santosh23236177]

Is system sleeping ?

Why young talent of this country is thrown to Wolves ?

@RBI who's responsible ?

@RBI immediate action is needed.

@saynotoloans
@tnpoliceoffl
@suchetadalal
@poonamjourno
@NDTVProfit
@Pravinkks
@Swamy39
@Cyberdost

#paydayloan
#paydayloanharassment

[Lost Soul @Bharath8_3]

@saynotoloans @hsrlayoutps @BlrCityPolice check this

[Lost Soul @Bharath8_3]

@lakshmanabk4 Anna ge VIP Treatment sikilla antha

[Lost Soul @Bharath8_3]

@BaapofOption09 Ekdum mass

[Lost Soul @Bharath8_3]

@BaapofOption Daily low low 22850 bhi toot Gaya dada 😅😅

[AstroCounselKK 🇮🇳 @AstroCounselKK]

Vedic Astrology is Supreme ..
Last year September itself .
I have predicted very clearly ..

The toughest time ever for Modi ji in govt..
We all have seen what has happened in this last one year..
Most pro BJP/RSS supporter even started speaking against Modi ji and govt. after UGC fiasco thanks to Pradhan..

Then Ram Mandir Scam exactly as predicted by me in my PIN 📌 post thread ..
Here..

https://t.co/oleGZx9wLx

As clearly as it gets predicted it..
Now also predicted astrologically this whole Students protest like it happened after NEET Paper LEAK which has resulted in this shit party called CJP in this same post 📫..
But mind you all now on one thing ..
Protest against Modi ji may continue at a very high level astrologically..
But this whole drama party called CJP will lose face and faith among masses soon when people will realise they are nothing more than B team of Congress and shit parties like AAP & SP only..

Their whole agenda will get exposed completely..
Rest it always happens as Mahadev wishes..
Har Har Mahadev

[ರವಿ ಕೀರ್ತಿ ಗೌಡ @ravikeerthi22]

Andddd the 1st Prize goes to . . .
Nodi sir @DKShivakumar

VC : Mahadevaswamy

[Lost Soul @Bharath8_3]

@EpicCmntsTelugu Orey nen edho sarcasm ga chepa ra 🤣🤣 nuvvu hurt avthav ani anukole 🤣@EpicCmntsTelugu

[Lost Soul @Bharath8_3]

@EpicCmntsTelugu @Surya_saturday Oka cigarette oka tea transaction chupisthunav kada ra

[Shiv Aroor @ShivAroor]

.@FRANCE24 TV: “India has come to standstill with protests.”

Meanwhile, France right now:

[Lost Soul @Bharath8_3]

@zarahsultana Bhen k lodi first take care of your filthy country and streets later you give your support to us

[Kreately.in @KreatelyMedia]

Literally nobody prepared for Nationalist Media

🔥🔥🔥

[Lost Soul @Bharath8_3]

@BaapofOption That fluctuations of p&l
Lovely dada 😍😍

Lag raha hai this year IT filing will be costly 🤣🤣 to tai