Shubham Bhardwaj

Listener, Traveler, Gardner, Troubleshooter

Save Humanity. Planet will survive, you won't.

[Shubham Bhardwaj @bhardwaj1606]

The biggest curse of human society is comparing a life with another!

[Shubham Bhardwaj @bhardwaj1606]

@ElonUncleSays If it is a branch designed for customer visit, it needs to be available on days convenient for customers to visit. Its a retail shop like all shops in the market.

[Shubham Bhardwaj @bhardwaj1606]

@ElonUncleSays If there is no purpose to vist branch, close branches and open offices only.

[Shubham Bhardwaj @bhardwaj1606]

@ElonUncleSays Branches are to serve the customer needs for everything else a regional and central offices with no customer entry allowed should work.

[Shubham Bhardwaj @bhardwaj1606]

@ElonUncleSays But i don't take leave to do grocery shopping, taking haircut, get my car repaired or repair a broken appliances. All are available on the weekend.

[Shubham Bhardwaj @bhardwaj1606]

@DH2078_ @SandeepParekh

[Shubham Bhardwaj @bhardwaj1606]

@hazelnutyum2026 @HaricharanJaya2 And these builders build it with no govt approvals and paid taxes on their earnings ?

[Shubham Bhardwaj @bhardwaj1606]

@BalakrishnanR What is the ownership rate for the private and PSU banks who will also get MDR share ?

[Shubham Bhardwaj @bhardwaj1606]

@BalakrishnanR This is for UPI overall and not P2M where MDR is applicable. Recheck.

[Shubham Bhardwaj @bhardwaj1606]

@coindinosaur @rucjos @chandrarsrikant @BalakrishnanR Why no private bank HDFC or Icici or Axis or Yes Bankhas big UPI market share ?

[Shubham Bhardwaj @bhardwaj1606]

@coindinosaur @rucjos @chandrarsrikant @BalakrishnanR Yes they should but they have not in last 10 years. Why ?

[Shubham Bhardwaj @bhardwaj1606]

@malpani Petrol pumps were not using accepting credit cards till now and paying MDR on it ?

[Shubham Bhardwaj @bhardwaj1606]

@rucjos @coindinosaur @chandrarsrikant @BalakrishnanR But the whole infra is not build by the Govt and tax money. Who pays for data storage, transaction history, tech development, app design, speed of transaction? Are you suggesting an universal Govt app like EPFO and IRCTC level then ?

[Shubham Bhardwaj @bhardwaj1606]

@rucjos @coindinosaur @chandrarsrikant @BalakrishnanR And businesses has no productivity gains with UPI vs Cash. What is the efficiency of a cash counter with cash v/s UPI ? What is the speed of transaction with cash v/s UPI ? Can a single shop owner handle more customers with UPI vs cash based settlement ?

[Shubham Bhardwaj @bhardwaj1606]

@coindinosaur @chandrarsrikant @BalakrishnanR Is anybody forcing you to use UPI Apps? Will it be fine to have subscription fees for every UPI app in the country ? Why does banks have account management fees and credit cards have annual fees ?

[Shubham Bhardwaj @bhardwaj1606]

@malpani Sir with you social and financial status, reach in the society, you should also actively promote and encourage adoption. India has thousands of kids waiting for adoption. We lack far behind on adoption rate.

https://t.co/NHd0aALg3F

[Shubham Bhardwaj @bhardwaj1606]

@SwiggyCares @Swiggy how stupid is to run discount offers with @Paytm @Paytmcare without giving any option to pay via PayTm UPI.

[Shubham Bhardwaj @bhardwaj1606]

@kmr_dilip @rajeshsawhney @Nithin0dha @aditya_kondawar a. A timeline on overall net new funds added

b. Ability to see till date realized return from a particular stock in one click.

[Shubham Bhardwaj @bhardwaj1606]

@WeekendInvestng @khangharoth

[Shubham Bhardwaj @bhardwaj1606]

@BabaGlocal Good memes for twitter but not votes.

[Shubham Bhardwaj @bhardwaj1606]

@BabaGlocal This political machinery so well oiled that they will turn this into a advantage using God Hanuman to get majority votes and the entire opposition will get caught pants down.