@FreedomDebt Rounding up is not something we oppose, but you build up an emergency fund more rapidly if you watch a free movie and put all the of the movie costs in the fund than you do by rounding up. Spend sensibly and chill.
@FreedomDebt Disagree: Money can't take you wherever you wish. Without negating the importance of using/managing money wisely, money can't buy you love (h/t @thebeatles), it's not going 2 raise responsible children, or do a 1000 other things that are crucial 2 where one wants 2 be in life.
@FreedomDebt @ShannahGame @MichelettiSF 2 many people are putting $0, let alone sufficient money, into #retirement. Combine that with the inability of Congress 2 pass any Social Security reform, though everyone agrees that SS will go broke if changes not made. What is going on in people's heads? https://t.co/RMLG9WSUH4
@MichelettiSF@FreedomDebt Looking at the breakdown on the ways the consumers surveyed plan to pay for the improvements, they are using a combination of options to accomplish their goals. Interesting. #buyahome#financialhealth
@FreedomDebt Wise 2 save for a down-payment. Larger down-payment= a smaller mortgage & monthly payment. 20% down avoids PMI. Still, the choices are generally rent vs buy (leaving out parents' basement). A 3% down FHA or 0% down VA. loan can be the best choice. Key is 2 be strategic. #budget
Americans place a high-value on owning a home. Too high a value? Does the "American Dream" of home-ownership push people to buy a home and many end up regretting it Read @falconjulia22's @HousingWire piece, based on sister company @FreedomDebt survey: https://t.co/uSkXecz75e
Buying a home is a major financial commitment with lots of steps from advance planning 2 closing. @PennyMacNews has tips from experts, including our @DCatBillsdotcom, 4 first-time homebuyers, so they avoid financial harm & get the home they want. https://t.co/vRcNkmUM3h #buyahome
We're grateful that @bstroh & @ahousser, the co-founders & co-CEOs of our parent company @freedomfamily, empowered us 2 award scholarships to excellent students who demonstrate admirable character. Emily joins @mayaroseblu as a winner. 2 outstanding young women! #financialhealth
Thanks to https://t.co/eVOKJBkbe1 for investing in college students, like my daughter, Emily, so that they can graduate debt free!
https://t.co/V2J2nJRCvd
We're excited 2 announce that Emily Merrill of Louisville, KY won the 2019 https://t.co/I7B1bKUQq3 Scholarship Contest, & the $2,500 prize! Way 2 go, Emily! We see big things ahead 4 Emily, based on her already impressive achievements. Next stop @Baylor! https://t.co/op7M0JVsCG
Welcome Financial Health Network. That's the new name 4 the Center for Financial Services Innovation (CFSI). We're proud 2 use @finhealthnet's Financial Health Survey 2 help consumers assess their financial health & figure out how 2 improve it. https://t.co/z0Luz8Bgye #FinHealth
Theory and practice. Very nice when they align. Use our Compound Interest Calculator to understand how much more interest you earn when you start saving sooner. Then compare high-interest savings accounts, and open one. https://t.co/WDXmck1xVI #savings#financialhealth
Would @BernieSanders proposal to cap interest rates on credit cards at 15% help or hurt consumers? @reason argues that eliminating options for poor and poor credit consumers harms them, despite the self-righteous claims of proponents. https://t.co/YROdHWp4MS #CreditCards#debt
How does a debt consolidation loan affect your credit? How important is the credit impact 2 whether a debt consolidation loan is a good decision. Read @DCatBillsdotcom take at https://t.co/sHsyeVIBhL #debt
The personal loan market is booming, with a record number of Americans holding an unsecured personal loans. Avoid these common mistakes that can cost you money and result in financial harm, if you are shopping for a personal loan. https://t.co/CncuA4ROiX #loans#financialhealth
How early do children form their ideas and habits about money? A British survey says by age 7. What do you think? https://t.co/TC4gyHm356 #habits#financialhealth