Blaze_Fire

Top with a fat ass / Bi, former Athlete (Boxing and football) 🏈🥊,College Graduate,Bachelor’s Degree 👨🏽‍🎓,21+, masc 😈 Reposts.

[Blaze_Fire @blazefire_blaze]

I’m musty af

[𝓢𝓱𝓪𝔂𝔂𝔂 🧚🏾‍♀️✨✨ @_iamhershayyy]

i think some ppl get jealous at the fact that you aren’t as evil as they are. like they can’t handle the contrast. because it’s in their nature.

[FAUX @FAUX6SIDD]

@astr0ace shaped so mf perfect 😮‍💨💯

[Mucho Dick @HeavyD23_]

make him feel me 🤌🏾🤤 #deletinglater ..

[guapunzel @guapunzel]

took it a step further by making my vanity one and included ocean treasures found in the places where my venus lines run through in astrocartography for an extra self love boost

[Nattie @sadgirlnattie]

One thing I cannot tolerate at this big grown age is someone who acts like cause and effect doesn’t exist. Yes, your actions caused this outcome, so why are you standing there shocked and playing the victim.

[goma @soigomaa]

I feel like if women started wearing meta glasses and exposing all the men who sexually harass them on a daily basis, men would shut down the idea of public surveillance down pretty fast
I think meta glasses are an invasion of privacy, but we might as well use them to our advantage

[The Boy With The Spade Tattoo: Astr0Ace 🚀♠️ @astr0ace]

Let that nigga cream u out til he moanin while he buss in you 💦💦💦

[COCO @TWOTIMESABITCH]

when dating, pleaseeeeeeee get familiar with how your partner was raised. IT MATTERS. hear me clearly.

[hunter @hxxntrr]

"just pay the collection and it'll come off"

you just handed a collector $4,200 for a debt they bought for $84 and your score dropped 15 points

the worst financial advice in america is "pay your debts and your credit will improve." it sounds logical. it's dead wrong

paying a collection without a deletion agreement changes the status from "unpaid collection" to "paid collection." Both are derogatory marks. Both destroy your score. One word changed. Zero points gained. Actually lost 15 because paying UPDATED the "date of last activity" and FICO punishes recent activity harder than old activity

Your score BEFORE paying the 4-year-old collection: 598 (impact fading every month)
Your score AFTER paying without deletion: 583 (reactivated with today's date)

You paid $4,200 to lose 15 points

The correct play:

NEVER pay without a written deletion agreement signed before your money leaves your account

Call the collector: "I'll settle this today. My condition is that you submit a Universal Data Form deletion request to all three bureaus within 30 days. I need the agreement in writing on company letterhead before I send any payment"

If they agree (60% do on the first call): get the letter. Verify it says "delete" not "update to paid." Send payment via money order. Never give them bank account access. They can auto-draft without permission. It happens constantly

If they refuse to delete: don't pay. An unpaid collection is doing the exact same damage as a paid collection. The ONLY thing that helps your score is DELETION

The settlement math collectors don't want you to know:

They bought your $4,200 debt for $84-$168 (2-4 cents on the dollar)

You offer $420 (10 cents). They counter at $2,000. You counter at $630. They settle at $840 with deletion. They made a 400-900% return on their investment. They're thrilled. You saved $3,360 and gained 40-80 points

A client had 6 collections totaling $28,000. Was about to write checks for the full amount because his mom said "just pay them all"

We negotiated all 6 with pay-for-delete:
$8,200 collection: settled for $820 with deletion
$6,400 collection: settled for $640 with deletion
$5,100 collection: couldn't validate, deleted for $0
$4,300 collection: settled for $430 with deletion
$2,400 collection: settled for $360 with deletion
$1,600 collection: couldn't validate, deleted for $0

Total owed: $28,000
Total paid: $2,250 (8 cents on the dollar average)
Items deleted for free: 2
Score: 512 to 697

If he'd paid all 6 at full price without deletion: score would have gone from 512 to roughly 530 and he'd be out $28,000 instead of $2,250

$25,750 saved and 185 points gained because he called me before he called his checkbook. sorry to his mom but her advice was going to cost him a honda civic lol

(i fix credit in 30-90 days. link in bio)

[PRETTYGIRLWITHGAME @Annodalxrob]

Being disliked by people with ugly spirits is protection. I have no desire to be connected to people who operate from jealousy, wickedness, negativity, entitlement, manipulation, or a lack of integrity. Life is spiritual. Not every heart is safe to stay connected to.✍️

[SteezeSteezy @OhSteezyBehave]

We Just Fucked Like 2 Hours Earlier But He Told Me Come Get Cracked In The Bathroom — I Pushed His Nut From Earlier Back On Him As Lube.

[COCO @TWOTIMESABITCH]

i just heard someone on TikTok say “this is the first time in history women are dating men for their character. and that’s why no one is dating.” and she was right.

[Cj🤴🏾 @im_on_timing]

I can't lie dem skinny nigga got the best hole 😫😈

[d-lo @HouseofDlo]

Not me being a homewrecker… (again)‼️ Homie been wanting to try out guys so I invited him over. Turns out he married🫢 but I didn’t let that stop me from getting some action😈 Also turns out he has a hugeeee dick🍆 I was really only supposed to suck him up but went way further🥵

[𝙷𝚘𝚘𝚍 𝙱𝚊𝚋𝚢 🐷 @hoodbabypo]

clap my shit

[That Brown Daddy 🥀👑 @thatbrowndaddy]

Damn @nattigottafatty had a big fat ass ready for Tio 💦

[Link in Bio]

[¥ @laylanaiim]

Once you cut people out of your life, you need to become very comfortable with them talking bad and making things up about you. They will fill your silence and your absence with stories that make them feel better about losing access to you. People rarely take accountability when it's easier to paint you as the villain.

[Glutemaxguy @glutemaxguy]

Day 41 glute maxing until my butt gets too big for my pants. I worked out in a hotel today and I brought a band with my which made it really easy to workout while traveling. The floor was a soft carpet which made it kinda hard to balance

[xxauthenthiq @xxauthenti]

back with something new.