If you know Excel, here are digital products you can create:
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• Weight loss tracker
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• Invoice Template
• Project Tracker
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• Employee Attendance Sheet
• Sales Dashboard
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Most businesses run on spreadsheets.
Very few of them know how to build good ones.
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📢 HIRING: Data Analyst Intern
📍 Location: Remote
💰 Salary: ₦200,000 – ₦300,000 (Paid Internship)
What You’ll Do:
• Collect, clean, and analyze datasets.
• Build reports and dashboards using Excel, Power BI, or Tableau.
• Perform exploratory data analysis (EDA).
• Generate insights to support business decisions.
• Collaborate with the analytics team on live projects.
Requirements:
• 0–1 year of experience.
• Strong Excel or Google Sheets skills (pivot tables, charts, formulas).
• Basic knowledge of SQL and Python for data analysis.
• Familiarity with Power BI or Tableau is an advantage.
How to Apply:
Send your CV to [email protected].
The 10 financial ratios every investor should know. Save this. 🇳🇬📚
1. Price to Earnings Ratio (P/E)
What it means: How much you are paying for every ₦1 of the company's earnings.
How to use it: A high P/E means the market expects strong growth. A low P/E may mean undervalued or struggling. Compare within the same sector.
2. Earnings Per Share (EPS)
What it means: How much profit the company made per share.
How to use it: Growing EPS year on year is a sign of a healthy and improving business.
3. Return on Equity (ROE)
What it means: How efficiently the company uses shareholders' money to generate profit.
How to use it: Look for ROE consistently above 15%. The higher the better. GTCO regularly posts ROE above 30%.
4. Dividend Yield
What it means: The annual dividend divided by the current share price. Expressed as a percentage.
How to use it: Tells you what income return you get from holding the stock. Useful for income investors.
5. Price to Book Ratio (P/B)
What it means: Compares the share price to the net asset value per share.
How to use it: A P/B below 1 means you are buying assets at a discount. Can signal undervaluation.
6. Debt to Equity Ratio (D/E)
What it means: How much debt the company carries relative to shareholder equity.
How to use it: A high D/E ratio means the company relies heavily on borrowing. Risk increases when debt is high.
7. Current Ratio
What it means: Current assets divided by current liabilities. Measures short-term liquidity.
How to use it: A ratio above 1 means the company can cover its short-term debts. Below 1 is a warning sign.
8. Net Profit Margin
What it means: How much of every ₦1 in revenue becomes actual profit.
How to use it: Higher is better. NVIDIA's net margin above 60% means they keep ₦60 out of every ₦100 earned.
9. Revenue Growth Rate
What it means: How fast the company is growing its top-line income year over year.
How to use it: Consistent double-digit revenue growth over several years is one of the strongest signs of a quality business.
10. Price to Earnings Growth (PEG)
What it means: P/E ratio divided by the earnings growth rate. Adjusts valuation for growth.
How to use it: A PEG below 1 is considered undervalued. It balances price against actual growth speed.
No single ratio tells the full story. The best investors use several together. These 10 are your starting point. 🇳🇬
Not financial advice. Do your own research.
Even if every billionaire on earth gathered in Monaco, Otedola would not be some ordinary tourist. Someone ranked the 2,750th richest person on the planet today belongs to a circle so rare that, in global terms, his wealth places him among the top 0.000033% of humanity.
Besides, according to Forbes records, he is a landlord there. And in that country, there are only two citizens in his wealth bracket. Only two who are billionaires.
The dark web does not always mean bad.
Some people use the dark web for security and research—especially journalists.
11 useful dark AI websites you can visit without any restrictions:🧵
America has temporarily forgotten the values that made it great
- Work hard
- Have kids
- Nation over self
- Be respectful of your neighbor
- Practice religions
But we’ll Make America Great Again 🇺🇸