Nikhil Lukose

[Nikhil Lukose @bondluko]

@LuLuConnect Kochi, after delivering faulty product, how much time do one need to wait for a response after registering a complaint?

[Nikhil Lukose @bondluko]

@amazonIN Amazon refuses to replace / refund a product which was wrongly delivered. What are we supposed to do with these practices?

[Nikhil Lukose @bondluko]

100th ‘X’ #100x

[Nikhil Lukose @bondluko]

Will we make history, or repeat history? Hopefully MAKE! #Chandrayaan3

[Nikhil Lukose @bondluko]

1000 YEARS... chills #IndependenceDay

[Nikhil Lukose @bondluko]

Silver is becoming more and more interesting.

[Nikhil Lukose @bondluko]

@oicl_csd @oiclinsurance Unable to renew existing policy # 442600/31/2022/5106 through the portal. Please look in to the issue and guide.

[Nikhil Lukose @bondluko]

@JioMart_Support why undelivered items are reflecting in invoice and promised refund is getting delayed?

[Nikhil Lukose @bondluko]

Why is it not possible to execute secondary market BUY #SovereignGoldBond through @ICICI_Direct ? @RBI @Icicidirectcare

[Nikhil Lukose @bondluko]

@indiantweeter @HDFC_Bank @HDFCBank_Cares @RBI Pathetic. They did not even replace the magnetic stripe debit card for my salary a/c with them.

[Nikhil Lukose @bondluko]

@Prasana007 @RBI Giving some ideas to rbi 😇

[Nikhil Lukose @bondluko]

Based on my personal experience, porting #Homeloan is a difficult endeavor. No defined guidelines on the process, fees, timelines, document transfer etc resulting in hassles for the borrower. High time @RBI take a leaf out of mobile no portability framework enacted by #TRAI

[Nikhil Lukose @bondluko]

@HomeLoansByHDFC @RBI @HomeLoansByHDFC In the end, indirect penalties and charges are placed to avoid foreclosure /loan transfer and customer is denied a chance to make use of best home loan available in the market. (3/3)

[Nikhil Lukose @bondluko]

@HomeLoansByHDFC @RBI had banned home loan foreclosure charges & ensured loan portability in the interest of millions of home buyers. However HDFC creates hindrances if loan balance trnsfr is requested & tries to squeeze & harass customers in the name of processes, fees etc (1/n)

[Nikhil Lukose @bondluko]

@HomeLoansByHDFC @RBI @HomeLoansByHDFC Tactics which i have faced include- reluctance to share copies of original document'n requested by alt financier for verification, high fees for making copies available (HDFC identified documents only) etc and tries to drive away both customer & financier. (2/n)

[Nikhil Lukose @bondluko]

Relects on the time we are in https://t.co/GemUY5bijY

[Sadanand Dhume @dhume]

Peak Twitter: Exchange between 19-year-old w/ one follower and former Indian foreign secretary & ambassador to China.

[Nikhil Lukose @bondluko]

@ajayjolly 👍

[Nikhil Lukose @bondluko]

@ajayjolly Vili vanno

[Nikhil Lukose @bondluko]

@ajayjolly ottakam aano?

[Nikhil Lukose @bondluko]

First gold taken by USA #RioOlympics2016