@evrgn11112231 Managing money usually induces the need to justify fees through “creative” strategies.
Aside from that the benefit of time horizon & beta is what most people should just focus on in their PAs.
L’HORREUR ABSOLUE.
À Gaza des enfants palestiniens sont déchiquetés par les forces d’occupation israéliennes.
Ne cessez jamais de parler de la Palestine !
Whoever can live like this without a job is no ally to the common man, the idolatry of sloth will not serve you in this life. It is not glamorous or free spirited. There is real pain. The world will destroy you if it can
U.S. Farm Bankruptcies Surge +46% as Fertilizer Costs Squeeze Farmers:
The American Farm Bureau Federation reported 315 Chapter 12 bankruptcy filings in 2025, up from 216 in 2024 and the third consecutive annual increase.
The Midwest got hit hardest with 121 filings, a +70% jump.
The Southeast followed with 105, up +69%.
Together, those two regions accounted for more than two-thirds of every farm bankruptcy in the country.
Fertilizer prices are pouring gasoline on the fire.
Urea, the most widely used nitrogen fertilizer on the planet, has ripped +87% year-to-date and trades near $720 a tonne.
For corn growers who depend on nitrogen, this is a dire situation.
Many farmers are reporting they will cut the amount of fertilizer they use, shift from corn toward less nitrogen-dependent soybeans, or just take the yield loss.
Farms are under pressure.