Bitcoin Advocate

[Alok Kumar @Alokkumarzz]

An MIT professor opened his first finance lecture by auctioning a sealed box and in 90 seconds his students accidentally learned more about finance than most people learn in a lifetime.

Bookmark & watch today, no matter what.

[AI_Explorer @ai_explorer25]

INSTEAD OF WATCHING AN HOUR OF NETFLIX TONIGHT.

This 1-hour Stanford lecture by Joel Peterson will teach you more about negotiation and getting what you want than most people learn in years.

Bookmark it and give it an hour, no matter what.

[Ifiok Nkem @ifioknkem]

Sam Altman (CEO of OpenAI):

"You no longer need to write prompts."

In just 38 minutes, he explains how to use ChatGPT at a level that most people can't even imagine.

It's a talk he gave to Stanford students. I came across the video recently.

After watching it, I realized more people need to see it.

It'll completely change how you think about using ChatGPT and shows why prompting is becoming less important than building systems.

Bookmark this to watch later. And share it with someone.

[Rohit @HeyRohhit]

BREAKING: If you're not using Claude at your job, you're already behind.

Copy these 7 prompts:

[Alexander @Mdkhurshed76417]

🚨 The U.S. Supreme Court just ruled 6-3 that when police access your phone's location data, it counts as a search under the law.

That decision could have major implications for Flock camera networks across the country.

Here's what this means for your privacy and your rights: 👇

[Darshal Jaitwar @darshal_]

A salary can never make you RICH.

Here are 9 websites that pay you every day from home in 2025.

Start earning smarter Not harder 🔖

[Hasan Toor @hasantoxr]

Bolt just launched its first template marketplace.

@boltdotnew now has a bunch of free app templates you can use right away. People in the community made them,and the Bolt team checked them.

You can open a template that already works, tell it what changes you want, and publish your app faster. You don’t have to start from zero or build the basic stuff again.

This is where AI app building is headed: start with something that works, then make it your own.

[Brian Allen @allenanalysis]

🚨 BREAKING: Californians can now delete their personal information from hundreds of data broker websites with a single request, under a first-of-its-kind state privacy program.

The new system is designed to make it significantly easier for residents to stop companies from buying, selling, and sharing their personal data.

[Mr. Jason💡 @jason_coder0]

🚨BREAKING: Claude can now turn your maxed-out credit card into a debt-free plan worth $12,000. For free.

Here are 8 prompts to build your way out of debt fast: 👇🏼

(Save this 🔖 you’ll need it later)

[Tosho @richtosho]

Upload your CV to Claude. It will uncover positions you never realized matched your experience. Here are the 7 prompts to try:

[GenZ Multi Family @GenZMultifamily]

I started learning about multifamily investing in college and practiced analyzing deals on a piece of paper.

I soon realized how much time I was wasting, so I put that finance degree to use and built this calculator.

It's not perfect, but I still use it daily and save every property I underwrite so I can go back and see who how accurate I was.

Now underwriting a deal takes me 5 minutes. Here's an example from a while ago.

I got sent this before it got listed and seller wanted $470k. My max price was $375k.

Did this guy get a good deal for $445,000?

[The Way of Jerz @TheJerzWay]

"I'm American, I can't escape taxes."

Wrong.

Client moved to Puerto Rico (still US territory).

Act 60 tax rate: 4% on business income.

Was paying California 13.3% + Federal 37% = 50.3%

Now pays 4%.

On $500K income:

Before: $251,500 tax

After: $20,000 tax

Saved: $231,500/year

Still has US passport. Still pays zero state tax.

Legal loophole hiding in plain sight.

[GenZ Multi Family @GenZMultifamily]

I start a new LLC every time I buy a property since I do entity transfers.

That means a new business credit card every deal. This time it'll likely be the Amex Business Platinum.

Spend $20k in 3 months, earn 300,000 points. So I just pay all my property taxes with the new card.

Some probably say its dumb, but those points allow me to fly first class for free to Italy every year and also helps me stay organized.

Is that a dumb way to think?

[FourPlex Guy Carlos Gonzalez @dig_deeper1]

New construction duplex update:

I signed a DSCR loan and these were the terms:

30 year fixed
75% LTV cash out refinance

First of all I asked 7 different DSCR lenders and the terms ranged from

7.25% 3 points 5 year PPP 1% fee
7.125% 2 point 5 year PPP 1% fee
6.875% credit of $1K 3 year PPP 1% fee
6.75% zero points 5 year PPP 1% fee
6.50% zero points 5 year PPP .5% fee

Plus $1500+ underwriting fees that every lender charges

I’m sure you can tell which one I decided to go with

The brand new duplex is rented for $2000 each side and all utilities are separate paid by the renters

3 bedrooms and 2 bathroom
1064 sq ft each unit
Private patio
Long driveways
Washer and dryer included

I was able to extract $XX,XXX from the cash out refinance

I went from 18% hard money to 12% hard money to 6.50% DSCR loan 30 year
Now I can breath lol

My initial monthly payment will be
September 1st $2,860 and that includes taxes and insurance
Insurance is $70
Taxes are $42

Now that I have signed into a much lower rate I can focus on the next move

Buy another infill lot to build the next duplex

[Jaxon @jaxoncoder]

A buyer was 48 hours away from closing on a $650,000 dream home.

The paint was fresh. The floors were flawless. The traditional home inspector gave it a 5 star review.

But he pulled out of the deal at the very last second.

He plugged a $200 gadget into his iPhone, walked through the perfect house, and exposed a $30,000 hidden nightmare that nobody else could see.

Behind the fresh drywall, water was leaking. The insulation was missing. The electrical panel was dangerously close to catching fire.

If you own a home, rent, or plan to buy one, you are probably bleeding money every single month to invisible problems.

Contractors will happily charge you $500 just to diagnose what this $200 tool sees instantly.

Here is the DIY cheat code to homeownership and why this gadget is the cheapest insurance you will ever buy.

[Eric Cole @erichustls]

HOW DID EVERYONE MISS THIS?

Burried in Trump's 900 page bill is a $20,000 a year tax loophole...

That never expires and makes all other tax bills on the news look like pocket change.

Here's everything YOU need to know:

[Anthony Kolodziej @anthonyvending]

If you got laid off tomorrow & had to replace your income ASAP, here's exactly what to do:

1. Immediately go to Claude and ask it one question…

[Shub @shub0414]

Best alternative to Paid versions

Don't pay for Apple TV, use Streamly
Don't pay for Netflix, use Flixio
Don't pay for Spotify, use Lyra
Don't pay for Prime Video, use CineHub
Don't pay for Hulu, use ShowZone
Don't pay for Apple Music, use ESound
Don't pay for Disney+, use Netmirror
Don't pay for Peacock, use GlitchTV
Don't pay for HBO Max, use Moviebox
Don't pay for Paramount+, use EpicFlix
Don't pay for YouTube Premium, use Brave browser

(SAVE THIS FOR LATER)

[Evon @_evon3929]

The airline lost my bag for 72 hours.

They handed me a $50 “courtesy” voucher at the baggage desk and smiled like they’d done me a favor.

I kept the voucher. Then I opened my laptop and used a 1999 international treaty they never mention at check-in.

Total recovered: $1,650.

Here are the three legal weapons most passengers never know they have.👇

[Anuj @anujcodes_21]

INSTEAD OF WATCHING AN HOUR OF NETFLIX TONIGHT.

This 1 hour Stanford lecture by Joel Peterson will teach you more about negotiation and getting what you want than most people learn in years.

Bookmark it and give it an hour, no matter what.