Both online and IRL, the question I continue to hear the most is "How much Bitcoin should I get?"
I've spent some time putting a visual guide together that has helped some people close to me set stacking targets based on when they expect to retire. I hope this can also be helpful to you or the people you care about.
- - -
How it works:
1) Decide the age at which you would hypothetically retire—the point at which you could live off it for the rest of your life if necessary (not that you'd actually want to sell it). There are groups of lines that represent retirement ages 35, 45, 55, 65 and 75 for simplicity.
2) Determine (in 2025 dollars) the annual expenses you expect to live on starting in your year of retirement (these are denoted by the different colors dark grey --> Bitcoin orange, $50,000/yr --> $300,000/yr)
3) Find your current age on the x-axis
4) Find where the line colored according to your expected annual living cost, within the Retire@ line group of your retirement age target, intersects with the line of your current age
The Bitcoin Needed Today (BTC) that corresponds with that point (see y-axis) is the minimum amount you should target.
If the several groups of lines are too difficult to navigate, look below in this thread's replies to see the isolated Retire@ cases by age (35, 45, 55, 65, 75).
Assumptions:
1) Future BTC price is projected by 50th percentile power law model.
2) Everyone dies at age 100.
3) Money supply (USD) grows at constant rate of 7%CAGR - meaning, whichever colored line you choose accounts for this 7% inflation from today to your retirement year, and beyond (ex: if you choose $100,000/year, in 2035 that would be about $196,715 - the model accounts for this).
4) The Bitcoin Needed Today amounts represent the minimum amount to prevent your BTC stack from hitting zero by age 100 - this is meant to be a minimum target, and therefore the individual should determine how much additional buffer BTC they should target.
5) Assumes a 'constant withdrawal rate in real 2025 USD terms', meaning the only increase year-year is to offset assumed 7% inflation.
6) Assumes no taxes will exist on withdrawals.
Disclaimers:
*this is NOT financial advice
**this is NOT a suggestion that you should sell your Bitcoin
People have been fudding Runes and $DOG for over a year now
Yet Runes are still the #1 token standard on Bitcoin and $DOG is still the #1 token on Bitcoin after BTC
The $DOG Army will be sure to waive to our haters from the moon!
I don’t care if you have one follower or one hundred thousand followers
I don’t care if you hold one $DOG or one hundred million $DOG
Every single soldier in the $DOG Army matters
We show up and post/repost every single day no matter what
🫡
Petition for @aixbt_agent to change its PFP to the #1 Bitcoin memecoin $DOG for 24 hours
(it is estimated that doing so would generate millions of impressions for aixbt on X and increase its follower count by 25K in just 24 hours)
✏️ Repost to sign
98 pieces inscribed on black omega sats, each distinct from the rest of the collection. Will you be lucky enough to mint one?
3x WL spots 🏆
48 hours ⏳
Like + RT + Drop wallet 👇
HEAVY IS THE CROWN BRO 👑
@MemphisBTC is about to release grails with Obsidian — 484 1:1 art pieces inscribed on Black uncommon & Omega sats 🖤💎
5x WL spots for the bros 🐻
Price: TBA
Date: Early Jan
Raffle Requirements:
- Follow: @btcbrobear + @MemphisBTC
- Comment Taproot Wallet
- RT + Like this post and here ⤵️
https://t.co/Rmg72xoUvQ
Obs.: exclusively for $bro holders, winners must be holding at least $69 worth in $bro.
48h ⏳