Chaintum

AFRICA'S FIRST BLOCKCHAIN/ WEB3 RESEARCH ECOSYSTEM

[Michael Anthony Falabella @MichaelAntFala]

If it's too tough to code, REACH! Subscription through debit/credit coming soon!

https://t.co/tFdZt6BDxu

[Michael Anthony Falabella @MichaelAntFala]

Struggling with code? Don't want to spend alot on topups, api's, or subscriptions?

Redeem the smallest amount of RCH Credits, enough to get the job done 👌🏻

[MarkusCelo ◘ fx/acc @MarkusCelo]

I had a great conversation with one of the Ethereum and Gnosis OGs, @tw_tter on FX and stablecoins. Check it out here:

[Nate Geraci @NateGeraci]

*NYSE* announced today that it’s developing trading platform for tokenized stocks & ETFs…

Financial markets rapidly shifting towards on chain settlement.

[Goddie @Goddie_Ke]

CBK proposes slashing Safaricom’s M-Pesa mobile money transaction fees charged on users, by half

[Moe @moneyacademyKE]

CBK plans to lower mobile money transfer charges by limiting fees, reducing the average cost per transaction from Sh23 to Sh10 by 2028.

This move will ease costs for users but squeeze Safaricom and Airtel’s earnings.

[Chaintum @chaintum]

GenAI = Game Changer 🚀

90% of orgs see revenue growth & profit stability with GenAI
52% report positive outcomes when aligned with strategy
Top use cases:
• Customer experience
• Scalable growth
• App development (81% adoption)

hurdles:
⚠️ Knowledge gaps
⚠️ Data integration

[Chaintum @chaintum]

Knife Capital marks 15 years with new investments in SA startups Sticitt (EdTech) & Optique (HealthTech)!

🎓 Sticitt: 75K+ users, transforming school payments & youth banking
👓 Optique: Affordable eye care for underserved communities

#ImpactInvesting #AfricaStartups #EdTech

[Chaintum @chaintum]

Centralized control isn’t innovation

it’s regression wrapped in digital gloss.

Financial systems should empower, not monitor.

Trust is built through decentralization, not surveillance.

[Daniel Batten @DSBatten]

There you have it, from the mouth of the president of the European Central Bank

To reassure people about the digital euro, she cites China as a "success story" and says explicitly that EU is following China's lead on Centralized Digital Currency.

Here's why this matters that they are explicitly copying China's model:

China's Central Bank Digital Currency (CBDC), the e-CNY, gives the People's Bank of China for the first time the surveillance powers to track all citizens' financial transactions in real-time.

Because their CBDC records every transaction, this gives the government detailed visibility into every citizens' financial activities.

All larger transactions are traceable under laws like the Cybersecurity Law.
This capability gives Chinese authorities the power to

❌monitor and control behavior
❌track spending to identify dissenters
❌enforce social compliance via the social credit system
❌restrict funds for critics

The technology makes mass surveillance and (further) erosion of civil liberties technologically possible, while providing Chinese authorities a tool for the state to exert unprecedented control over its population.

ECB will say "Well, in theory that's true, but we will only use that ring of power to do good for the world"

If you are feeling uncomfortable with that level of power, you are right to trust your instinct.

Computer science says this is bad technology design because historically, potentials to abuse centralized power granted by technology have been used, and the only way to safeguard people against abuse is to have good technology design that makes this algorithmically impossible.

This is something that Bitcoin does, whereas CBDCs open up exponentially more potential for abuse of central power than currently exists.

So if you trust ECB to be an positive outlier, are comfortable disregarding good technology design principles designed to keep people safe, and trust your government and Central Bank to have all that power - but not to use it, then you have nothing to be concerned about.

[Chaintum @chaintum]

Happy Monday! 😄
Africa's startup scene just hit $345.9M in June 2025’s biggest funding month yet!

🚀 Senegal led with 43% (thanks, Wave)
🇰🇪 Kenya followed at 23%
💸 Local investors drove 42% of deals
🇳🇬 Nigeria… just 4.35% 😬

https://t.co/mGsHYNGyMX

[Chaintum @chaintum]

Kenya pauses the VASP Bill after public outcry over weak AML rules & conflict of interest concerns.

No to vague vetting. No to insider control.
Crypto needs clear, fair, & independent regulation not rushed frameworks.

Public voice matters. 💪🏽 #KenyaCrypto #VASPBILL

[Kenyan Wall Street @kenyanwalstreet]

Roam [@roamelectric] and Keep It Cool [@keepitcoolapp] have launched Africa’s first fully electric cold-chain in Kenya.

Starting with five Roam Air e-motorcycles, the system moves 250,000 kg of food weekly using solar-powered storage and clean transport, cutting emissions and food waste while boosting rural incomes.

[Chaintum @chaintum]

65% of Kenyans are unbanked. 87% struggle to access credit even for loans under $25.

While mobile lending offers hope, it risks over-indebtedness. SACCOs hold $6.3B in savings 7% of GDP.

Time to rethink inclusion: Can DeFi & digital tools do better?

#Kenya #DeFi #Fintech

[Chaintum @chaintum]

🇰🇪🤝🇬🇧 Kenya & the UK renew their Strategic Partnership to 2030!
Goals:
✅ Double trade
✅ Boost green growth
✅ Tackle migration & security challenges
✅ Deepen people-to-people ties

A bold step toward shared prosperity in a shifting world. 🌍
#KenyaUK #Trade

[Chaintum @chaintum]

Liquify, a Ghana-based fintech, raised $1.5M in seed equity plus debt to transform trade finance for African SMEs. Their platform turns unpaid export invoices into instant working capital tackling Africa’s $120B trade finance gap.
🔗 https://t.co/pxG26GHEnd

[Chaintum @chaintum]

Shocking betrayal,,,patients deserved better💔

[Moe @moneyacademyKE]

31 private hospitals have been shut down for defrauding the SHA by turning outpatient visits into fake inpatient claims.

This comes as the Health Ministry cracks down on fraud in the new health fund.