chandan kumar sinha

A Banker cum Bandhua Majdur. All Tweets Are Personal Views!! RTs Arn't Endorsement.

[12th Bipartite Wage Settlement @12thbipartitewa]

Something that has affected bankers a big way is

IPL

At present there are three Premier Leagues running in our Circle

➡️One by Circle Office

➡️One by Zonal Office

&

➡️One by Head Office

Match pe Match

#bankerslife

[Dr Anuj Kumar @dranuj_k]

अपने कार के लिए @ExideCare की बैटरी कभी ना लें ।
एकदम घटिया quality की होती है ।

30 महीने की रिप्लेसमेंट वारंटी है लेकिन उसके लिए इतना नाटक है की आपको लगेगा उससे बेहतर है की नई बैटरी ले लें ।

वो भी एक बार नहीं । तीसरी बार हुआ है ऐसा ।

[Abhishek Singh @Abhishe87282578]

बेहतर ग्राहक सेवा के लिए भारत सरकार एवं भारतीय रिजर्व बैंक को यह सुनिश्चित करना चाहिए कि प्रत्येक शाखा पर समुचित स्टाफ उपलब्ध हो l क्योंकि समुचित स्टाफ की अनुपलब्धता के कारण भारतीय रिजर्व बैंक के दिशा निर्देशों का अनुपालन तार्किक रूप से संभव नहीं है l
#NoLunchBreak
@RBI

[TheBanker’sMirror @bankaffairs]

This video from SBI Udangudi branch (Tamil Nadu) is pure gold ❤️

A customer shares how the staff treated elderly villagers and less-educated customers with extraordinary patience and kindness , guiding them step-by-step, explaining in simple Tamil, repeating without making anyone feel small or embarrassed. No rushing, no passing the buck, every counter working smoothly.

This is what real Public Sector Banking looks like on the ground.

This is the beautiful heart of PSBs — serving the poor, the rural, the last mile with dignity and empathy.
This is why Public Sector Banks were created: as the real backbone for financial inclusion, poor upliftment, and inclusive economic growth.

But over the last decade, everything changed.
PSBs were pushed away from directly reaching unreachable areas. Instead, they started large-scale funding of NBFCs and MFIs.

Now the poor in remote villages depend on players charging 24-36% interest.
The justification some offer? “Poor were anyway paying high rates to moneylenders… so what’s wrong?”
This is NOT an acceptable standard for public banking in India.

Core banking got diverted to profit centres.
Focus shifted to insurance pushing, cross-selling, and skewed targets where a few executives and connected people could earn incentives and commissions. Loan transfers, “performance” metrics, fee-based products , all turned into avenues for personal gains while the real mandate of serving common customers took a backseat.

In the name of “reform”, “efficiency” and “modernisation”, we created a strange system:

PSB funds flow cheaply to high-cost lenders instead of directly to the poor.
Branch staff are judged more on insurance numbers than on the patient, respectful service seen in Udangudi.
“Financial inclusion” success is celebrated by how many NBFCs, MFIs and SFBs we strengthen , not by how many villagers get affordable, dignified banking at their local branch.

Meanwhile, the real heroes, branch staff across India , continue holding the fort with whatever is left.

Mergers reduced physical presence in rural areas. Privatisation talk never stops. SFBs, MFIs and NBFCs are promoted as the new heroes.
All this while the actual backbone , Public Sector Banks , is weakened, its staff pressured, and its core purpose diluted.

Yet this video proves one powerful truth:
When PSB staff are allowed to focus on real customer service without toxic pressures, they deliver magic. The staff at Udangudi branch showed what is possible ,and what the people of this country deserve.

This beautiful reality should be the norm, not a rare surviving example.

Preserving and strengthening Public Sector Banks is not optional. It is essential for:
• Affordable credit to the poor and MSMEs
• Genuine last-mile financial inclusion
• Balanced national growth
• Public welfare over private profit

Say NO to Privatisation of PSBs.
Say NO to mergers that shrink rural reach.
Say NO to policies that sideline PSBs in favour of high-interest NBFCs, MFIs and SFBs.
It is time to bring the focus back , on the people, on the branches, on real inclusion.

This is the reality we must protect and expand.

@DFS_India @nsitharaman @TheOfficialSBI @bankofbaroda @pnbindia @MyIndianBank

[मुसद्दीलाल @naeemalvik]

प्राइवेट अस्पतालों की लूट का क्या कहना, अभी हमने कुछ दिन पहले बताया था कि हमारे छोटे भाई का बच्चा बिमार है, हमने उसे देहरादून के एक प्राइवेट हॉस्पिटल में भर्ती कराया, 15 दिन NICU और 5 दिन वार्ड में रहने के बाद कल ही वह डिस्चार्ज हुआ है, हम भी लगभग दस दिन वही अस्पताल में रहे, आप ये जो बिल में इंजेक्शन देख रहे हैं इस पर 6561 रूपए की MRP है और प्रतिदिन एक इंजेक्शन बच्चे को लग रहा था शुरू में कई दिन हमने इसको अस्पताल की फार्मेसी से ही खरीदा, हमारे हमारे काफी अनुरोध और उसकी ठोड़ी खुजलाने के बाद उसने हमें 10% का डिस्काउंट दिया, और ऊपर से अहसान ऐसा दिखाया जैसे अस्पताल की पूरी फार्मेसी उसने हमारे नाम कर दी हो, एक दिन हमने अस्पताल के बाहर एक फार्मेसी थी उससे पूछा भाई ये इंजेक्शन कितने है, उसने हमें 4 हजार का बताया, अगले दिन हम वहीं से लेने लगे, फिर एक दिन हम घूमते फिरते वही लोकल बाजार में पहुंच गए, एक फार्मेसी दिखाई दी हमने उससे पूछा उसने हमें 2 हजार का बताया, हमारी उत्सुकता और बढ़ फिर हमने और कई फार्मेसी पर ट्राई किया आखिर में सबसे सस्ता 1600 रूपए का इस फार्मेसी ने बताया जिसका बिल आप देख रहे हैं, और थोड़ी उसकी ढोडी खुजलाने के बाद उसने इस पर भी 10% का डिस्काउंट दिया, अब सरकार बताए की इस 1600 रूपए के इंजेक्शन पर 6561 रूपए MRP डाली गई है किस नियम से डाली गई, और इस लूट की इजाज़त किसने दे रखी है?

[MEHUL SHAH @JAYNINAD]

@Flipkart Don't buy from @flipkart. They are cheaters who swallow your money without yr knowledge. Extra charges are also so high that you would find other sellers much cheaper.

#FlipkartMoneyEaters

[UCO Bank @UCOBankOfficial]

Hon'ble Union Minister of Finance & Corporate Affairs Smt. Nirmala Sitharaman was presented with a dividend Cheque of ₹501.81 Crore for FY 2025–26 by UCO Bank MD & CEO (I/C) & Executive Director Shri Rajendra Kumar Saboo along with the Executive Director Shri Vijaykumar Nivrutti Kamble in presence of Ms Shalini Pandit, I.A.S, (Joint Secretary, Banking Operations & Accounts, DFS, MoF, GoI).

@GovtOfIndia_ @FinMinIndia @nsitharamanoffc @DFS_India @UCOBankOfficial @dividend@stakeholders

[Newton Bank Kumar @idesibanda]

Former Banker Yogesh built 'Bankpediaa' to spread truth in Banking Sector.

@bankpediaa crossed 100K+ followers & 10 Million monthly views, but Instagram AC got suspended recently. He Recovered it & need our support, let's support & subscribe him to keep making more contents 🤝

[Tamal Bandyopadhyay @TamalBandyo]

Why many young officers of public sector banks are getting frustrated & leaving. The untold story behind the quiet exodus… Latest #BankersTrust in ⁦@bsindia⁩

[छपरा जिला 🇮🇳 @ChapraZila]

बाथरूम में एक छोटा सा स्टूल होना चाहिए। अधिक उम्र वाले लोगों के लिए बहुत काम की चीज है यह।

[Newton Bank Kumar @idesibanda]

Hello @GHMCOnline ,

Bank employees & Family of a leading Public Bank is living like Slum Dwellers in NBARAD Quarter. Sewage Overflowing. Ref ID 1506265925176

@revanth_anumula failed Governance!

@CommissionrGHMC @ZC_Khairatabad @Comm_HYDRAA @GhmcMayoroffice

[News Algebra @NewsAlgebraIND]

TRUMP : "All my life I've watched India. They just kept changing, changing.

Someone would be there for six months, then a year.

All of a sudden, Modi has been there for more than 12 years.

There is a great calmness in him but he is not a calm person. He is a very tough person."

[Sudhanidhi Bandyopadhyay @SudhanidhiB]

Scenes unseen in Bengal politics for decades. Both CM & LoP side by side in coordination to welcome the Governor. With Mamata Banerjee gone, the good culture is finally returning back to the Assembly.

[SATYA PRAKASH @sunnyjamshedpur]

SBI अधिकारियों से 24×7 समर्पण चाहता है, लेकिन इसके बदले उनके बच्चों के जन्मदिन पर कुछ घंटे का समय नहीं थप्पड़ मिलता है।

अगर खबर सही है तो यह सिर्फ एक अधिकारी पर थप्पड़ नहीं बल्कि पूरे बैंकिंग समुदाय के आत्मसम्मान पर प्रहार है।

टारगेट पूरे करो, बीमा बेचो, प्रॉफिट बढ़ाओ, छुट्टी मत मांगो, परिवार भूल जाओ।

क्या देश के सबसे बड़े बैंक का यही नया बैंकिंग मॉडल है?

अधिकारी मशीन नहीं, इंसान हैं।
@TheOfficialSBI @sbioamumbai @rupamsmail @SunilLa58275710 @ramshankarsingh @Hellobanker_in @manish3065365 @ManishkBarnwal9 @iSourabhMishra @idesibanda @alashshukla

[खुचरेंप @khuchrep]

Fssai वालों को इस तरह से काम करना चाहिए, लेकिन वो लोग इसके जस्ट उल्टा काम करते हैं।

थोड़ा पैसा लो, अनहाइजीनिक चीजें बिकने दो, लोगों को बीमार होने दो, मरने दो।

[Ruchi @ApkaBanker]

आईबीपीएस का एग्जाम पास करके 700 लोगों को डॉक्यूमेंट वेरिफिकेशन के लिए पंजाब नेशनल बैंक ने बुलाया लेकिन सोचने वाली बात है की मात्रा 25 लोग भी पहुंचे।

मतलब 675 लोग को नौकरी नहीं चाहिए।
मतलब 675 लोग का कही और नौकरी लग गए
मतलब 675 लोग की लॉटरी लग गई

आज जब नौकरी पाने के लिए लोग कितनी मेहनत कर रहे है।

मगर बैंक की नौकरी में नहीं आने के कारण क्या हो सकता है?

यहां का टॉक्सिक कल्चर
यहां का काम का दबाव
देर तक बैंक में बैठाना
रॉकेट जैसे टारगेट
नाम मात्र की छुट्टी

[PSB Punch @PSBPunch]

A GM from a PSB has scheduled a physical meeting at a location 100 km away from his place of posting. Furthermore, staff from some branches within the zone will have to travel over 300 km to attend. This action directly contravenes the recent directive from @DFS_India, which ordered all PSBs to implement video conferencing (VC) and adopt austerity measures in response to the national petrol and diesel crisis.

[Yogesh Kumar @bankpediaa]

एक के बैंकर ने अपनी जान ले ली तब कोई न्यूज रिपोर्टर आगे नहीं आया। किसी ने main stream media में उस ख़बर को जगह नहीं दी।

अब भी नहीं करोगे रिपोर्ट?

[Yogesh Kumar @bankpediaa]

This video is for @MyIndianBank
From Chief Manager

[Yogesh Kumar @bankpediaa]

If anyone wants an example of the worst Finance Minister in the world, just point at her.

Let me tell you what this failure looks like from inside a PSU bank.

Wage revision was pending for years. Bank employees sat in offices, served crores of customers, kept the financial system running — and waited. Pension issues remained unresolved. Promises were made in meetings and forgotten in minutes.

5-day banking was discussed, debated, demanded. Every other government department gets it. Bank employees don’t. They work 6 days a week, miss weekends, miss their children growing up, miss their own health breaking down slowly.

Mental health inside PSU banks is a silent crisis. Nobody talks about it officially. But if you work in a branch, you already know.

Officers are pushed to sell insurance policies, meet targets that have nothing to do with actual banking. The pressure doesn’t stop at 6 PM. It follows them home.

And while all this was happening, PSU banks posted record profits. The Finance Ministry celebrated. The employee who made it possible got nothing extra. No five-day week. No resolved pension. No fair wage revision.

Economic pain, rising burdens on citizens, zero accountability.

This is not just bad policy. This is a complete failure of leadership.

If you are a banker and you felt this, share this post. Because this conversation needs to be louder.