Jake Claver

Chairman #DAGFamilyOffice | Building wealth beyond limits | Sharing insights on finance, legacy & breaking the broke mindset

[Jake Claver @claverjakel]

Owning XRP means you looked at the settlement problem before it was obvious, & sat with a position a lot of people still don't understand.

Congratulations on being ahead of the curve

[Jake Claver @claverjakel]

If you hold XRP with no trust in place, everything above the estate tax exemption is exposed to a 40% federal rate. That exemption is $15M per person now, $30M for a couple.

[Jake Claver @claverjakel]

You don't need to move your tokens to put them in your LLC.

List the wallet address, asset type, quantity & value on the capital contributions page, sign the contribution agreement, then notarize it for the record. That documents the LLC as the owner without a single on-chain.

[Jake Claver @claverjakel]

Documents drafted for bank accounts and deeds often say nothing about private keys or exchange logins.

A court order doesn't recover a seed phrase.

[Jake Claver @claverjakel]

A real single-family office isn't a fund or an advisor, it's a private team: CPAs, estate planners, tax attorneys, a CIO, all under one roof for one family. Entry point is usually nine figures. Below that, you rent the same functions instead of owning them

[Jake Claver @claverjakel]

If you want to keep up with everything were doing at DAG don't forget to follow our Insurance X account.
We're going to continue to bring best in class, cutting edge products to market and Insurance products are on the short list for 2026.

[DAG Insurance Agency @DAGInsurance]

Big news in finance! Mainstream products are embracing digital assets. Take Delaware Life's fixed indexed annuities - they're now offering crediting options tied to Blackrock's U.S. Equity Bitcoin Risk 12% Index, blending S&P 500 stocks with Bitcoin exposure via IBIT ETF. Principal-protected retirement savings with crypto upside? Crypto is going institutional!

[Jake Claver @claverjakel]

Ripple's stack runs on three pieces: the XRP Ledger, the XRP asset, and the RLUSD stablecoin, built to power institutional tokenization use cases at scale. That's the same protocol layer doing double duty for trade finance and asset tokenization.

[Jake Claver @claverjakel]

OSL HK opened XRP to retail investors, the first exchange in Hong Kong to do it

XRP/USD flash trading is live plus OTC in USD & HKD, with deposits and withdrawals on the XRP Ledger.

[OSL HK @OSL_HK]

Breaking News🚨 XRP trading is NOW live for RETAIL investors on OSL HK — the FIRST exchange in Hong Kong to offer retail XRP trading!

XRP by @XRPLF is a decentralized digital asset native to the XRP Ledger, built to enable lightning-fast cross-border payments and microtransactions without central intermediaries.

📌 Trading pairs (Retail Investors)
Flash Trade: XRP/USD
OTC: XRP/USD, XRP/HKD
📥 Network: XRP Ledger

More details 👉 https://t.co/mML3uSPnI5

[Jake Claver @claverjakel]

Probate inventories are public record in a lot of states, so wallet balances, entity interests and property can end up in filings anyone can pull.

A trust holds those assets outside the probate file, as long as they're actually titled into it.

[Jake Claver @claverjakel]

I don't think it matters what the Fed does tomorrow…

Hold, raise, lower..

All roads lead to the RCT unwinding

[Jake Claver @claverjakel]

👀

[Watcher.Guru @WatcherGuru]

JUST IN: 🇺🇸 SEC says it is ready to create crypto rules if Congress fails to pass the Clarity Act.

[Jake Claver @claverjakel]

By the time an asset feels safe to own, the premium for taking that risk has already been paid to someone else. That's what you're actually choosing when you wait

[Jake Claver @claverjakel]

Any market has 5-8 days per year when the Biggest moves happen.

If you're not in the market when those moves happen, you're left fomoing in after the money has been made for those that had patience and conviction.

[Jake Claver @claverjakel]

Blockbuster passed on buying Netflix for $50M, added candy to the checkout lane instead. Last store closed in 2025. The AI agent economy is doing this to entire industries right now. 'We're fine' is what every incumbent says right before it isn't.

[Jake Claver @claverjakel]

Estate planning for crypto hits a wall planners find at the worst time: nobody can reconstruct what the client owns or paid. Twelve wallets, three exchanges, no inventory.

The step-up at death is worth a fortune, useless on what the estate can't locate.

[Jake Claver @claverjakel]

Ripple Payments Direct and its payout network are documented in Ripple's own product docs, covering how payouts route through the platform. That's the underlying payment infrastructure Ripple has published specs for, not a marketing claim.

[Jake Claver @claverjakel]

OTC derivatives hit $846 trillion in notional value in June 2025, up 16% in a year, the fastest growth since 2008.

$155 trillion of that is FX contracts & $100 trillion of those mature inside a year. That's the plumbing settlement rails have to plug into

[Jake Claver @claverjakel]

Near retirement and someone's pitching a variable-rate IUL? Run. The pitch, upside with protected downside and tax-free growth, buries a real cost: when the insurer has bad years, fees and caps gut your cash value, and the policy can collapse right when you need it.

[Jake Claver @claverjakel]

Microsoft added Ripple's validator technology to its Azure Blockchain as a Service toolkit back in 2015, alongside Interledger support. Cloud-provider integration like that is how ledger infrastructure ends up inside enterprise stacks.

[Jake Claver @claverjakel]

Probably nothing

[Markets Capital @MarketsCapApp]

Just in | Japan's Prime Minister Takaichi will hold a press briefing at 0900 GMT, according to government announcement.