Brand new #RealAF CTI episode out now:
Andy & DJ CTI: MSM Suing Trump, ICE Agent Shoots Man In Texas & Converse Apologizing
On today's episode, Andy & DJ discuss CNN, MS Now and Politico notifying Trump they're suing over vetoed White House access, the ICE agents who shot and wounded a man in Austin Texas, and Converse pulling it's latest shoe ad after critics accuse of sharing KKK imagery.
https://t.co/6W4lHKqtaJ
Speak 5 lines to yourself every morning:
1. I am the BEST.
2. I CAN do it.
3. GOD is ALWAYS with me.
4. I am a WINNER.
5. Today is MY DAY.
Do this for 30 days straight.
3 month challenge until the end of 2026:
- No alcohol
- Lift 3x a week
- Walk 8k steps/day
- Journal once a day
- Replace social media for reading
- 15 minutes of morning sunlight every day
- Set a goal and do one thing every day to achieve it
Lock in for 3 months and hit the ground running by 2027.
Speak 5 lines to yourself every morning:
1. I am the BEST.
2. I CAN do it.
3. GOD is ALWAYS with me.
4. I am a WINNER.
5. Today is MY DAY.
Do this for 30 days straight.
Do your meal prep this morning. Forty-five minutes changes the entire week.
Here is exactly what to make:
- Hard-boil a dozen eggs
- Cook a large batch of ground beef or chicken thighs
- Roast two sheet pans of vegetables with olive oil and sea salt at 400 degrees for 25 minutes
- Wash and portion all produce so it is visible and ready
- Make a simple dressing with olive oil, lemon, garlic, and mineral salt
Real food ready to grab means real food gets eaten. The people who eat well consistently are not more disciplined. They are more prepared.
As a man,
Try this for the next 100 days;
• No porn
• No Sugar
• No alcohol
• No Smoking
• 3 liters of water
• 6–7 hours of sleep
• 10,000+ steps daily
• 1 Cheat Day per week
• Get a Mentor/Course
• Donate $50+ for charity
• 100 push-ups every day
• Black Coffee in Evening
• Meditate for 30 minutes
• Drink water before Coffee
• Give Blessings to 5 People
• Master a High Income Skill
• Eye contact in conversation
• Travel a New Place/Museum
• 10 Positive Affirmations/Day
• Read 1 Book on Psychology
• Protein+Fiber in each meal
• Life Heavy Things 4X/Week
• Invest 25% of your income
• Hoponopono for 10 minutes
• $50/Day from Side Hustle
• Warm Water with Ginger/Day
• List 3 things you do well/Day
• Share 3 Miracles of Your Day
• Know your Blood-Lipid Profile
This isn't self-improvement. It's self-dominance.
18 SIMPLE FAMILY TRADITION EVERY FAMILY SHOULD START.
Not expensive. Not complicated.
Just tiny rituals that quietly become the childhood they never forget.
Here are 11 worth stealing :
1. The "Secret Handshake."
Leadership Capital is built through high performance, follow-through, good judgment, humility, and listening.
It is spent through complaints, poor execution, emotional outbursts, surprises, and gossip.
Man to man
The average milionaire is 57.
Not 21.
The average age to start a business is 43.
Not 23.
The average age to buy a house is 38.
Not 26.
The average age for a career pivot is 39.
Not 25.
Building animpressive physique takes 3 years.
Not 90 days
The average successful business takes 5-10 years.
Not 6 months.
So stop measuring your life against someone else's timeline.
You're not behind. You're still bulding. And you're right on time.
Brand new #RealAF CTI episode out now:
Andy & DJ CTI: Sophie Cunningham ‘White Privilege’ Foul, Record Migrant Cross Channel In One Dinghy & Halo Studios Layoffs
On today’s episode, Andy & DJ discuss the flagrant foul on Sophie Cunningham drawing the attention of Florida’s Attorney General after the ejected player claimed “white privilege,” a record 230 illegal migrants crossing the English Channel in a single dinghy as the Burnham government issues yet another stern warning, and Halo Studios being hit with layoffs following the release of Halo.
https://t.co/zKonn9FWGA
Brand new #RealAF Q&AF episode out now:
Q&AF: Starting From Scratch, Leadership Communication & Team Building Tactics
On today’s episode, Andy answers your questions on what steps to take in the first 90 days to build something from nothing, how to lead without micromanaging while maintaining high standards, and whether to prioritize the mission or the people when building a team.
https://t.co/oBnlUz5yQX
Brand new #RealAF CTI episode out now:
Andy & DJ CTI: Fauci Held In Contempt, FBI’s Trump-Russia Code Name & WNBA’s $10M Challenge
On today’s episode, Andy & DJ discuss a Senate committee voting to hold Dr. Anthony Fauci in contempt after he refused to answer questions about COVID, new scrutiny surrounding the FBI’s “clever” code name for its Trump-Russia investigation, and the WNBA remaining silent on Clay Travis’ $10 million offer for the Las Vegas Aces to take on a high school boys basketball team.
https://t.co/zOsNvG5Drx
INSTEAD OF WATCHING AN HOUR OF NETFLIX TONIGHT.
This 1-hour Stanford lecture by Joel Peterson will teach you more about negotiation and getting what you want than most people learn in years.
Bookmark it and give it an hour, no matter what.
American Express will triple your credit limit every 6 months for life if you ask
$5,000 limit becomes $15,000 in 6 months
$15,000 becomes $45,000 in 12 months
$45,000 becomes $135,000 in 18 months
On a single Amex card. For pressing one button on their website. With no hard credit pull, ever
This is the "Amex 3x Credit Limit Increase rule" and almost no Amex cardholder has ever used it
Every Amex personal and business credit card allows the cardholder to request a credit limit increase (CLI) every 181 days. The CLI request can be made through the Amex website (under "Account Services" → "Request Credit Limit Increase") or by phone
Critical mechanics:
The Amex CLI request is a SOFT pull. It does NOT affect your credit score. It does NOT show as an inquiry on your credit report. You can request as many times as you want every 181 days with zero credit consequences
The maximum approvable increase per request is 3x your current limit. If you have a $5K limit, you can request up to $15K. If you have $15K, you can request up to $45K. The system caps requests at 3x but does not penalize you for asking for the maximum
Each CLI request must be 181 days apart. Day 182 is the next eligible request date
Approval criteria:
The card must be active for at least 60 days
You must have at least one payment cycle of usage history
You must not have missed a payment in the last 6 months
Your overall Amex relationship (across all cards) must be in good standing
Some recent income increase or significant spend pattern increase improves odds
The 18-month compound math:
Month 0: open Amex Blue Business Plus. Approved for $5,000 limit (typical 720 FICO approval)
Month 6: request 3x CLI to $15,000. Approved (typical 80%+ approval rate at this stage)
Month 12: request 3x CLI to $45,000. Approved (approval rate drops to 60-70% at this stage, but most cardholders get either full 3x or 2x)
Month 18: request 3x CLI to $135,000. Approved (approval rate drops to 40-50%, but partial increases still common)
If you have multiple Amex cards (Blue Business Plus, Business Gold, Platinum, Personal Gold) and run the same 3x CLI cycle on each, you can compound aggregate Amex credit from $20K initial approval to $400K+ available across 4-5 cards within 24 months
How to maximize approval odds:
Use the card heavily before the request. Run $10K-$20K of monthly spend through the card during the 60 days before your CLI request. Amex sees high usage and assumes you need higher capacity
Pay statement balances in full every month. Don't carry interest. Amex's underwriting heavily favors high-spend transactor profiles
Update your income on file before the request. Amex lets you update reported income in your profile at any time. Update with truthful current income before requesting the CLI. Higher income = higher approved limits
Request during business hours (Amex headquarters is in NYC). 10am-2pm EST has the highest approval rates because manual review queues process during peak staff hours
The reason this exists:
Amex's business model is transaction volume, not interest revenue (they're closer to Visa/Mastercard's economic model than to Chase/Capital One's). They make money on interchange fees every time you swipe. Higher credit limits = more transaction volume = more interchange revenue
Approving CLIs aggressively is in Amex's direct financial interest. They WANT to give you a $135K limit because that means you're going to put more spend through their card network and they're going to collect 2.5-3.5% interchange on every transaction
For a high-spend cardholder ($200K/yr in business spend), Amex generates $5,000-$7,000/yr in interchange revenue. They don't care if your interest is at 0% (most premium business cards have 0% intro APR anyway). They care about volume
The play in production:
A client opened Amex Blue Business Plus in October 2023 with $7,000 limit
6 months later: requested 3x CLI to $21K. Approved
12 months later: requested 3x to $63K. Approved
18 months later: requested 3x to $189K. Approved partial increase to $130K
In 18 months, his single Amex card limit went from $7K to $130K. Same FICO. No hard pulls. No new applications. Just 3 buttons pressed on the Amex website 181 days apart
He also runs the same CLI cycle on Amex Business Gold (currently at $85K from a $5K original approval) and Amex Personal Platinum (currently no preset spending limit, but recent purchase history shows comfortable $60K+ spend authorizations)
Total Amex credit available to him across all 3 cards: roughly $275K, all from a starting position of $17K of initial approvals 18 months ago. Same $275K through new applications would have generated 3 hard inquiries and required 3 separate approvals. He just pressed buttons
The CLI feature is documented on Amex's website. Their own customer service reps will tell you about it if you ask. It's not secret. It's just buried under 3 menu layers in your account settings and Amex doesn't advertise it because asking customers if they'd like a 3x credit limit increase implies they couldn't have it before, which implies the bank was holding back
Most Amex cardholders use their initial credit limit forever. The CLI button stays unclicked. The bank quietly assumes you don't want more credit because you never asked for it
link in bio and i'll show you how you can qualify for up to 250k in 0% APR funding (if you have a 700+)
Brand new #RealAF CTI episode out now:
Andy & DJ CTI: Idaho In-N-Out Shooting Motive, Mamdani's Government ID & MySpace Comeback
On today's episode, Andy & DJ discuss the motive behind the Idaho In-N-Out Burger shooting as the armed citizen involved speaks out, Zohran Mamdani's proposal that would require a government ID to purchase food in New York City, and MySpace's latest effort to make a comeback and compete with today's leading social media.
https://t.co/5UsSLbQX99