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clips 5-9

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Kevin O'Leary explains the single phrase his mother said at his college graduation that he later repeated word-for-word to his failing son

“She said, 'The dead bird under the nest never learns how to fly.' I said, 'What the hell does that mean?' She said, 'No more checks. I'm not writing any more checks. You're going to figure this out on your own. I paid for you from birth — the last day of college, we're done.'”

“Years later my son is doing really poorly in high school. He is sucking and just not applying himself. And one day he says, 'Hey Dad, one of my friends was telling me about his trust fund — what does my trust fund look like?'”

“I said, 'Well, I don't know about your friend's fund, but here's how yours works: if Mom and I get run over by a truck, you're good until you finish high school — because it doesn't look like you're going to college.'”

“I said to him, 'The dead bird under the nest never learns how to fly.' And he said, 'What the fuck does that mean?' I said, 'It means you should start thinking about taking advantage of this now, because you're not.'”

“He saw the abyss. He saw the darkness. He saw the situation he was in and went, 'Fuck, this is bad.' And he knuckled down — and eventually became an electrical engineer, top of his class, all the way through college and right into engineering.”

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FT @Erling @KSI @LoganPaul

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KSI admits he sent Erling Haaland a private video saying he would win zero trophies — then Haaland won everything

“And uh, yeah, I was like no Champions League, no Premier League — and this is when also was flying bro, we were number one, we were just killing it.”

“And then obviously FA Cup was like, you're not gonna win at all. And then guess what happened.”

“In one afternoon you won everything bro.”

“It's because of your video JJ. Honestly, he even said it was like it gave me motivation to make sure I scored more goals.”

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@Hribson Will Dave save the world from poverty?

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@MowglisKrib It is a bit strange. Guess there are pros and cons to doing it and not doing it right?

You would just open the floodgates and let the kids use it all?

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Kevin O'Leary explains the single phrase his mother said at his college graduation that he later repeated word-for-word to his failing son

“She said, 'The dead bird under the nest never learns how to fly.' I said, 'What the hell does that mean?' She said, 'No more checks. I'm not writing any more checks. You're going to figure this out on your own. I paid for you from birth — the last day of college, we're done.'”

“Years later my son is doing really poorly in high school. He is sucking and just not applying himself. And one day he says, 'Hey Dad, one of my friends was telling me about his trust fund — what does my trust fund look like?'”

“I said, 'Well, I don't know about your friend's fund, but here's how yours works: if Mom and I get run over by a truck, you're good until you finish high school — because it doesn't look like you're going to college.'”

“I said to him, 'The dead bird under the nest never learns how to fly.' And he said, 'What the fuck does that mean?' I said, 'It means you should start thinking about taking advantage of this now, because you're not.'”

“He saw the abyss. He saw the darkness. He saw the situation he was in and went, 'Fuck, this is bad.' And he knuckled down — and eventually became an electrical engineer, top of his class, all the way through college and right into engineering.”

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FT @DaveRamsey @RamseyShow @RachelCruze

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Dave Ramsey says a tiny house bringing $500 rent on a $130,000 investment 'sucks as an ROI' and tells the caller to sell it immediately

“My husband is really wanting the rental income. He wants to keep the tiny home.”

“That's stupid. We're going to borrow on your $235,000 house to buy a tiny house for rental income. Gross.”

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@ConservaTex Were you able to do this on your end?

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@Hribson Dave the man

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Dave Ramsey tells a caller with $1,500,000 in retirement savings she is too scared to live because of the 4% withdrawal rule

“She's scared to live because she read your stupid but common law goal, whatever the garbage the line was, for 4% withdrawal rates.”

“This poor woman has worked her whole life to have a million and a half dollars. She's a freaking millionaire.”

“The study was done in 1994. That's the crazy part. And when you actually look into the study, it has a lot of assumptions. It was a low market returns, high inflation, assuming your portfolio had a whole lot of bonds in it.”

“Over 2/3 of the time, the 4% rule leaves retirees finishing their 30-year horizon with more than double their starting principle.”

“You know, I'm 65. You know how many bonds I own? Precisely zero.”

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FT @DaveRamsey @RamseyShow

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Dave Ramsey tells a man earning up to $25,000 a month who wants to file bankruptcy over $12,000 in debt: 'You realize how lame that sounds?'

“Any car that is in your name needs to get paid off or sold. You need to clear these debts. Credit reports age out — anything that is not a bankruptcy stays on 7 years, but approximately 3 to 4 years out, an old repo, an old defaulted credit card that has now been paid off and made good — that hardly counts against you anymore. You can go get a house.”

“For the rest of your life you have to say, 'I filed bankruptcy while I was making $15,000 a month and I had $12,000 worth of debt.' That would be stupid.”

“Bankruptcy is the most extreme thing you can do to yourself financially. I think if he called and was like, 'I'm thinking about letting it go to bad debt and trying to negotiate it' — even that, I'm like, okay, that's not smart. But bankruptcy? That's just one of the most extreme things you can do.”

“There's a lot of ego in all of this. I would do some work on John if I were you, John. You're grasping at a reality that's not there. I'm at a loss. I am at a loss.”

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@Yellow_Dog1959 Built different?

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@Shurance Hmm, makes sense tbh

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@MargaretAUGrad Would you do the same for your children?

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FT @DaveRamsey @RamseyShow

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Dave Ramsey reveals 78% of new cars leaving the lot are now leases — at an average 14.2% hidden interest rate the dealerships don't have to disclose

“Car leasing is now 78% of the new cars that leave the lot.”

“So you borrowed money at 14% to buy your car on payments and the car company knows that. That's why 78% of them leave the lot right now are leases. They make more money on leases than they do putting you on payments.”

“They don't disclose the interest rate. You know why? Federal Trade Commission disclosure regulations do not apply because it's not considered borrowed money. So they're sidestepping everything and screwing you people. Hello Ford Motor Company. Hello General Motors. Hello Toyota. You're screwing people and you're getting away with it.”

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@KenCook_KC Are we talking 6-7 or 8 figures?

You're not taking any of it with you out of here you're aware right?

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@cptdankkk Anybody can make it to the NBA. It's just overhyped atp

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@ramagazzi Such a good lad with such weird crazy life decisions dude. I enjoyed his movies, always!

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FT @DaveRamsey @RachelCruze

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Dave Ramsey tells a 53-year-old stay-at-home mom her husband is committing financial abuse and tax fraud — and his father could go to jail

“Let's first establish that he's full of crap. You have access to all kinds of money once your attorney shuts him down and takes half of what is in the accounts. And then in Maryland, they'll do that fairly quickly.”

“An attorney that can't see me till August might not be my attorney. A guy who won't give me any money might not be my husband. A guy who has an affair probably not going to be my husband.”