@nmilesof@bluewmist Ah yes you’re correct, with $2.6K monthly then this shifts the intersection point to roughly 32 years.
I’m assuming compounding monthly interest btw.
@bluewmist The right choice depends on the term of the scenario.
Eliminating outside factors, i.e. taxes, market conditions etc.
If you invest the lump sum $50M and $24K reoccurring (option 3 monthly amt), both at a rate of 5% (compounding monthly), after 41 years Option 3 would pay more