If you refuse to work out, eat like crap, stay up late on the weekends and get fewer than 10,000 steps a day...
Start putting money aside for your future healthcare bill.
People are really spending 50K on wedding on a 40K salary…
I had teacher my freshman year in high school tell me that this is what her sister did.
10 years later she was still paying off her wedding…
If you can’t pay for your wedding upfront it’s probably to expensive.
I think of retirement like a tree. The seeds planted (investments , ideas) need to be watered ( jobs, income ), put in the right environment ( economy, news, education) and taken care of. (Trim off the losses and extra weight) Stay with it (Hold) and you’ll see it grow. (profits)
I’m not against anyone who does them. I’ve even be asked to do some by clients. But I’ll never write someone who’s barely above water. It’s a lose - lose. ( you don’t have to look poor to get financially squeezed)
If interest rates on loans and credit cards steadily increase how long can a person fund a “ Be your own bank” policy? Basic necessities will take precedence.
And it’s even more important to have your money making more money for you. It’s just not a product that those without the flexibility of funds should have until they fix the leak. The economy plays a big part in people’s monthly income.
Who are already in a tight spot with their budgets. I do agree that you must save for retirement on your own and build up a nest egg to be able to borrow against without the need for extra parties involved…..
There’s a reason I never really pushed the “Be your own bank motto” first it was something I didn't understand at the time even as an agent and second once I learned more I realized it wasn’t for everyone. Some policies aren’t good for those……
Monday morning has a whole different feel to it when you set your alarm because you want to not because you have to….or even better when passion wakes you up and you don’t need an alarm
New week, new opportunities
Ttime to attack