Celin Phoen

Operator @ payments fintech 💷 Ex. B2B VC Investor & @FinTechLabLdn. Here to learn.

[Jareau @jkwade]

Preliminary BFCM stats from two of my favorite Digitally Native Vertical Payment Processors (DNVPs):

Adyen:
$34B TPV, 670M transactions, peak 163K trnx/min, 99.9999% uptime, peak 25K+ requests/sec

Stripe:
$26B+ TPV, peak 93K trnx/min, 99.999% uptime, peak 27K+ requests/sec

[Chief AI Officer @chiefaioffice]

Nice map from Felicis breaking down the opportunity for AI agents in different markets

AI agents are going after human services/labor

[Ragavendhra perumall @caprichinvest]

Munger’s Principles

[Celin Phoen @CPhoen]

@MeganCaywood @clear_bank @AltFiNews @DJLanyon @OliverSmithEU Huge congrats Megan!!

[Matt Lu @matt_lu_]

There’s a new infrastructure stack emerging for generative AI — excited to share @CowboyVC's market map and a few categories @amanda_robs & I are excited about ... [🧵 thread]
https://t.co/lubuTKXcfD

[peter! 🥷 @pwang_szn]

All you need to know about LLMs:

• Overview
• Using LLMs in @langchain
• Using open-sourced LLMs
• Chat Model
• How do we embed text?

Save this ↓

[Sully @SullyOmarr]

Everyone is talking about OpenAI, Microsoft and Stability as a huge AI player.

But there is one company that arguable the best positioned in the space, and they dont even have an LLM offering yet.

Apple has the potential to shift the entire AI landscape, here's how:

[Celin Phoen @CPhoen]

@MillennialMaryA @twifintech @NYTNetwork @HelenFemix @MJenkins88 So good to finally meet you!!

[Contrary Research @Contrary_Res]

Generative AI will play a key role in the future of content creation.

In the last few months progress in the field went into hyper speed

We've assembled some of the best resources to get up to speed on the space…

[Alex Banks @thealexbanks]

OpenAI just launched GPT-4.

It leaves ChatGPT in the dust.

Here's everything you need to know:

[Jareau @jkwade]

Stripe 2022 numbers per @theinformation:
- Gross revenue: $14.3B, 27% YoY
- Net revenue: $3.2B, 25% YoY
- Net revenue minus fraud losses: $2.8B, 18% YoY
- Net revenue from non-payments products: $280M

https://t.co/UPuWJD0Aru

[Celin Phoen @CPhoen]

Excited to attend the Modern Data Summit organised by @moderndatastack! Can't wait to connect with data industry leaders and learn about the latest trends and innovations in the field! https://t.co/gCsSh11hGU #moderndatastack23

[Justine Moore @venturetwins]

It's time for our 2022 Best Books list 📚!

@omooretweets and I each read 100+ books this year.

We're sharing our favorites, starting with 10 non-fiction picks ⬇️

[Yoram Wijngaarde @yoramdw]

With @Accel, we did a deep dive into one of Europe's top startup "founder factories": unicorns. You can find the report itself on @dealroomco / reports. Will share more links soon

[Rex Salisbury @rexsalisbury]

Consumer Fintech ARPUs range from around:
$10 (P2P payments, BNPL)
...to
$280 (neobanks)
...to
$850 (crypto exchanges)

Helpful numbers to keep in mind as a founder or investor to understand how many users you need to build a business!

[Trung Phan @TrungTPhan]

My latest newsletter lists the single best business book for 40 industries including:

— "The Prize" (Oil)
— "The Box" (Containers)
— "Hard Landing" (Airlines)
— "More Money than God" (Hedge funds)
— "The World for Sales" (Commodity trading)

Check it out: https://t.co/231ZbAjIz6

[Celin Phoen @CPhoen]

Wow, truly a thrilling documentary. Would really recommend a watch esp if you’re into the crossover of FinTech, true crime and politics!

[Dan McCrum @FD]

Today's the day! Our movie is out on Netflix!
#wirecardskandal
Let me know what you think

[Celin Phoen @CPhoen]

A crossover of my two fave topics 😂

[Alex Konrad @alexrkonrad]

Must’ve been a Figma angel investor

[Rolfe Winkler @RolfeWinkler]

What investors first paid for @Figma, which @adobe buying for ~$40.20 per share:

$0.088: @dannyrimer/@IndexVentures, @semil, Jacobsen/OATV
A $0.199: @johnolilly/@GreylockVC
B $0.332: @mamoonha/@kleinerperkins
C $1.098: @andrew__reed/@sequoia
D $4.619: Peter Levine/@a16z

[Chirag Modi @modic123]

IT software spend by segment (as of 2022)

- Application Dev & Deployment: $172bn (+17% yoy)
- System infrastructure: $180bn (+13% yoy)
- Application: $369bn (+13% yoy)