mac-X

God, Family and forever grateful for every gift in life. @ripple #XRP #BTC @dukeu

[Stuart Alderoty @s_alderoty]

Don’t forget - Ripple and XRP stand on settled ground. The 2023 federal Court ruling established XRP is not a security.

And in March the SEC and CFTC issued a joint interpretation naming XRP a digital commodity. SEC Chairman Atkins and a CFTC Chairman Selig understand these markets. We expect future rulemaking from both agencies to continue to set out clear rules of the road.

[Ripple @Ripple]

Last September, Ripple donated $15M RLUSD issued on XRPL to Accion Opportunity Fund.

Here's what's unlocked for small business owners across the U.S.:
↳ $53.6M in capital deployed
↳ 905 loans to 895 unique borrowers
↳ $59K average loan size
↳ 1,003 jobs created, 1,631 retained

The stories behind the numbers: https://t.co/lgOCq7wtyM

[Ripple @Ripple]

This just in: global credit rating agency Kroll has assigned @Ripple Prime an investment grade issuer rating (BBB), reflecting the financial strength, business expansion and disciplined execution of our growing prime brokerage platform.

Built at the intersection of traditional and digital asset capabilities, Ripple Prime is meeting the demand for trusted, well-capitalized prime brokerage services. With this rating, the market is taking notice.

https://t.co/YpNbqhVGFQ

[Brad Garlinghouse @bgarlinghouse]

The secret sauce is simple 1/ give Corporates a trusted, regulated entry point embedded in workflows they already use, 2/ remove the friction between managing different accounts (fiat or digital). Both of those are now solved today with Ripple Treasury.

Ripple Treasury is on a tear – last year facilitating $13T in payments for customers. This year, with the addition of native digital asset capabilities? LFG!

[Brad Garlinghouse @bgarlinghouse]

Clear validation of @Ripple Prime’s strength, reliability and tech with today’s investment grade issuer rating from Kroll. Momentum builds when markets recognize these things.

[Blockchain Backer @BCBacker]

"But we are approaching that phase were hope starts getting lost. And many times... a narrative or catalyst arrives. That typically marks the end of the bear."

[Mastercard @Mastercard]

Digital assets are entering a new phase. What once ran in parallel to existing financial systems is increasingly being applied to solve practical, real-world needs — often behind the scenes – from cross-border remittances to B2B money transfers. This creates new opportunities to add value in how money moves globally.

Today, we introduced the Mastercard Crypto Partner Program — a global initiative that brings together more than 85 crypto-native companies, payments providers, and financial institutions. Together, we're creating a forum for meaningful dialogue and collaboration as this space continues to mature.

[Ripple @Ripple]

$100B+ processed.
60+ markets.
51 real-time rails.
RLUSD at $1B market cap in under a year.

Ripple Payments brings it all together: fiat, stablecoins, 75+ licenses, so businesses can move money globally without the patchwork: https://t.co/f5yXTWOPQk

[CoinDesk @CoinDesk]

UPDATE: The White House Crypto Council Executive Director fired back at @JPMorgan CEO Jamie Dimon, saying stablecoin issuers aren't banks because they can't lend out your money.

[Eleanor Terrett @EleanorTerrett]

🚨NEW: @krakenfx, the U.S.’s second-largest crypto exchange, has just done something no other crypto firm has done before: secured coveted access to the Federal Reserve.

According to a report by the @WSJ released this morning, the exchange’s banking arm, Kraken Financial, has been approved for a Federal Reserve master account by the Kansas City Fed, marking the first time a crypto-native company has gained direct, albeit limited, access to the Fed’s payments system. The approval comes five and a half years after Kraken filed its application with the Kansas City Fed in October 2020.

The account gives Kraken a direct line into the Fed’s payments rails, but not access to Federal Reserve lending facilities. Under the limited-purpose, or “skinny,” master account framework floated by Fed Governor Christopher Waller, the firm can hold reserves and settle in central bank money, but it cannot lend, access the Fed’s discount window, or operate as a traditional commercial bank. Governor Waller is seeking to finalize his skinny master account proposal by the end of this year. The Kraken approval, sources tell me, is designed as a “pilot” program to trial the skinny master account concept. The skinny master account is in line with payments-only accounts provided by central banks in the United Kingdom, the European Union and Switzerland.

The decision marks a historic shift for an industry long shut out of the traditional banking system and signals a softer tone at the Fed, which critics had previously described as hostile to crypto under the prior administration. The decision also impliedly recognizes that the Fed believes Kraken has sufficient anti-money laundering and sanctions compliance practices to curb illicit finance risk, and that Wyoming’s regulatory framework for special purpose depository institutions (SPDIs) is in line with Federal banking standards.

This could kick off a surge of Fed master account applications from other crypto firms. On the horizon: Wyoming’s @custodiabank, which has been chasing access nearly as long as Kraken and has been engaged in litigation against the Fed since 2022. @Anchorage, an OCC-regulated trust bank, and @Ripple's U.S. banking partner have also applied for master accounts.

More to come.

[mac-X @CryptoMaxiMac]

@FootballFactly Houston Dynamo

[Coinbase 🛡️ @coinbase]

Like if you sang along.

[Blockchain Backer @BCBacker]

With Bitcoin back at $69k, the 2021 peak, I have started buying some of my crypto back to capture the spread from Oct 4 sells.

Still have a LARGE cash position. But, locking in some gains from this fall. BTC, ETH, and XRP.

A big victory for me. Now we hunt for a bottom.

[Monica Long @MonicaLongSF]

After one of crypto’s most exciting years (and Ripple’s), the industry is entering its production era. In 2026 we’ll see the institutionalization of crypto — trusted infrastructure and real utility will push banks, corporates, and providers from pilots to scale — across stablecoins, onchain assets, crypto custody, and broader institutional investment. A true inflection point for institutional adoption and the Internet of Value. With that, here are some of my top predictions for 2026:

[mac-X @CryptoMaxiMac]

@LegacySiu I’m kidding but Halland and Jude at BD. Jude and Ronaldo both played at Real Madrid. Barca and Real Madrid are rivals.

[mac-X @CryptoMaxiMac]

@LegacySiu Jude Bellingham

[bearableguy123 @bearableguy123]

Cha-Chingle all the way! Merry Christmas and a VERY Happy New Year 2026 to you all! We got this!

[Brad Garlinghouse @bgarlinghouse]

In March, on @BloombergTV I predicted $RLUSD would be a top 5 USD stablecoin by EOY (when many in the industry were still asking if the world needs another stablecoin)...I’ll just leave this here 😁

Big congrats to @_JackMcDonald_ and the entire RLUSD team!

[mac-X @CryptoMaxiMac]

@AshCrypto Catch a falling knife

[Brad Garlinghouse @bgarlinghouse]

"Moving forward" is the only path worth considering -- excited to join this outstanding group at @Binance Blockchain Week in Dubai.