Chinmay 🇮🇳

cool @ attitude,hard @ ethics
Explorer of possibilities,lover of words.

[Chinmay 🇮🇳 @cvnaik]

@KiranKS We have been through this don’t worry who are born Indian will be included….

[ArcelorMittal Nippon Steel India @AMNSIndia]

In partnership with @SVNIT, Surat, & inaugurated by Mr. Tejas Parmar, IAS, Hon'ble @collectorsurat & District Magistrate, Surat, we’ve launched the Employability Enhancement Program to equip engineering graduates & diploma holders with skills for modern manufacturing.

#AMNSIndia

[HasnaZarooriHai🇮🇳 @HasnaZaruriHai]

Two decades ago, this man redefined the world of Shayari forever. ❤️✨

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[DD News @DDNewslive]

#WATCH | Colonel Koshank Lamba was conferred the Vir Chakra for his extraordinary courage, conspicuous bravery and selfless devotion to duty.

@rashtrapatibhvn

[IANS @ians_india]

Delhi: Captain Lalrinawma Sailo of 4 PARA (Special Forces) is conferred the Kirti Chakra

(Source: President of India /YT)

[DD News @DDNewslive]

#WATCH | Group Captain (Now AIR Commodore) Prasanth Balakrishnan Nair was conferred the Kirti Chakra for his extraordinary courage, conspicuous bravery and selfless devotion to duty.

@rashtrapatibhvn

[Chinmay 🇮🇳 @cvnaik]

@j_bindra Not now come come in October again

[Jayant Singh @jayantrld]

The National Steering Committee of #PMSETU, in its 3rd meeting today (29.05.2026), has approved the Strategic Investment Plan for the Visakhapatnam ITI Cluster, submitted by ArcelorMittal Nippon Steel India, making Andhra Pradesh the first State to lead the way! @naralokesh

Congratulations to the Government of Andhra Pradesh, ArcelorMittal Nippon Steel India and the entire MSDE team.

To every industry leader watching — the door is open…..
Step in. Invest. Skill. Transform. And lead the way for India 2047!!

[Gujarat Plus @gujarat_plus_]

Big Boost for Gujarat's Power Grid⚡

🔹 7 more locations in Gujarat will now get STATCOM installations after Gir Somnath.
🔹 GETCO is the 1st state transmission utility in India to use this advanced technology.
🔹 Known as a 'Smart Voltage Stabilizer', this system stops grid voltage fluctuations.
🔹 It ensures stable voltage and continuous power supply for the agricultural sector.

Follow @gujarat_plus_

[Sahil Sharma @sahil_vi]

Indian grid is now 38% renewable at consumption this is remarkable

[ANI @ANI]

South Gujarat’s Fruits Go Global Through Value Addition

[DeshGujarat @DeshGujarat]

L&T Inaugurates India’s Largest Skill Training Institute in Vadnagar, Gujarat
https://t.co/nfcVdAUUl3

[Alpakanya @Alpakanya]

Gem of Bihar, superstar Vaibhav Sooryavanshi ❤️

[The Analyzer (News Updates🗞️) @Indian_Analyzer]

🚨CRAZY! UAE to store up to 30 million barrels in India’s Strategic Petroleum Reserve after PM Modi’s visit 🤯

- UAE pays for storage and retains ownership
- India gets priority access during emergencies

A major energy security boost for India with zero storage cost burden🔥

[Chinmay 🇮🇳 @cvnaik]

@x_rahulraj One most impartant machine does wonders with this magic of mutual induction

[kapil bishnoi @Kapil_Jyani_]

ये वाला मस्त है….😂😂

[Gujarat Plus @gujarat_plus_]

Somewhere in Surat