Em

Grew my savings into life changing wealth. Follow as I continue my journey and teach you everything I learn along the way.

[Em @CvrStarter]

It took me 10yrs to gather $250k in savings and 5yrs and 8 trades to turn it into $3.44m.

My life changing journey with 3 lessons for you to replicate.

First I lived the common modern wisdom:

1. Studied hard to graduate with First Class Honors in Mechanical Engineering.

2. Got a great job.

3. Started climbing the corporate ladder.

4. I saved, invested in the biggest companies and bought dividend paying stocks.

5. Waited for the good life to come at maybe 60yrs old when I retire?

In time it dawns on you that the good life isn’t coming because every “promotion” you get comes with longer hours, more stress and increased expectations for you to be available outside your workday.

And while saving and buying a diverse set of big companies is good, it’s not going to bring you life changing wealth.

Pressure to escape the hustle forced me to find better ways of managing my savings.

This led me to 3 ideas that changed my life.

1. Ride the forces of disruption and you’ll 10x your investments.

What’s great about disruption is that it levels the playing field.

Everyone is new to it.

Massive incumbents like VW seem lost unable to find their feet as they close factories.

And none of the “legendary” Wall Street analysts saw Tesla coming. In 2019, while they were talking about Tesla going bankrupt if they don’t raise money, I bought it at $15.8 in June.

Today it’s at $330, a more than 20x return.

Through riding the forces of disruption, in 2022 I bought:

• Bitcoin at $19k ($88k now for a >4.6x return)
• Sofi at $6.7 ($13.82 now for >2x return)
• Palantir at $9.26 ($60 now for >6x return)
• Block at $68 ($83 now, 22% return)

That brings me to the second idea that would change everything:

2: Buy when the market has crashed and you’ll make explosive returns.

I didn’t buy Tesla at the highs of $25.8 in 2017 or 2018. I bought it after a 40% crash in 2019.

And market crashes happen all the time:

• 2008 financial crisis
• Brexit
• Covid crash
• Tech crash of 2022

You don’t have to know when or why the market will panic and crash.

You only need to know that it happens every few years.

Have savings ready to buy during these times and often you can often buy almost anything and still double your money in a year.

It’s like fishing with dynamite.

But to make it all work, the last lesson I learnt is the hardest to implement:

3. Practice patience to maintain your peace of mind and escape the hustle.

I started following Tesla in 2014. Bitcoin, Sofi, Palantir and the rest of US tech in 2019.

I did my homework and was patient.

I bought 3 things in Covid, which I already got out of. And together with:

• Tesla
• Sofi
• Block
• Palantir
• Bitcoin

It’s a streak of 8 trades in 5yrs that changed my life.

No day trading stress.

No FOMO.

No hustle.

No sleepless nights worried about the market wiping out my life savings.

All by doing some homework, being patient and having savings ready to deploy.

And now I feel confident it’s a repeatable formula I can teach others.

So follow @cvrstarter for more.

[Em @CvrStarter]

@ccoleasteroid Wise words.

That reminds me of a quote I love:

"You are not the darkness but the light that refuses to go out."

[Em @CvrStarter]

@ccoleasteroid Well said!

When you're able to adapt to change you'll always get to a better place.

[Em @CvrStarter]

You’re emotional.

And when you reach your limit you explode just like anyone else.

That’s ok.

The definition of maturity is how well you manage it, lean into it, make it work for you, value it.

Don’t try to be a robot.

Instead, put in the self-work to be a better human.

[Em @CvrStarter]

@ccoleasteroid Life is a lot more fun when you realise that anything you want or want to be can be attained if you simply take the time and patience to pursue it.

[Em @CvrStarter]

@ccoleasteroid Thanks man.

It's hard but once emotions pass you sometimes want to kick yourself for getting caught up in it.

[Em @CvrStarter]

The problem with #TeslaTakedown mania is that Elon isn't Tesla.

In multiple areas, Tesla still makes the best products, at least in the US.

This remains important as the world fragments into East vs. West, multipolar or whatever you call it, because experts are figuring this out along with you.

In several scenarios, Tesla stock could rocket again.

For example, Tesla's board could decide Elon's too toxic and let him go. (Apple let Steve Jobs go in the '80s, only to hire him back a decade later.)

Or Elon might change his behavior.

In either case, Tesla's stock will rocket because the underlying business is highly profitable and world-changing.

Take another example: Wernher von Braun, head of the US space center during the moon landing, was a Nazi, SS member, and lead developer of the V2 rocket that bombed London in the 1940s.

People change; some forgive, others forget.

Almost everyone moves on.

A 3-month downturn is just noise for a company with over 20 years of growth, execution, and great products.

If you're confident in the underlying business, Tesla is now a great buying opportunity in crash territory.

And this is one of those times where being anti or pro Elon is an emotional argument that clouds your ability to see things as they are and make good investment decisions.

It’s in emotional times where those who stay clear minded and synthesize the flood of information make the best decisions with their money.

[Em @CvrStarter]

@ccoleasteroid Well said.

Another wise perspective I read a little while back:

"If you want to understand the universe, understand yourself."

[Em @CvrStarter]

@ccoleasteroid Well said.

When you're focused and open to change you'll see the right path opening up.

[Em @CvrStarter]

Success isn’t reaching a level in life.

It is gaining the ability to always level up.

With direction you’ll get to wherever you want to be.

[Em @CvrStarter]

@roarofsoul Life feels freer, happier and is often filled with more wealth when you write your own story.

[Em @CvrStarter]

@roarofsoul Clarity does work wonders.

Maintaining it makes things feel easy.

[Em @CvrStarter]

@JohnCena That's true.

It's easy to point at others.

Much harder to hold up a mirror.

[Em @CvrStarter]

You sustain yourself through the lows when you believe in something bigger than yourself.

And if you’re struggling to find that thing, looking at what you can do for those around you is a great place to start.

[Em @CvrStarter]

You’ll break rules when you push the envelope.

It’s the only way to make things better.

True genius comes from knowing when, where and why.

[Em @CvrStarter]

@wealth_director This is one of the great wisdoms that philosophers continuously repeat:

You become what you think - Buddha

The words you speak become the house you live in - Hafiz

What you sow, you shall reap - Galatians 6:7-9

[Em @CvrStarter]

@PhilOfLife_ I've learnt that when you believe something is possible, you start seeing opportunities to make it happen.

Then, you can start whenever you want.

Try as many times as you want.

But it's important to write your own story.

Be the hero in it.

[Em @CvrStarter]

@roarofsoul I'm still laughing 🤣

[Em @CvrStarter]

@roarofsoul Thanks man 🙏

[Em @CvrStarter]

Why blaming others is a trap:

[Em @CvrStarter]

@ItsKieranDrew Ouch...

Harsh but true 😅

[Em @CvrStarter]

@EssentialMastry I've learnt that listening is an essential skill to getting anywhere.

It's how you learn;

Build relationships.

And how you see alarm bells when you can hear what is not said.