D Stembridge

Jesus loving, flip flop wearing, former teacher who is now a full time NaNa💞😎🇺🇸 Lifelong Dallas Cowboys fan!!

[Ned Ryun @nedryun]

This is so great.

[D Stembridge @d_stembridge]

@RightScopee No, because we didn’t have the knowledge or courage to step out ourselves…

[Bio Bite 🥩 @BioBite_]

A5 Wagyu Ribeye Cooked in Raw Honey.

[J.P. Hovey @jhovey34]

Honestly was not expecting Eric Church to give one of the best commencement speeches of all time.

Chief CRUSHED this 🫡

[Kevin W. @Brink_Thinker]

I couldn’t believe my eyes 👀

[Brennan Schlagbaum, CPA @Budgetdog_]

If you die without a plan...

- The government takes 40% in tax
- Probate court costs $100k+
- Your kids get the scraps

If you love your family, here's every document you need to protect them:

(from a CPA & father of two)

1) Emergency Access List

This should include:

-> All bank account numbers
-> Investment account logins
-> Life insurance policies
-> 401k/IRA beneficiaries
-> Safe deposit box location
-> Password manager master code

Keep a digital & physical version for safety...

And make sure your spouse has access.

2) Legal Documents

-> Will (name guardians for kids)
-> Durable Power of Attorney
-> Healthcare Power of Attorney
-> Living Will/Healthcare Directive

Setting all of this up costs about $500...

($1,500 with an attorney)

But without them, the state decides everything.

3) Money Protection

Your family will need time to mourn.

Make sure they can do it without going broke:

-> Term life insurance (10x income)
-> Emergency fund (6-12 mo in a HYSA)
-> Retirement accounts with spouse access

4) The "First 48 Hours" Sheet

Write down clear instructions for your family:

Call this attorney: [Name/Number]
Call this CPA: [Name/Number]
File life insurance claim here: [Details]
Don't touch investments for 6 months
All bills are on autopay from [Account]

Grief destroys decision making.

This protects them.

5) Business Owner Addition

If you have a business, set up:

-> Buy sell agreements
-> Key person insurance
-> Business succession plan
-> Separate LLC owned by trust

If your company can't survive without you...

It's a 9-5 with extra steps.

6) Trust Setup

A proper trust can save your family $400k+ in probate costs.

But 90% of them are set up wrong:

-> Assets never get transferred in
-> Beneficiaries aren't updated
-> Pour-over will is missing

Here's how to fix that:

"Bulletproof" Trust System:

1) Revocable Living Trust
-> Avoids probate completely
-> Keeps finances private
-> Protects kids' inheritance

2) Pour-Over Will
-> Catches forgotten assets

3) Guardian Designation
-> Who raises your kids
-> How they get paid

Setting this up takes a weekend...

But ignoring it could cost your family everything.

So start before you're ready...

Because no one plans on dying.

Hope this helps!

Share with your spouse if you want to set this up...

And follow me for more 🤝🏻

[D Stembridge @d_stembridge]

@nickimoraa Yes

[D Stembridge @d_stembridge]

@hwinkler4real Not kindergartners

[Iris Seraphina  @iris_seraphina]

When the kids grow up, buy some inflatable costumes for them to do their Easter egg hunt! 🥚🐰🐣

[This Account Makes You Happy @FeelYouHappy]

The cutest video ever 😻

[D Stembridge @d_stembridge]

@rocknrollofall Yes it is

[D Stembridge @d_stembridge]

@vxylily Watch band

[NancyH @NancyH_60]

**Ten facts about Texas that sound fake, but are actually true.**

These are some really interesting facts—some of them I didn’t know.

Everything is bigger (and better) in Texas!

[D Stembridge @d_stembridge]

@SidneyPowellQ B

[D Stembridge @d_stembridge]

@lady_valor_07 No

[D Stembridge @d_stembridge]

@gibsonoma RIP Robert Jr…

[Drew Ponder @drew_ponder]

@JesseBWatters MH370

[D Stembridge @d_stembridge]

@Damicko01 @JesseBWatters 🤣

[Science girl @sciencegirl]

The Turin shroud, brought to life by AI

[Rus @RusMetaX]

BREAKING: Is the man now in custody the SAME masked intruder caught on Nancy Guthrie's doorbell cam? https://t.co/cn2MdYdhr0

Pima County Sheriff's Dept. + FBI just detained a suspect south of Tucson (traffic stop, Rio Rico area near Mexico border) for questioning in the abduction of 84-year-old Nancy Guthrie (Savannah Guthrie's mom).

This comes HOURS after FBI dropped chilling surveillance: armed, masked figure (ski mask, gloves, backpack, holstered gun) tampering with her camera at ~2 AM on Feb 1, the night she vanished.

Investigators had previously linked a January trespasser (just 10 mins away) and a December "fake delivery driver" (23 mins away) to the case.

Authorities haven't confirmed if the detained man matches the video yet, no charges filed, no arrest announced, but the timing is explosive.

Prayers for Nancy's safe return. This could be the break.

#NancyGuthrie #Breaking #FBI #TucsonAbduction #MissingPerson