Da_woods

Bee Farmer.
Big Data:Analytics: Databases:Specialist: AI:IoT:ML: Liverpool Fan:A system is no faster than its worst bottleneck

[Da_woods @da_wudi]

I will not blame the govt anymore, I blame we the citizens. We had only one day in 5 yrs to set the country right but instead, we voted coz of tribe.Shithole decisions, Shithole results.I hope the voters who are in kindergarten right now will make better choices in the future

[Abojani Investment 🇰🇪🇺🇬🇹🇿 @TheAbojani]

5 MISTAKES TO AVOID WHEN STARTING A BUSINESS IN YOUR 40s...

Turning 40 and starting a business is not always part of the original plan. You spend years building your career, acquiring qualifications, gaining experience and climbing the corporate ladder. Then, somewhere along the way, the job market changes.

Some employers consider you too expensive to hire and others feel you are overqualified for entry-level positions. You may find yourself competing with younger professionals willing to accept lower salaries, while opportunities at your level become increasingly limited.

And so you naturally decide to get into entrepreneurship....

[Da_woods @da_wudi]

@otienowill The MP should be barred from using and forced to swim into the river

[︎︎︎︎︎︎︎ ︎Mary Kwamboka @MaryKwamboks]

They massacred my sister Janet here😭😭😭

[Alfred Mathu @MathuAlfred]

This is the story of how I cleared a 10-year mortgage in 2 years

In the year 2000, I signed for my first mortgage KSh 2.7 million, repayable over ten years, with a monthly installment of about KSh 37,000. At the time, it felt significant but manageable. Like many young professionals, I believed the difficult part was getting approved. Once the bank said yes, I was ready to sit back and relax knowing that in 10 years i will be a home owner.

That is what traps most people.

When many people secure a mortgage, they celebrate the approval rather than confront the obligation. They upgrade furniture, expand their lifestyle, and slowly adjust their expenses until the monthly payment blends into routine existence. Ten years quietly becomes normal. The loan stops feeling temporary and starts feeling permanent.

I had a mentor who refused to let that happen. Stewart Henderson, who was serving as CEO of Old Mutual at the time told me something that permanently changed my understanding of debt: a mortgage is not a commitment it is an emergency.

Then he introduced a rule that, at the time, felt extreme. Every month I earned commissions, I had to bring my statement to him before spending any money. We would sit down together and allocate it.

The bank required KSh 37,000.
Stewart ignored that number.

Instead, he focused on capacity. Whenever income rose, payments rose. Whenever earnings improved, we attacked the loan. He called it 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐚𝐠𝐠𝐫𝐞𝐬𝐬𝐢𝐨𝐧, treating debt as something to eliminate quickly rather than manage comfortably.

The first few months were uncomfortable. The natural instinct after earning more money is to reward yourself. Income creates a feeling of entitlement to enjoy what you worked hard for. But discipline does not negotiate with feelings. Every additional shilling was assigned before it reached my pocket.

Something surprising happened. As my income grew, but my lifestyle did not.

Because expenses stayed controlled, every increase in earnings accelerated repayment. The balance started shrinking visibly not yearly, but monthly. What had been structured as a ten-year obligation began to feel temporary.

Two years later, I made the final payment.

Now here’s the surprise, after I serviced the mortgage to completion, my mentor did not congratulate late me. He simply told me to start looking for the next property.

Most people follow a familiar sequence: earn, spend, then save what remains. I learned to earn, allocate, then live on the balance. The house was not paid off by income alone; it was paid off by priority.

Over the years, advising many individuals, I have noticed a consistent pattern. Nearly everyone wants financial freedom eventually, but very few accept financial discipline immediately. The distance between the two is not measured in years it is measured in habits.

Your path does not have to begin with a mortgage. In fact, for many people the smarter starting point is elsewhere, structured savings & investments, or disciplined accumulation strategies that eventually position you for homeownership without pressure.

[TurboDiesel @alexmwanzo]

A proper 4 banger
Would do everything a prado would better minus overlapping and having wierd blinking lights

Suzuki Escudo
2010
Petrol
2499cc
Manual Transmission
197K mileage
Asking 880K

Viewed at Haki Traders Kiambu road

Contact 0721 578 996

[NTV Kenya @ntvkenya]

Former CJ David Maraga:

If Kenyans elect me as their president, I will get a team of professionals to help me run the country.

I will provide leadership that will enable the professionals to do their work and the country will move forward.

#MaragasVerdict @jageyo

[Kivutha Kibwana @ProfKibwana]

Have you heard this modern saying?:

“GEN ZII
NI
DAWA
YA
WASHENZI.”

#PowerToKenyanYouth
#PowerToAfricanYouth
#PowerToGlobalYouth

[Kivutha Kibwana @ProfKibwana]

Once when the President was asked whether the Office of the First Daughter existed, he responded: let young Charlene enjoy her youth.Billy Mwangi, Peter Muteti, & Bernard Kavuli should also be allowed to. Fighting social media is pouring petrol to fire. #ABDUCTIONSMUSTEND.

[Foreign Intelligence @G8FIST]

G.I.S.T. & Rogern's 7 Ultimate Authenticated The Digital Voice~Print Affirming An Active Kill Order Against Kenya's Deputy President @Rigathi Was Issued By President @WilliamSRuto To A Rogue Unit Of The National Intelligence Service, NIS On April 12, 2024 ~ UK @GCHQ & US @NSAGov.

[Da_woods @da_wudi]

@Hot_96Kenya .. that's a huge lie. I am still yet to get my passport 6momths down the line.

[Official Kenya Airways @KenyaAirways]

𝗔𝗙𝗥𝗜𝗖𝗔'𝗦 𝗟𝗘𝗔𝗗𝗜𝗡𝗚 𝗔𝗜𝗥𝗟𝗜𝗡𝗘 𝟮𝟬𝟮𝟰 😎

[Da_woods @da_wudi]

@RobertAlai But it's the naked Truth

[Kwame 🇰🇪🇺🇸 @kwame_kenya]

@HonMoses_Kuria When you hot burnt, you seeked treatment abroad. It doesn't make sense increasing Hospital fund rates when public health is in shambles. Ungekua admitted pale KNH tungekuskiza. This SHIF is Bullshit!

[Da_woods @da_wudi]

@McKennaMK Where is the decline letter from Safaricom .

[Da_woods @da_wudi]

@Belive_Kinuthia Crap.. use your brains to think and not as a pillow

[Da_woods @da_wudi]

@Kenyans Heheh I hope this is comedy.

[The Kenyan Vigilante @KenyanSays]

Okoth Opondo exposes the Names of Contractors who were behind the stalled Stadium projects where Billions of money have been lost and that were launched by the National and County governments but never completed!

[Morara Kebaso @MoraraKebaso]

Dear My Sponsors the People of Kenya
We can do a presidential Sound at 1.2M or a Middle Sound at 838,200. Kindly review the quoted prices and verify if they are within market rate. For the sound system i have already raised 325,000 on Mpesa Number 0708985611. I hope more Kenyans of goodwill will continue giving. As for the vehicle to be fitted with this sound i still don’t have one but i own an old LR Defender somewhere that doesnt have a gearbox, i can fix that one tusonge mbele. These assets will be used only for purposes of civic education and good governance campaign. I will be organizing caravans where you can join me as we make a combined effort to redeem our country.
Yours Trully
Morara Kebaso

[Martha Karua @MarthaKarua]

Food for thought

[The Kenyan Vigilante @KenyanSays]

Morara Kebaso, Joshua Okayo and others address crowds in Kisumu a few moments after President Ruto left the Area!
Aura for Aura!