Dai Yu

[Term Labs @term_labs]

Are you still bleeding yield to utilization spikes on variable protocols? 🩸

Term's Auto-Refinancer is your "1-Click Migration" dashboard.

[Term Labs @term_labs]

Leverage is easy to get into, but a nightmare to get out of.

Usually, "unlooping" means 30 minutes of transactions, multiple gas fees, and the constant fear of a price swing while you’re mid-exit.

Not anymore. Term V2 just launched the 1-Click Unloop. ⚡🧵

[Term Labs @term_labs]

You can lock in fixed-rate loans with Term natively on @Safe

High-conviction lending, now with multi-sig peace of mind.

[Term Labs @term_labs]

Cut the friction. The Term Router brings gas-efficient, one-click signing to Term Finance.

[Dion Chu @dionchu]

Morpho just dropped the Midnight whitepaper — a clean fixed-rate primitive.

My take: it’s the clearest sign yet that fixed-rate DeFi is moving from “build the market” to “make it actually usable.”

But here’s the key difference most people are missing…

[Dion Chu @dionchu]

https://t.co/ucNzBxQ3Wd

[Dion Chu @dionchu]

With Aave markets now effectively frozen on rsETH exposure and liquidity evaporating, we’re seeing the textbook failure mode of open-ended variable-rate pools play out in real time.

1. Shared collateral pools socialize risk across unrelated positions — one compromised LST quickly becomes bad debt that contaminates the entire market.

2. 100% utilization triggers violent rate spikes that punish legitimate borrowers exactly when they need stability most.

3. Without hard maturity dates, bad debt lingers indefinitely, distorting pricing and trapping liquidity.

Term was built around fixed-term loans and fully isolated collateral pools, designed precisely to avoid this class of contagion. Maturity enforces clean resolution: repay or liquidate, no zombie positions, no cross-position spill-over.

Worth keeping in mind for anyone actively borrowing or lending against yield-bearing assets right now.

[Dai Yu @dai_yu]

Having young kids turned out to be great training for an ai world. Just take the same https://t.co/hy246iH6vl file you prepared for them and feed it to your bot

[Term Labs @term_labs]

Excited to participate as a member of the @base ecosystem. Vote and earn ETH when Term wins.

[Term Labs @term_labs]

@ethena and @pendle_fi are live on @avax 🔺 with fixed rate lending from @term_labs.

On Term, borrow USDC against sUSDe and PT-USDe 27 Nov 2025.

Matched maturity loans at a fixed rate only on Term.

No interest rate spikes. No uncertainty.

Let’s dive in ⬇️

[Term Labs @term_labs]

The wait is over.

💠 Token: $TERM – governance token for Term Finance

🌐 Total Supply: 100,000,000 tokens

Full tokenomics breakdown in a separate thread.

📚 Launch Details:
🔸Token will be live on Ethereum Mainnet.
🔸Initial listing on Kraken and MEXC at 04:00 UTC, Weds March 26th.

❔ What’s Next?

💧 Airdrop Claim: Eligible users can claim tokens starting March 26th.

Claims link and eligibility details posted soon.

🤝 Get Involved: Check Discord for updates and turn on notification for @term_labs.

This is only the beginning. $TERM will empower the community and help achieve Term's goal of building robust, open fixed rate lending markets in crypto.

Lock in, Terminators—we're in it for the long haul.

[Dion Chu @dionchu]

Season 1 of Term Finance is wrapping soon. You – our community – made it real, proving that fixed-rate lending in DeFi isn’t just a dream. We’ve come far together, but this is just the beginning. [1/5]

[Term Labs @term_labs]

They said DeFi was complicated. Term believed it didn’t have to be.

With Strategy Vaults, you get all the benefits of fixed-rate, fixed-term lending, without the hassle of active management. Just deposit, earn, and let the Vaults do the work.

Why Strategy Vaults?

🔒 Security? Powered by Yearn V3, an industry-leading yield aggregator with deep liquidity and proven smart contract infrastructure. Your assets are deployed securely and efficiently.
💵 Predictable Growth? Fixed-rate lending means you know exactly what you’re earning from the moment you deposit—no variable APYs, no unexpected rate fluctuations.
🛠 Ease of Use? Strategy Vaults are set-and-forget. You don’t need to actively manage your position, rebalance, or chase the next yield opportunity. Just deposit and let the Vaults handle everything.

But This Is Bigger Than Convenience…

DeFi lending has been plagued by inefficiencies:

❌ Unstable APYs—rates that fluctuate wildly, making it impossible to plan ahead.
❌ Liquidity Fragmentation—funds spread across multiple platforms, leading to inefficiencies.
❌ Overcomplexity—most DeFi lending strategies require constant monitoring and manual rebalancing.

Term’s Strategy Vaults solve these problems by offering a streamlined, efficient way to deploy capital with confidence.

💱 For lenders, it means earning predictable returns without needing to manage positions actively.
🏦 For borrowers, it unlocks a stable source of capital without worrying about sudden rate hikes.

DeFi’s future isn’t about chasing the next trend. It’s about building systems that actually work—that provide stability, efficiency, and real utility. That’s what Strategy Vaults do.

The next era of DeFi lending is already here. What’re you waiting for, anon?
🔗 https://t.co/n5ADuxqhNz

[Term Labs @term_labs]

Term is excited to be teaming up with @superformxyz 🌟 to bring fixed-rate vaults to the masses!

With a shared vision for simplified DeFi and accessibility, Term and Superform provide instant access to steady, predictable yields 🤝

[Superform @superformxyz]

The USDC Meta Vault from @term_labs is now on Superform 🔥

Built on @yearnfi V3, this Meta Vault automatically allocates deposits across multiple curated USDC Strategy Vaults, providing diversified exposure to fixed-rate yields.

Earn Yield + 1.5x Term Points + 10x CRED

[Term Labs @term_labs]

You experienced Term Auctions, you’ve signed the Blue Sheets, now it’s time to enter the Vault.

Term Strategy Vaults are built on @yearnfi V3, and are automated to make fixed-rate lending effortless.

- Pick your strategy
- Deposit your funds
- Secure predictable yields

Everything is audited, automated, and available for any user.

Welcome to seamless DeFi, with Term.

Let’s dive deeper 🧵

1/ What are Term Strategy Vaults?

They’re automated DeFi tools that make fixed-rate lending effortless. Built on @yearnfi V3, these vaults simplify liquidity management, reinvest earnings, and optimize risk-adjusted yields for passive investors.

2/ How does it work?

Funds are re-balanced across lending positions while maintaining prudent portfolio risk controls:
▫️ Participate in Term Auctions & Blue Sheets.
▫️ Focus on fixed-rate lending = capital efficient and consistent yields.

3/ Why choose Term Strategy Vaults?

🔹 Automated lending + strict portfolio controls
🔹 Stable, reliable yields
🔹 Professional risk curation
🔹 Non-custodial + verifiable on-chain

4/ No expertise required!

You deposit $USDC, $wETH, or other supported assets, and the vaults handle the rest. It's DeFi lending made simple.

5/ How secure is it?

☑️ Term Vaults are non-custodial.
☑️ Funds are locked in immutable smart contracts.
☑️ Protected by strict smart contract-enforced constraints.
☑️ Third-party audits reinforce safety.

Your funds, your control.

6/ Who can benefit?

Passive lenders who want set-it-and-forget-it lending.

Yield hunters tired of inefficiencies in floating-rate protocols.

Risk-conscious DeFi users who want professionally curated and tailored strategies, not a one-size-fits-all approach.

7/ Getting started is easy:

> Pick a strategy based on your risk preference.
>> Deposit your assets.
>>> Relax while the vault optimizes yield.

Why work harder when you can let your money work smarter?

Start your Vaults journey → https://t.co/nAEJgdQOGr

[みず/miz @miz_xyz]

固定金利・固定期間のレンディングTerm Financeの特徴の一つが「過剰担保」です。
例えば私もデポジットしているLombardの $LBTC が担保資産となっており、LombardポイントのLUXもゲット出来るプールはCollateral Health 208.00% と100%超えです。
これだけをもって安全と言えるわけではないですが、このレンディングの堅実さを表しているといえます。

[KuroUsa🟧🐝🍯🟥🟦 @pyn_1105_mgm]

@term_labs

Blue Skeetsで簡単に参加（資金をいれるだけ）→X、Discordなどと連携、友達招待
簡単にポイント稼げてエアドロも狙える
コード入力でポイントアップ！
アーリーチャンス！

RNW13
https://t.co/zOHhut8o3Z…
CDKB7
https://t.co/zOHhut8o3Z…
TKWGZ
https://t.co/ofnmLnfhj3…

[Dai Yu @dai_yu]

💯

[Chris Burniske @cburniske]

Ethereum still dominates "capital gravity" amongst the smart contract chains. While TVL is far from the end-all be-all, it does lead to significant depth (ie, liquidity), which appeals to whales and institutions that use the Internet Financial System.

Liquidity begets liquidity, and that shows no signs of abating for the Ethereum ecosystem anytime soon. Outflows from ETH L1 are almost entirely replaced by inflows to the L2s.

If you saw the "capital gravity," and therefore liquidity of Ethereum diminish, then you may have something to be worried about, but I'm not seeing it. If others are, I'd love to see it displayed in data.

[Runtime Vеrification @rv_inc]

🐞🔨We have been working with @term_labs to formally verify Term's Tokenized Strategy Protocol using Kontrol

Check our new blog to learn more about our work and how we were able to design proofs with a portion of the protocol involving lists and loops

https://t.co/eJyyxsXvJL