The world is not FAIR.
The fairness trap is a mental prison created by the weak to shackle the strong.
The world is not fair.
It works on the laws of PHYSICS and BIOLOGY.
The lion doesn't care about the life of a gazelle; it just eats the gazelle.
So, is the world fair?
No. It is not.
You are waiting for a referee to step into the game and award you a penalty.
He doesn't exist in this game called life.
There is no referee, there is only VALUE.
If you don't create VALUE, you deserve nothing, and nobody will save you.
If you solve a big problem in a few minutes and get paid big, don't sabotage yourself by judging yourself for earning big in a few minutes. You have solved a big problem in 5 minutes, and therefore, you are being paid for spending 5 years learning how to solve it in 5 minutes.
Kill the judge in your head.
Don't judge yourself.
Be shameless in the execution of your skills.
Is the world fair?
No. It is cold and indifferent. It doesn't care.
Is the hiring process fair?
No. Therefore, bypass the hiring process by networking and marketing your value.
Is the game rigged?
Yes.
So, why play the game of losers?
Men don't play by the rules. They trade their money for assets.
Are politicians fair?
No.
They will never be fair.
Therefore, exploit the loopholes they created for themselves and build your leverage alongside them.
You can choose to complain, or you can choose to step into the ring and become a man of value.
You can continue complaining about fairness or go coldly and shamelessly for the crown lying at the edge of the abyss.
You can continue feeling and prioritizing your fragile emotions or you can start engaging your logic and think.
As others whine, you build tools to leverage your value.
You are either the Prince or the Peasant.
The enemy is not poverty,
The enemy is the void in your head that you have refused to conquer.
Your enemy is the battlefield sitting between your ears.
The choice is yours.
#BetterTogether
My wife just asked me if I'm "done working" because her sister wants to FaceTime.
I said, "Yeah, the upgrade finished. Everything's stable now."
I haven't looked at a single work system all day. I've been playing Elden Ring for 4 hours.
But I made sure to leave my laptop open on my desk with a terminal window visible. Just black screen with green text scrolling. Looks very official.
It's actually just running ping google on repeat. But to anyone who glances in, it looks like I'm monitoring something critical.
We got on FaceTime with her sister. She asked what I was working on today.
I said, "Just some backend infrastructure maintenance. Nothing exciting."
She said, "You work too hard."
I nodded solemnly. "Someone's gotta keep the lights on."
My wife squeezed my hand. She thinks I'm dedicated.
The truth? I haven't done a single work-related thing since Thursday afternoon.
But the appearance of work is more important than the work itself. And the best part about IT? Nobody actually knows what you're doing, so they just assume you're doing something important.
Legacy building isn't about what you accomplish. It's about what people think you accomplish.
@gmail can't login to a Gmail account because it's sending a verification code to the same email am trying to recover the password. A 2FA was set to be the phone number. Email is [email protected]
The Olympic Cauldron was lit with a burning arrow on this day at Barcelona 1992. 🔥
As archery kicks off today at #Paris2024, we're throwing back to that unforgettable moment.🏹✨
@worldarchery
How to build a low-risk portfolio on Sh 70K net salary:
As usual, we insist on 20% allocation to savings and investments, that's Sh 14,000.
~Put 9000 in an MMF
~Put 5000 in a SACCO BOSA
End of year 1:
MMF = 120,960 net average 12%
SACCO = 67,200 net average 12%
Total = 188,160
Move Sh 100,000 from MMF to T-bonds.
End of year 2:
MMF = 144,435
SACCO = 142,464
T-bond = 100,000 excluding 16,000 interests (transfer to MMF)
*New MMF balance: 160,435
Total portfolio value: 402,899
If you had merely saved 14,000 monthly for 2 years = 336,000
+66,899 from just setting up, automating contributions, and living your life.
What about year 3, 4, or 5? 🤯
With a portfolio of KES 20M, you can withdraw KES 1.2M every year & probably never run out of money
This only accounts for 6% of your portfolio
With an average annual return of at least 6% you can survive on KES 100K a month
This is how to think about retirement planning👇👇
Since I am radiating positive energy this week, I wanna write about the life of a young Kenyan man. The life of a 20-29 year old Kenyan (African). The most complicated phase of a man. An interesting take. Note, this is my perspective. There are numerous others.
A Thread.
Answering the most frequently asked questions about Money Market Funds.
1. Can I lose my money in a Money Market Fund?
No.
Money Market Funds are managed by a Fund Manager, overseen by a trustee, a custodian and regulated by the Capital Markets Authority.