empty

cofounder @verisventures - from tradfi to onchainfi

[empty @dataoverdose]

crypto fintech 2026 lineup
- tokenized everything: stocks - PE - bonds etc
- lending infra still going strong: bullish morpho and structured financing
-FX: non-USD derivatives growing with more regional products
- growing financial agents for businesses and personal finance

[Hester Peirce @HesterPeirce]

Some thoughts on vaults and onchain lending: https://t.co/ekmod1dJVa

[Lucas @IsazaLucas]

https://t.co/WqvYmECvyX

[Morpho 🦋 @Morpho]

The missing piece for onchain finance is here

Fixed rate, fixed term credit markets

Morpho Midnight is live

[Demis Hassabis @demishassabis]

https://t.co/PTeDiv1b6L

[NIK @ns123abc]

>be Chang Liu
>senior system electrical engineer at Apple
>8 years working on iphone
>january 2026: leave Apple to join OpenAI
>apple asks for laptop back
>ignore them
>lmao it’s my laptop now
>within HOURS of leaving
>message Yu-Ting “Alyssa” Peng, friend at Apple:

Liu: “I still have another computer”

>uses it to access Apple secret info
>within weeks, use HER Apple work laptop
>february 9: try Apple’s network storage
>cloud repo of confidential engineering files
>authentication bug. still works!
>message Peng: “LOL, I found out I can access the [network storage], so funny”

Peng: “I’m ready”

>while developing hardware for OpenAI
>download DOZENS of confidential files
>including a thousand-plus-page compilation of technical files
>including MLB (main logic board) manufacturing + testing presentations

>send Peng links to Apple’s proprietary folders
>point her to specific project data
>coach her how to copy files “to avoid trouble with the security team”
>tell her which confidential Apple materials to study before her OpenAI interview
>warn her another guy “fumbled” Tang Tan’s questions about a secret Apple project
>“download some info” for her to review

>tell her: switch to LINE Messenger so nobody sees this
>she gets the OpenAI offer, leaves Apple April 16
>meanwhile every message was left on APPLE-ISSUED WORK LAPTOPS

>july 10: Apple Inc. v. Chang Liu
>named first. before OpenAI. before Tang Tan

LOL
so funny

[Johann Kerbrat @JohannKerbrat]

Robinhood Chain, just over one week in:
🔹 More than 17M transactions
🔹 Nearly 350k total addresses
🔹 Nearly $250M Protocol TVL
🔹 $1B+ in DEX volume

Thank you to every builder already shipping on the chain. We're just getting started.

@RobinhoodApp @RobinhoodCrypto

[Bernt Bornich @BerntBornich]

Introducing NEO’s 25 Degrees of Freedom, tendon-driven hands — nearing or surpassing human-level dexterity, strength, speed, and reliability.

For seventy years, robotics worked around the hand problem. The humanoid bet is the reverse: it lives or dies at the fingertips.

[Privy @privy_io]

1/ We're launching global fiat onramps on Privy.

Users can now buy crypto directly in your app with a card, wherever they are.

@Stripe Crypto Onramp powers the US + EU, while Privy's global aggregator covers 100+ additional countries.

One integration, one destination wallet.

[Simon Taylor @sytaylor]

EXCLUSIVE: Robinhood is going to pay 7% on dollars to 27.7 million customers.

In this Interview Johann Kerbrat, their SVP of Crypto explains how it all works.

Robinhood Earn lives inside the main investing app. You can buy the USDG stablecoin in a few taps, and it gets deployed into vaults built with Morpho and Steakhouse, and the target yield is roughly 7%.

Where does 7% come from?

Market makers and liquidity providers pay it. These are traders who need USDG liquidity to run spot and perps trading. Your deposit is funding someone else's 50x leverage, and you're the one getting paid for it.

Assuming you get paid back.

Which, as we've seen, doesn't always work in DeFi with hacks and smart contract risk. But Robinhood has done something extra to make this retail-grade.

Robinhood's answer is an insurance program with Lloyd's of London and Relm covering smart contract and vault failure. He says it's one of the largest ever built for a crypto product.

Earn was one of 12 announcements; some others that caught my eye:

Stock tokens in 120+ countries, backed 1:1 by real equities. You can withdraw them to a self-custody wallet and post them as collateral. Borrowing against a stock portfolio used to be a private banking perk; now it's a smart contract.

Robinhood Chain went to public mainnet after 200 million transactions on testnet.

Perps on stocks, crypto, and commodities at 20 to 50x leverage, bringing an entire new asset class to the mainstream.

Robinhood is all in on DeFi.

DeFi protocols spent a decade fighting for users. Robinhood just made a Morpho vault look like a savings account, in front of 27.7m funded customers.

See the 15-minute highlights below and the full episode on the Tokenized Podcast youtube channel

Full interview with Johann on @Tokenized YouTube

[Claude @claudeai]

Fable 5 is back.

[crestalblue @crestalblue_]

as ai agents bridge the gap between access to knowledge and actual skill - it's getting increasingly common for one person (a "human unit") to take on multiple roles at once if fitting, or even switch among different roles as the team structure evolves

i think more teams would need "optimization agents / supervisor agents" specifically looking at the best balance between human units and functional roles, and allocating ai token quotas to maximize output efficiency + quality

[USV @usv]

The best products at each layer will be built by teams who are obsessed with that layer.

[empty @dataoverdose]

impossible is almost not a thing in building stuff since December.

[kanav @kanavtwt]

Day 1 of vibecoding

[Delphi Digital @Delphi_Digital]

xStocks issuance continues to grow.

Onchain AUM has crossed $500M for the first time with more than 177k unique holders.

Household mega-caps lead a broad holder base. The top ten account for more than 80% of that total.

[Dan Kim @dankimxyz]

I’m joining @Airwallex. Here’s why.

TLDR: I'm joining Airwallex to connect programmable money and AI agents to the infrastructure that makes them work for global businesses.

When I joined Coinbase five years ago, money was starting to become programmable in a way the traditional financial system was never designed for.

Stablecoins were one way we worked on that problem: a dollar, in digital form, could move across blockchain rails, settle quickly, and show up inside a product instead of sitting behind a bank login, card form, or checkout page.

With USDC, developers had a dollar they could actually build around, one that moved more like software than a bank transfer. Base, the Layer 2 blockchain, made more of those applications practical. And x402, an open standard I helped bring to the Linux Foundation, took the idea into the web itself: if software can request data, compute, or access to a service, payments should also be able to move in the same way.

AI agents make this impossible to ignore. If software can discover what it needs, negotiate access, pay for an API call, buy data, or trigger work inside another product, the payment flow cannot depend on a human sitting in the middle of it. But removing the human from the payment flow does not remove the work a business has to do around the money: a company can receive a USDC payment instantly and still need to pay a supplier in pesos, reconcile revenue in its ERP, satisfy a regulator, or get money into an account its finance team already uses. Getting the money there is one problem; making it usable once it arrives is a different one.

For agents to handle payments reliably, the business infrastructure around the payment has to already be in place.

Airwallex has spent 10 years building the infrastructure global companies need for exactly this kind of problem: direct licenses across dozens of markets, local payment networks across 120+ countries, and FX infrastructure built to move money without the intermediaries that eat into it. Earning those licenses takes years and has to happen market by market, and FX only looks simple until a customer starts asking why margin disappeared between collection and settlement. These are requirements for pushing programmable money toward real commercial use. Airwallex went straight at all of them, and built something that lets businesses move money globally without rebuilding their banking setup every time they enter a new market.

A lot of software companies, marketplaces, and AI teams are going to run into this earlier than they expect. A team starts with an agent that can initiate a payment and then discovers that the payment itself was the easy part; the harder questions are where the money lands, what currency it arrives in, who is allowed to move it, and whether the counterparty can actually receive it.

That’s why I’m joining Airwallex.

If you’re building AI agents, agentic commerce, or software for companies operating across markets, we should talk.

[empty @dataoverdose]

@StaniKulechov While better rates, not same risk exposure and stack ownership

[E | Pye @eash0x]

Validators -> Asset Managers. Trend kicks off in 2026.

[empty @dataoverdose]

Lmaoooo

[Andrew McCalip @andrewmccalip]

Get paid to wait

The Claude Code spinner might be the most watched line on Earth.

So I turned it into an ad marketplace.

Advertisers bid on it. You keep 50% of the money.

Install the extension → get cash from ads.

Introducing Kickbacks

[crestalblue @crestalblue_]

two major software development shifts ongoing:

1. most will not use opinionated infra anymore - switching cost has become much lower - so there is no point in locking yourself in yet-another-vercel for agents with a specific combination of database/hosting/infra of choice
2. development spending will be measured in ai tokens, not pure $ anymore, sparking a "forthcoming" secondary market of ai token resales or proxy services

building saas for #1 = ngmi
building markets for #2 = 🤯